Business Insurance By County Directory
Business Insurance Information County Guide. From the East Coast to the West Coast, there are over 3200 US counties. Virtually every businesses in these localities - both large and small - needs business insurance.
Some of the most frequently asked questions are; What insurance should my business have? How much insurance is required? How much does it cost? How much insurance do I need?
So where do you find the small business insurance information you need? Here in the business insurance information county guide. Just select your state below to find the small business information for the county you are looking for.
Use the business insurance information county guide to find small business insurance costs, coverages and minimum state requirements for general liability, workers compensation, commercial auto and more.
Browse The Business Insurance Information County Guide Directory
Find business insurance information by US county and state:
- Alabama Counties Business Insurance Information
- Alaska Counties Business Insurance Information
- Arizona Counties Business Insurance Information
- Arkansas Counties Business Insurance Information
- California Counties Business Insurance Information
- Colorado Counties Business Insurance Information
- Connecticut Counties Business Insurance Information
- Delaware Counties Business Insurance Information
- Florida Counties Business Insurance Information
- Georgia Counties Business Insurance Information
- Hawaii Counties Business Insurance Information
- Idaho Counties Business Insurance Information
- Illinois Counties Business Insurance Information
- Indiana Counties Business Insurance Information
- Iowa Counties Business Insurance Information
- Kansas Counties Business Insurance Information
- Kentucky Counties Business Insurance Information
- Louisiana Counties Business Insurance Information
- Maine Counties Business Insurance Information
- Maryland Counties Business Insurance Information
- Massachusetts Counties Business Insurance Information
- Michigan Counties Business Insurance Information
- Minnesota Counties Business Insurance Information
- Mississippi Counties Business Insurance Information
- Missouri Counties Business Insurance Information
- Montana Counties Business Insurance Information
- Nebraska Counties Business Insurance Information
- Nevada Counties Business Insurance Information
- New Hampshire Counties Business Insurance Information
- New Jersey Counties Business Insurance Information
- New Mexico Counties Business Insurance Information
- New York Counties Business Insurance Information
- North Carolina Counties Business Insurance Information
- North Dakota Counties Business Insurance Information
- Ohio Counties Business Insurance Information
- Oklahoma Counties Business Insurance Information
- Oregon Counties Business Insurance Information
- Pennsylvania Counties Business Insurance Information
- Rhode Island Counties Business Insurance Information
- South Carolina Counties Business Insurance Information
- South Dakota Counties Business Insurance Information
- Tennessee Counties Business Insurance Information
- Texas Counties Business Insurance Information
- Utah Counties Business Insurance Information
- Vermont Counties Business Insurance Information
- Virginia Counties Business Insurance Information
- Washington Counties Business Insurance Information
- Washington D.C. Counties Business Insurance Information
- West Virginia Counties Business Insurance Information
- Wisconsin Counties Business Insurance Information
- Wyoming Counties Business Insurance Information
Why Do You Need Commercial Insurance?
Business insurance information county guide. Small businesses need commercial insurance because it helps cover the costs from third-party property damage and liability claims.
Without commercial insurance, business owners may have to pay large out-of-pocket costs for damages and legal fees against their company. Depending on the what happened, this could be financially devastating, and end in bankruptcy or the loss of the business.
Many landlords and companies contractually small businesses to carry certain types of business insurance such as general liability and commercial property.
It's important to note that in most states (and all the counties therein), businesses are legally mandated to have specific types of business insurance:
- Workers Compensation Insurance
- Disability Insurance
- Unemployment Insurance
Most of these required coverages are to protect the business' employees. But many counties and municipalities require general liability and other liability coverages to build or contract in their jurisdictions as well.
How To Pick What County To Locate Your Business In
According to the Small Business Administration (SBA), "Your business location determines the taxes, zoning laws, and regulations your business will be subject to. You'll need to make a strategic decision about which state, city and neighborhood you choose to start your business in."
The SBA also states, "You'll need to register your business, pay taxes, and get licenses and permits in the place you choose to locate your business. Where you locate your business depends in part on the location of your target market, business partners, and your personal preferences. In addition, you should consider the costs, benefits, and restrictions of different government agencies.
US County Demographics
According to the small business administration, here are some more demographics on US Counties during years 2010 to 2020:
Growth and Decline
- Out of 3,142 counties and county equivalents, 1,610 (51.2%) gained population between 2018 and 2019. Nine counties (0.3%) experienced no change in population during this time, while the remaining 1,523 (48.5%) lost population.
- Between 2010 and 2019, 1,459 (46.4%) counties gained population, and 1,683 (53.6%) lost population.
Natural Increase
- Of the 3,142 counties, 1,799 (57.3%) experienced natural increase between 2010 and 2019, meaning the county had more births than deaths.
Net Migration
- Among the 3,142 counties, 1,290 (41.1%) counties showed positive net migration between 2010 and 2019, meaning more people moved into the county than moved out.
- Between 2010 and 2019, over half of counties (63.9%) experienced net domestic out migration. During the same period, only 13.9% of counties lost population through net international migration.
