Workers Compensation Class Codes Lookup

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NCCI Workers Comp Class Code Lookup

Workers Compensation Class Codes Lookup

Workers Compensation Class Codes Lookup. Workers comp class codes are created by the National Council on Compensation Insurance (NCCI), an organization that according to them: "gathers data, analyzes industry trends, and provides objective insurance rate and loss cost recommendations."

According to WikipediA: The NCCI annually collects data covering more than four million workers compensation claims and two million policies. The bureau uses this information to provide:

  • Workers compensation insurance rate and loss cost recommendations
  • Cost analysis of proposed legislation regarding workers' compensation regulations and benefits
  • Special claims research projects
  • Analysis of judicial and regulatory decisions on workers' compensation
  • Cooperation with other data-collection agencies to ensure a credible database

NCCI also produces a number of manuals that govern the details of how Workers Compensation insurance premiums are calculated in many (but not all) states. Among these manuals are the Basic Manual (which sets out rules on the classification code system, payroll amounts used to compute premiums, and changes in classifications and premiums); Experience Rating Manual (which details rules governing how Experience Modification Factors are computed and used in Workers Compensation insurance premiums); and the Scopes Manual (which details how NCCI intends the various classification codes to be assigned to various kinds of employment).

For example, for a roofer, tree trimmer, or demolition company, the cost could be $17 per $100 in payroll, or even higher. On the other hand, the cost to cover a attorney, accountant or real estate agent could be under $0.20 per $100 of their payroll. So, for an employee that earns $40,000 a year, a blue collar contracting company could pay around $6800, where a white collar business may pay just $80. It all depends on the risk or injury associated with the code.

Workers Compensation Class Codes lookup. Workers comp classification codes are three to four digit numbers assigned by the NCCI or state rating bureau. Workers comp class code are used to determine your base WC premium cost.

Following are some of the answers to commonly asked general liability class code questions:


What Are Workers Compensation Class Codes?

Workers comp class codes are created by the National Council on Compensation Insurance (NCCI), an organization that according to them: "gathers data, analyzes industry trends, and provides objective insurance rate and loss cost recommendations."

According to WikipediA: The NCCI annually collects data covering more than four million workers compensation claims and two million policies. The bureau uses this information to provide:

  • Workers compensation insurance rate and loss cost recommendations
  • Cost analysis of proposed legislation regarding workers' compensation regulations and benefits
  • Special claims research projects
  • Analysis of judicial and regulatory decisions on workers' compensation
  • Cooperation with other data-collection agencies to ensure a credible database

How Are Workers Compensation Rates Determined?

NCCI also produces a number of manuals that govern the details of how Workers Compensation insurance premiums are calculated in many (but not all) states. Among these manuals are the Basic Manual (which sets out rules on the classification code system, payroll amounts used to compute premiums, and changes in classifications and premiums); Experience Rating Manual (which details rules governing how Experience Modification Factors are computed and used in Workers Compensation insurance premiums); and the Scopes Manual (which details how NCCI intends the various classification codes to be assigned to various kinds of employment).

For example, for a roofer, tree trimmer, or demolition company, the cost could be $17 per $100 in payroll, or even higher. On the other hand, the cost to cover a attorney, accountant or real estate agent could be under $0.20 per $100 of their payroll. So, for an employee that earns $40,000 a year, a blue collar contracting company could pay around $6800, where a white collar business may pay just $80. It all depends on the risk or injury associated with the code.

How Are Workers Compensation Risks Classified?

Classifying workers compensation risks can be extremely challenging, especially considering that they often do not match general liability classifications. In many cases, the classification descriptions and codes are only vaguely related to one another or are not related at all.

As a result, classifying workers compensation risks can be difficult and challenging so it must be done carefully. Proper classification produces the best exposure fit and benefits both the named insured and the insurance company.

Selecting the proper classification or classifications is not always simple or easy. The primary goal in classifying risks is to select the one class that best represents the operation. Classification wording must be read carefully with respect to inclusions and exclusions.

There is not usually a single classification that exactly matches a given operation. As a result, the classification that best or most nearly reflects it should be used.

This "one best classification" approach has a few exceptions. These include construction or erection operations, farming, repair facilities, and retail businesses. These risks almost always have more than one classification, depending on the nature and extent of the business and the operations performed.

Where Can I Lookup Workers Compensation Class Codes?

Workers Compensation Class Codes lookup. Workers comp class codes allow companies to categorize the types of work a business does based on an estimated amount of risk for that category. This allows workers comp insurance companies to accurately determine the appropriate workers compensation coverage premium to charge

You can lookup NCCI Workers Compensation Class Codes using the following list. The WC class code pages also show the related State codes as well as the related General Liability, SIC and NAICS codes as well as a cross reference.

Following is the NCCI workers compensation classification codes lookup (looking for SIC Codes, NAICS Codes or SIC Codes?).

Each classification has a four-digit code. Each code has a corresponding loss cost or rate that is used to start the rating process. Some risks have only one classification and loss cost or rate. Others have two or more, depending on the type of business, operations performed, and classifications that apply. Both the code and class description are listed in numerical order:

Workers Comp Class Code Workers Comp Class Description
0005 Farm - Nursery Employees & Drivers
0008 Farm - Vegetable & Drivers
0016 Farm - Orchard or Grove & Drivers
0034 Farm - Poultry or Egg Producer & Drivers
0035 Farm - Florist & Drivers
0036 Farm - Dairy & Drivers
0037 Farm - NOC & Drivers
0042 Landscape Gardening & Drivers
0050 Farm Machinery Operation - By Contractor & Drivers
0079 Farm - Berry or Vineyard & Drivers
0083 Farm - Cattle or Livestock Raising NOC & Drivers
0106 Tree Pruning, Spraying, Repairing - All Operations & Drivers
0113 Farm - Fish Hatchery & Drivers
0170 Farm - Animal Raising & Drivers
0251 Irrigation Works Operation & Drivers
0401 Cotton Gin Operation & Local Managers, Drivers
0908 Domestic Workers - Residences - Part-Time
0913 Domestic Workers - Residences - Full-Time
0917 Residential Cleaning Services by Contractor - Inside
1005 Coal Mining - Surface & Drivers
1016 Coal Mining - NOC
1164 Mining NOC - Not Coal - Underground & Drivers
1165 Mining NOC - Not Coal - Surface & Drivers
1169 Kaolin Mining - Surface & Drivers
1320 Gas or Oil - Lease Operator - Natural Gas - All Operations & Drivers
1322 Oil or Gas - Well - Cleaning or Swabbing of Wells - By Specialist Contractor - No Drilling & Drivers
1430 Smelting, Sintering, or Refining - Lead & Drivers
1438 Smelting, Sintering, or Refining - Metals - Not Iron or Lead NOC & Drivers
1452 Ore Milling & Drivers
1463 Coal Billet or Briquet Manufacturing & Drivers
1472 Distillation - Wood & Drivers
1473 Turpentine or Resin Manufacturing - Steam or Nondestructive Process & Drivers
1604 Quarry - Dimension Stone & Drivers
1624 Quarry NOC & Drivers
1642 Lime Manufacturing
1654 Quarry - Cement Rock - Surface & Drivers
1699 Rock Wool Manufacturing
1701 Cement Manufacturing
1710 Stone Crushing & Drivers
1741 Flint or Spar Grinding & Drivers
1747 Clay Milling & Drivers
1748 Abrasive Wheel Manufacturing & Drivers
1751 Kaolin Milling & Drivers
1803 Stonecutting or Polishing NOC & Drivers
1853 Mica Goods Manufacturing & Mica Preparing
1924 Wire Drawing or Cable Manufacturing
1925 Die Casting Manufacturing
2002 Pasta or Noodle Manufacturing
2003 Bakery - Salespersons & Drivers
2014 Grain or Feed Milling
2016 Cereal or Bar Manufacturing
2021 Sugar Manufacturing or Refining From Sugar Cane or Sugar Beets
2039 Ice-Cream Manufacturing & Drivers
2041 Candy, Chocolate, and Confection Manufacturing
2065 Milk Products Manufacturing NOC
2070 Dairy or Creamery & Route Supervisors, Drivers
2081 Slaughtering
2089 Packing House - All Operations
2095 Meat Products Manufacturing NOC
2105 Fruit Packing
2110 Pickle Manufacturing
2111 Cannery NOC
2112 Fruit Evaporating or Preserving
2114 Clam Digging
2121 Brewery & Drivers
2130 Distillery - Spirituous Liquor
2131 Spirituous Liquor Bottling
2143 Winery & Drivers
2157 Beverage Manufacturing - Carbonated - All Operations, Route Supervisors, & Drivers
2172 Tobacco Products Manufacturing NOC
2174 Tobacco - Rehandling or Warehousing
2211 Wool Combing or Scouring
2220 Carpet or Rug Manufacturing - Jute or Hemp
2286 Yarn Manufacturing - Wool
2288 Felting Manufacturing
2302 Thread or Yarn Manufacturing - Silk
2305 Textile Fiber Manufacturing - Synthetic
2361 Hosiery Manufacturing
2362 Knit Goods Manufacturing NOC
2380 Braid or Fringe Manufacturing
2388 Embroidery Manufacturing
2402 Rug or Carpet Manufacturing NOC
2413 Cloth Printing - Silk Screen Process - Machinery Operations
2416 Thread or Yarn Dyeing or Finishing
2417 Cloth Printing
2501 Umbrella Manufacturing
2503 Tailoring or Dressmaking - Custom Exclusively
2534 Hair Goods Manufacturing
2570 Mattress or Box Spring Manufacturing
2585 Laundry NOC & Route Supervisors, Drivers
2586 Cleaning or Dyeing & Route Supervisors, Drivers
2587 Toilet or Towel Supply Co. & Route Supervisors, Drivers
2589 Dry Cleaning and Laundry Store - Retail & Route Supervisors, Drivers
2600 Fur Processing - Preparing Skins
2623 Leather Manufacturing - Including Tanning, Leather Embossing, and Wool Pulling
2651 Shoe Stock Manufacturing
2660 Shoe or Boot Manufacturing NOC
2670 Glove Manufacturing - Leather or Textile
2683 Luggage Manufacturing
2688 Leather Goods Manufacturing NOC
2701 Logging or Tree Removal - Log Hauling & Drivers
2702 Logging or Tree Removal - Nonmechanized Operations
2705 Logging or Tree Removal - Pulpwood Only
2709 Logging or Tree Removal - Mechanized Equipment Operators
2710 Sawmill
2714 Veneer Manufacturing
2731 Planing or Molding Mill
2735 Furniture Stock Manufacturing
2759 Pallet, Box or Box Shook Manufacturing - Wooden
2790 Wood Carving - By Hand or Machine
2797 Manufactured, Modular, or Prefabricated Home Manufacturing - Shop Work - All Operations & Drivers
2799 Manufactured, Modular, or Prefabricated Home Setup, Hookup, or Installation at Building Site
2802 Carpentry - Shop Only & Drivers
2835 Brush or Broom Assembly
2836 Brush or Broom Manufacturing NOC
2841 Wood Turned Products Manufacturing NOC
2881 Furniture Manufacturing and Cabinet Shop - Assembly by Hand - Wood
2883 Furniture Manufacturing and Cabinet Shop - Wood - NOC
2915 Veneer Products Manufacturing
2916 Veneer Products Manufacturing
2923 Musical Instrument Manufacturing - Wood NOC
2960 Wood Preserving & Drivers
3004 Iron or Steel - Manufacturing - Steelmaking & Drivers
3018 Iron or Steel - Manufacturing - Rolling Mill & Drivers
3022 Pipe or Tube Manufacturing NOC & Drivers
3027 Pipe or Tube Manufacturing - Lead & Drivers
3028 Pipe or Tube Manufacturing - Iron or Steel & Drivers
3030 Iron or Steel - Fabrication - Ironworks or Steelworks - Shop - Structural & Drivers
3040 Iron or Steel - Fabrication - Ironworks - Shop - Ornamental & Drivers
3041 Iron or Steel - Fabrication - Ironworks - Shop - Decorative or Artistic & Foundries, Drivers
3042 Elevator or Escalator Manufacturing
3064 Sign Manufacturing - Metal
3076 Soda Water Fountain or Apparatus Manufacturing
3081 Foundry - Ferrous - NOC
3082 Foundry - Steel Castings
3085 Foundry - Nonferrous
3110 Tool Manufacturing - Drop or Machine Forged NOC - Forging Includes Trimming
3111 Pipe Bending and Cutting
3113 Tool Manufacturing - Not Drop or Machine Forged NOC
3114 Tool Manufacturing - Drop or Machine Forged NOC - Machining or Finishing of Tools or Die Making Operations
3118 Saw Manufacturing
3119 Needle Manufacturing
3122 Cutlery Manufacturing NOC
3126 Tool Manufacturing - Agricultural, Construction, Logging, Mining, Oil, or Artesian Well
3131 Button or Fastener Manufacturing - Metal
3132 Bolt or Nut Manufacturing
3145 Screw Manufacturing
3146 Hardware Manufacturing NOC
3169 Heater or Radiator Manufacturing
3179 Electrical Apparatus Manufacturing NOC
3180 Lamp or Portable Lantern Manufacturing
3188 Plumbers' Supplies Manufacturing NOC
3220 Can Manufacturing
3224 Enamel or Agate Ware Manufacturing
3227 Aluminum Ware Manufacturing
3240 Wire Rope or Cable Manufacturing - Iron or Steel
3241 Wire Drawing - Iron or Steel
3255 Wire Cloth Manufacturing
3257 Wire Goods Manufacturing NOC
3270 Eyelet Manufacturing
3300 Bedspring or Wire Mattress Manufacturing
3303 Spring Manufacturing
3307 Heat Treating - Metal
3315 Explosives or Ammunition Manufacturing - Cartridge or Shell Case Manufacturing - Metal
3334 Tinfoil Manufacturing
3336 Castings Manufacturing - Metal - Lost Wax Process
3365 Welding or Cutting NOC & Drivers
3372 Metal Finishing
3373 Galvanizing or Tinning - Not Electrolytic
3383 Jewelry Manufacturing
3385 Clock Manufacturing
3400 Metal Stamped Goods Manufacturing NOC
3507 Construction or Agricultural Machinery Manufacturing
3515 Textile - Machinery Manufacturing
3548 Arms Manufacturing NOC
3559 Machine Manufacturing - Confection
3574 Air Pressure or Steam Gauge Manufacturing
3581 Fuel Injection Device Manufacturing
3612 Pump Manufacturing
3620 Boilermaking
3629 Machined Parts Manufacturing NOC
3632 Machine Shop NOC
3634 Valve Manufacturing
3635 Gear Manufacturing or Grinding
3638 Ball or Roller Bearing Manufacturing
3642 Battery Manufacturing - Dry
3643 Electric Power or Transmission Equipment Manufacturing
3647 Battery Manufacturing - Storage
3648 Automotive - Lighting, Ignition, or Starting Apparatus Manufacturing NOC
3681 Television, Radio, Telephone, or Telecommunication Device Manufacturing NOC
3685 Instrument Manufacturing NOC
3719 Oil Still Erection or Repair
3724 Door - Installation - Overhead & Drivers
3726 Boiler - Installation or Repair - Steam
3803 Automobile - Wheel Manufacturing - Metal - Not Cast
3807 Automobile - Radiator Manufacturing
3808 Automobile - Manufacturing or Assembly
3821 Automobile - Recycling & Drivers
3822 Automobile, Bus, Truck or Trailer Body Manufacturing - Die Pressed Steel
3824 Automobile, Bus, Truck or Trailer Body Manufacturing NOC
3826 Aircraft Engine Manufacturing
3827 Automobile - Engine Manufacturing
3830 Airplane Manufacturing
3851 Motorcycle Manufacturing or Assembly
3865 Bicycles - Manufacturing or Assembly
3881 Car Manufacturing - Railroad & Drivers
4000 Sand or Gravel Digging & Drivers
4021 Brick or Clay Products Manufacturing NOC & Drivers
4024 Brick Manufacturing - Fire or Enameled & Drivers
4034 Concrete Products Manufacturing & Drivers
4036 Plasterboard or Plaster Block Manufacturing & Drivers
4038 Dress Form Manufacturing
4053 Pottery Manufacturing - China or Tableware
4062 Pottery Manufacturing - Earthenware - Glazed or Porcelain - Hand Molded or Cast
4101 Glass Manufacturing & Drivers
4109 Integrated Circuit Manufacturing
4110 Electric Bulb Manufacturing
4111 Glassware Manufacturing - No Automatic Blowing Machines
4113 Glass Manufacturing - Cut
4114 Glassware Manufacturing NOC
4130 Glass Merchant
4131 Mirror Manufacturing
4133 Glass Window Manufacturing - Stained
4149 Optical Goods Manufacturing NOC
4206 Pulp Manufacturing - Ground Wood Process
4207 Pulp Manufacturing - Chemical Process
4239 Paper Manufacturing
4240 Box Manufacturing - Set-Up Paper
4243 Box Manufacturing - Folding Paper - NOC
4244 Corrugated or Fiberboard Container Manufacturing
4250 Paper Corrugating or Laminating
4251 Stationery Manufacturing
4263 Fiber Goods Manufacturing
4273 Plastic or Paper Bag Manufacturing
4279 Paper Goods Manufacturing NOC
4282 Boot or Shoe Pattern Manufacturing
4283 Roofing - Paper or Roofing Felt Manufacturing
4299 Printing
4304 Newspaper Publishing
4307 Bookbinding
4351 Photoengraving
4352 Engraving
4360 Motion Picture - Development of Negatives, Printing, and All Subsequent Operations
4361 Photographer - All Employees & Clerical, Salespersons, Drivers
4410 Boot or Shoe Manufacturing - Rubber
4420 Rubber Tire Manufacturing
4431 Magnetic and Optical Recording Media Manufacturing
4432 Pen Manufacturing
4452 Plastics Manufacturing - Fabricated Products NOC
4459 Plastics Manufacturing - Sheets, Rods, or Tubes
4470 Cable Manufacturing - Insulated Electrical
4484 Plastics Manufacturing - Laminated Molded Products NOC
4493 Linoleum Manufacturing
4511 Analytical Laboratories or Assaying - Including Laboratory, Outside Employees, Collectors of Samples, & Drivers
4557 Wax Products Manufacturing
4558 Paint Manufacturing
4568 Salt, Borax, or Potash Producing or Refining & Drivers
4581 Phosphate Works & Drivers
4583 Fertilizer Manufacturing & Drivers
4597 Buffing and Polishing Compounds Manufacturing
4611 Cosmetics Manufacturing
4635 Hydrogen or Oxygen Manufacturing & Drivers
4653 Glue Manufacturing & Drivers
4665 Rendering Works NOC & Drivers
4670 Cottonseed Oil Manufacturing - Mechanical & Drivers
4683 Oil Manufacturing - Vegetable NOC
4686 Oil Manufacturing - Vegetable - Solvent Extraction Process
4692 Dental Laboratory
4693 Pharmaceutical or Surgical Goods Manufacturing NOC
4703 Corn Products Manufacturing
4717 Butter Substitute Manufacturing
4720 Soap or Synthetic Detergent Manufacturing
4740 Oil Refining - Petroleum & Drivers
4741 Asphalt or Tar Distilling or Refining & Drivers
4751 Synthetic Rubber Manufacturing
4771 Explosives or Ammunition Manufacturing NOC & Drivers
4777 Explosives Distributors & Drivers
4825 Extract Manufacturing
4828 Chemical Blending or Mixing NOC - All Operations & Drivers
4829 Chemical Manufacturing NOC - All Operations & Drivers - Includes Blending or Mixing
4902 Sporting Goods Manufacturing NOC
4923 Photographic Supplies Manufacturing
5020 Ceiling Installation - Suspended Acoustical Grid Type
5022 Masonry NOC
5037 Painting - Metal Structures - Over Two Stories in Height & Drivers
5040 Iron or Steel - Erection - Iron - Exterior
5057 Iron or Steel - Erection - NOC
5059 Military Reservation - Construction - Iron or Steel Erection - Not Over Two Stories in Height
5069 Military Reservation - Construction - Iron or Steel Erection - Not Over Two Stories in Height
5102 Door and Window Installation - All Types - Residential and Commercial
5146 Fixtures or Furniture Installation - Portable - NOC
5160 Elevator - Erection or Repair
5183 Plumbing NOC & Drivers
5188 Sprinkler Installation & Drivers
5190 Electrical Wiring - Within Buildings & Drivers
5191 Office Machine Installation, Inspection, Adjustment, or Repair
5192 Vending or Coin Operated Machines - Installation, Service, or Repair & Salespersons, Drivers
5213 Dam or Lock Construction - Concrete Work - All Operations
5215 Concrete Work - Incidental to the Construction of Private Residence
5221 Concrete or Cement Work - Floors, Driveways, Yards, or Sidewalks & Drivers
5222 Concrete Construction in Connection With Bridges or Culverts
5223 Swimming Pool - Construction - Not Iron or Steel & Drivers
5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work
5402 Greenhouse Erection - All Operations
5403 Carpentry - NOC
5437 Carpentry - Installation of Cabinet Work or Interior Trim
5443 Lathing & Drivers
5445 Wallboard, Sheetrock, Drywall, Plasterboard, or Cement Board Installation - Within Buildings & Drivers
5462 Glazier - Away From Shop & Drivers
5472 Asbestos Removal Operations - Contractor - Pipe and Boiler Work Exclusively & Drivers
5473 Asbestos Removal Operations - Contractor - NOC & Drivers
5474 Painting NOC & Shop Operations, Drivers
5478 Floor Covering Installation - Resilient Flooring - Carpet and Laminate Flooring
5479 Insulation Work NOC & Drivers
5480 Plastering NOC & Drivers
5491 Paperhanging & Drivers
5506 Street or Road Construction - Paving or Repaving & Drivers
5507 Street or Road Construction - Subsurface Work & Drivers
5508 Street or Road Construction - Rock Excavation & Drivers
5535 Sheet Metal Work - Installation & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration Systems - Installation, Service and Repair, Shop, Yard & Drivers
5551 Roofing - All Kinds & Drivers
5606 Contractor - Project Manager, Construction Executive, Construction Manager or Construction Superintendent
5610 Cleaner - Debris Removal - Construction
5645 Carpentry - Construction of Residential Dwellings Not Exceeding Three Stories in Height
5651 Carpentry - Construction of Dwellings - Three Stories or Less
5703 Building Raising or Moving
5705 Salvage Operation No Wrecking or Any Structural Operations
5951 Antitoxin, Serum, or Virus Manufacturing & Drivers
6003 Pile Driving
6005 Jetty or Breakwater Construction - All Operations to Completion & Drivers
6017 Dam or Lock Construction - Concrete Work - All Operations
6018 Dam or Lock Construction - Earth Moving or Placing - All Operations & Drivers
6045 Levee Construction - All Operations to Completion & Drivers
6204 Well Drilling - Water & Drivers
6206 Oil or Gas - Well - Cementing & Drivers
6213 Oil or Gas - Well - Specialty Tool & Equipment Leasing NOC - All Employees & Drivers
6214 Oil or Gas - Well - Perforating of Casing - All Employees & Drivers
6216 Gas or Oil - Lease Work NOC - Natural Gas - By Specialist Contractor & Drivers
6217 Excavation & Drivers
6229 Irrigation or Drainage System Construction & Drivers
6233 Oil or Gas - Pipeline Construction & Drivers
6235 Drilling or Redrilling of Oil or Gas Wells & Installation of Casing, Drivers
6236 Oil or Gas - Well - Installation or Recovery of Casing & Drivers
6237 Oil or Gas - Well - Instrument Logging or Survey Work & Drivers
6251 Tunneling - All Operations
6252 Shaft Sinking - All Operations
6306 Sewer Construction - All Operations & Drivers
6319 Steam Mains or Connections Construction & Drivers
6325 Conduit Construction - For Cables or Wires & Drivers
6400 Fence Installation and Repair - Metal, Vinyl, Wood, or Prefabricated Concrete Panel Fence Installed by Hand
6503 Potato Chip, Popcorn & Snack Chip Manufacturing NOC
6504 Food Products Manufacturing NOC
6702 Railroad Construction - All Operations Including Clerical, Salespersons & Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program I
6703 Railroad Construction - All Operations Including Clerical, Salespersons & Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - USL & HW Act Benefits
6704 Railroad Construction - All Operations Including Clerical, Salespersons & Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - State Act Benefits
6801 Boatbuilding - Wood NOC & Drivers - Coverage Under U.S. Act
6811 Boatbuilding - Wood NOC & Drivers - Coverage Under State Act Only
6824 Boat Building or Repair NOC & Drivers
6826 Marina & Drivers - Coverage Under U.S. Act
6834 Boatbuilding or Repair & Drivers
6836 Marina & Drivers - Coverage Under State Act Only
6843 Shipbuilding - Iron or Steel NOC & Drivers - Coverage Under U.S. Act Only
6845 Shipbuilding - Naval & Drivers
6854 Shipbuilding - Iron or Steel NOC & Drivers - Coverage Under State Act Only
6872 Ship Cleaning - All Operations & Drivers
6874 Ship Scaling: Coverage under U.S. Act
6882 Ship Repair Conversion - All Operations & Drivers. Coverage under State Act only
6884 Ship Scaling: Coverage under State Act only
7016 Vessels NOC - Coverage Under Admiralty Law - Program I
7024 Vessels NOC - Coverage Under Admiralty Law - Program II - State Act Benefits
7038 Yachts - Private - Sail or Power - Coverage Under Admiralty Law - Program I
7046 Vessels - Not Self-Propelled - Coverage Under Admiralty Law - Program I
7047 Vessels NOC - Coverage Under Admiralty Law - Program II - USL & HW Act Benefits
7050 Yachts - Private - Sail or Power - Coverage Under Admiralty Law - Program II - USL & HW Act Benefits
7090 Yachts - Private - Sail or Power - Coverage Under Admiralty Law - Program II - State Act Benefits
7098 Vessels - Not Self-Propelled - Coverage Under Admiralty Law - Program II - State Act Benefits
7099 Vessels - Not Self-Propelled - Coverage Under Admiralty Law - Program II - USL & HW Act Benefits
7133 Railroad Operation NOC - All Employees & Drivers
7151 Railroad Operation - All Employees Including Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program I
7152 Railroad Operation - All Employees Including Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - USL & HW Act Benefits
7153 Railroad Operation - All Employees Including Drivers - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - State Act Benefits
7219 Trucking NOC - All Employees & Drivers
7222 Trucking Oil Field Equipment - All Employees & Drivers
7225 Automobile Towing & Drivers
7228 Trucking: Local Hauling Only - All Employees and Drivers
7229 Trucking: Long Distance Hauling - All Employees and Drivers
7230 Trucking Parcel or Package Delivery - All Employees & Drivers
7231 Mail, Parcel, or Package Delivery and Courier or Messenger Service Companies - All Employees & Drivers
7232 Trucking Mail, Parcel, or Package Delivery - Under Contract With the U.S. Postal Service - All Employees & Drivers
7309 Stevedoring - NOC
7313 Coal Dock Operation & Stevedoring
7317 Automobile - Haulaway or Driveaway - Driving Autos On or Off Vessels & Drivers
7327 Stevedoring - Containerized Freight & Drivers
7333 Dredging - All Types - Coverage Under Admiralty Law - Program I
7335 Dredging - All Types - Coverage Under Admiralty Law - Program II - State Act Benefits
7337 Dredging - All Types - Coverage Under Admiralty Law - Program II - USL & HW Act Benefits
7350 Freight Handling NOC - Coverage Under U.S. Act
7360 Freight Handling NOC - Coverage Under State Act Only
7370 Taxicab Co. - All Other Employees & Drivers
7380 Drivers, Chauffeurs, Messengers, and Their Helpers NOC - Commercial
7382 Bus Co. - All Other Employees & Drivers
7383 College or School - School Bus Drivers
7390 Ale or Beer Dealer - Wholesale & Drivers
7394 Salvage Operation Operations - Marine: Coverage Under Admiralty Law: Program I
7395 Salvage Operation Operations - Marine: Coverage Under Admiralty Law: Program II - State Act Benefits
7398 Salvage Operation Operations - Marine: Coverage Under Admiralty Law: Program II - USL & HW Act Benefits
7402 Aviation - Air Traffic Controllers Under Contract With the FAA
7403 Aviation - All Other Employees & Drivers
7405 Aviation - Air Carrier - Scheduled, Commuter, or Supplemental - Flying Crew
7420 Aviation - Aerial Application, Seeding, Herding, or Scintillometer Surveying - Flying Crew
7421 Aviation - Transportation of Personnel in Conduct of Employer's Business - Flying Crew
7422 Aviation - NOC - Other Than Helicopters - Flying Crew
7425 Aviation - Helicopters - Flying Crew
7431 Aviation - Air Charter or Air Taxi - Flying Crew
7502 Gas Distributing - Liquefied Petroleum Gas - Local & Drivers
7515 Oil or Gas - Pipeline Operation & Drivers
7520 Waterworks Operation & Drivers
7538 Electric Light or Power Line Construction & Drivers
7539 Electric Light or Power Co. NOC - All Employees & Drivers
7540 Electric Light or Power Cooperative - REA Project Only - All Employees & Drivers
7580 Sewage Disposal Plant Operation & Drivers
7590 Garbage Works
7600 Telecommunications Co. - Cable TV, or Satellite - All Other Employees & Drivers
7605 Burglar and Fire Alarm Installation or Repair & Drivers
7610 Television or Radio Broadcasting Station - All Employees & Clerical, Drivers
7611 Telephone or Cable TV Line Installation - Contractors, Underground & Drivers
7612 Telephone or Cable TV Line Installation - Contractors, Overhead & Drivers
7613 Telephone or Cable TV Line Installation - Contractors, Service Lines and Connections & Drivers
7705 Ambulance Service Companies and EMS (Emergency Medical Service) Providers & Drivers
7710 Firefighters & Drivers
7711 Firefighters & Drivers - Volunteer
7720 Police Officers & Drivers
7855 Railroad Construction - Laying or Relaying of Tracks or Maintenance of Way by Contractor - No Work on Elevated Railroads & Drivers
8001 Florist - Store & Drivers
8002 Automobile - Rental Co. - All Other Employees & Counter Personnel, Drivers
8006 Grocery, Tea or Coffee Dealer - Retail
8008 Store - Clothing, Wearing Apparel, or Dry Goods - Retail
8010 Store - Hardware
8013 Store - Jewelry
8015 Quick Printing - Copying or Duplicating Service - All Employees & Clerical, Salespersons, Drivers
8017 Store - Retail NOC
8018 Store - Wholesale - NOC
8021 Store - Meat, Fish or Poultry Dealer - Wholesale
8031 Store - Meat, Fish or Poultry - Retail
8032 Store - Dry Goods - Wholesale
8033 Store - Supermarket
8037 Store - Superstores and Warehouse Clubs
8039 Store - Department - Retail
8044 Store - Furniture & Drivers
8045 Store - Drug - Retail
8046 Automobile - Parts and Accessories NOC & Drivers
8047 Store - Drug - Wholesale
8058 Building Material Dealer - New Materials Only - Store Employees
8072 Store - Book, Record, Compact Disc, Software, Video or Audio Cassette - Retail
8102 Bean Sorting or Handling
8103 Cotton Merchant
8106 Iron or Steel - Merchant & Drivers
8107 Contractors Machinery Dealer & Drivers
8111 Plumbers' Supplies Dealer & Drivers
8116 Farm Machinery Dealer - All Operations & Drivers
8203 Ice Manufacturing or Distribution & Drivers
8204 Building Material - Yard & Local Managers, Drivers
8209 Vegetable Packing & Drivers
8215 Feed, Fertilizer, Hay, or Grain Dealer & Local Managers, Drivers - No Manufacturing
8227 Construction or Erection Permanent Yard
8232 Building Material Dealer - New Materials Only - All Other Employees & Yard, Warehouse, Drivers
8233 Coal Merchant & Local Managers, Drivers
8235 Sash, Door, or Assembled Millwork - Dealer & Drivers
8263 Junk Dealer & Drivers
8264 Container Recycling - Bottle or Can & Drivers
8265 Iron or Steel - Scrap Dealer & Drivers
8279 Racetrack Operation - Horse or Dog - Stable Hands or Kennel Employees & Drivers
8288 Livestock Sales Co. & Salespersons, Drivers
8291 Warehousing - Cold Storage
8292 Warehousing NOC
8293 Warehousing - Furniture & Drivers
8304 Grain Elevator Operation & Local Managers, Drivers
8350 Gas Dealer - Liquefied Petroleum Gas & Drivers
8380 Automobile - Service or Repair Center & Drivers
8381 Gasoline Station - Self-Service Only - Retail
8385 Automobile - Rental Co. - Garage Employees
8392 Automobile Storage Garage, Parking Lot or Parking Station, Valet Service, Cashiers or Counter Personnel & Drivers
8393 Automobile - Body Repair & Drivers
8500 Metal Scrap Dealer & Drivers
8601 Architectural or Engineering Firm - Including Salespersons & Drivers
8602 Surveyors, Timber Cruisers, Oil or Gas Geologists or Scouts, & Drivers
8603 Architectural or Engineering Firm - Clerical
8606 Geophysical Exploration - All Employees & Drivers
8709 Steamship Line or Agency - Port Employees - Talliers, Checking Clerks, and Employees Engaged in Mending or Repacking of Damaged Containers - Coverage Under U.S. Act
8719 Weighers, Samplers, or Inspectors of Merchandise on Vessels or Docks or at Railway Stations or Warehouses Coverage Under State Act Only
8720 Inspection of Risks for Insurance or Valuation Purposes NOC
8721 Real Estate Agency - Outside Employees & Collectors
8723 Insurance Companies - Including Clerical & Salespersons
8725 Inventory Counters - Traveling - Including Salespersons & Clerical
8726 Steamship Line or Agency - Port Employees - Superintendents, Captains, Engineers, Stewards or Their Assistants, Pay Clerks
8734 Salespersons or Collectors - Outside - Program II - State Act Benefits - Coverage Under the Federal Employers' Liability Act (FELA)
8737 Salespersons or Collectors - Outside - Program I - Coverage Under the Federal Employers' Liability Act (FELA)
8738 Salespersons or Collectors - Outside - Program II - USL & HW Act Benefits - Coverage Under the Federal Employers' Liability Act (FELA)
8742 Salespersons or Collectors - Outside
8745 News Agent or Distributor of Magazines or Other Periodicals - Not Retail Dealer & Salespersons, Drivers
8748 Automobile - Salespersons
8755 Labor Union - All Employees
8799 Mailing or Addressing Company or Letter Service Shop - Clerical Staff
8800 Mailing or Addressing Company or Letter Service Shop
8803 Auditor, Accountant, or Computer System Designer or Programmer - Traveling
8805 Clerical Office Employees NOC - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - State Act Benefits
8810 Clerical Office Employees NOC
8814 Clerical Office Employees NOC - Coverage Under the Federal Employers' Liability Act (FELA) - Program I
8815 Clerical Office Employees NOC - Coverage Under the Federal Employers' Liability Act (FELA) - Program II - USL & HW Act Benefits
8820 Attorney - All Employees & Clerical, Messengers, Drivers
8824 Retirement Living Centers - Health Care Employees
8825 Retirement Living Centers - Food Service Employees
8826 Retirement Living Centers - All Other Employees & Salespersons, Drivers
8829 Nursing or Convalescent Home - All Employees
8831 Hospital - Veterinary & Drivers
8832 Physician & Clerical
8833 Hospital - Professional Employees
8835 Home, Public, and Traveling Healthcare - All Employees
8842 Group Homes - All Employees & Salespersons, Drivers
8855 Banks and Trust Companies - All Employees, Salespersons, Drivers & Clerical
8856 Check Cashing Establishments - All Employees, Salespersons, Drivers & Clerical
8864 Social Services Organization - All Employees & Salespersons, Drivers
8868 School - Professional Employees & Clerical
8869 Child Care Center - All Employees Including Clerical, Salespersons & Drivers
8871 Clerical Telecommuter Employees
8901 Telecommunications Co.: Office or Exchange Employees & Clerical
9012 Building or Property Management - Property Managers and Leasing Agents & Clerical, Salespersons
9014 Janitorial Services by Contractors - No Window Cleaning Above Ground Level & Drivers
9015 Building or Property Management - All Other Employees
9016 Amusement Park or Exhibition Operation & Drivers
9019 Bridge or Vehicular Tunnel Operation & Drivers
9033 Housing Authority & Clerical, Salespersons, Drivers
9040 Hospital - All Other Employees
9052 Hotel - All Other Employees & Salespersons, Drivers
9058 Hotel - Restaurant Employees
9060 Club - Country, Golf, Fishing, or Yacht - All Employees & Clerical, Salespersons, Drivers
9061 Club - NOC & Clerical
9063 Health or Exercise Institute & Clerical
9077 United States Armed Service Risk - All Employees & Drivers
9082 Restaurant NOC
9083 Restaurant: Fast Food
9084 Bar, Discotheque, Lounge, Nightclub or Tavern
9088 Rocket or Missile Testing or Launching & Drivers
9089 Billiard - Hall
9093 Bowling Lane
9101 School - All Other Employees
9102 Park NOC - All Employees & Drivers
9154 Theater NOC - All Other Employees
9156 Theater NOC - Players, Entertainers, or Musicians
9170 Janitorial Services by Contractors - Includes Window Cleaning Above Ground Level & Drivers
9178 Athletic Sports or Park: Noncontact Sports
9179 Athletic Sports or Park: Contact Sports
9180 Club - Shooting & Drivers
9182 Athletic Sports or Park: Operations & Drivers
9186 Amusement Device Operator, Carnival, or Circus Traveling - All Employees & Drivers
9220 Cemetery Operation & Drivers
9402 Street Cleaning & Drivers
9403 Garbage, Ashes or Refuse Collection & Drivers
9410 Municipal, Township, County, or State Employee NOC
9501 Painting - Shop Only & Drivers
9505 Automobile, Bus, Truck or Trailer Body Manufacturing - Painting
9516 Electronic Equipment - Installation, Service, or Repair - Shop and Outside & Drivers
9519 Air Conditioning Systems - Portable Units - Installation, Service or Repair & Drivers
9521 House Furnishings Installation NOC & Upholstering
9522 Upholstering
9534 Mobile Crane and Hoisting Service Contractors - NOC - All Operations & Drivers
9554 Sign Installation, Maintenance, Repair, Removal, or Replacement NOC - Away From Shop & Drivers
9586 Beauty Shop, Barber Shop, or Hair Styling Salon
9600 Taxidermist
9620 Funeral Director & Drivers
9984 Atomic Energy - Project Work
9985 Atomic Energy - Radiation Exposure NOC

The Bottom Line On Workers Compensation Class Codes Lookup

Using the Workers Compensation Class Codes lookup you can find the best workers comp class code for your business' operations.

More Helpful Commercial Insurance Articles

Read other informative articles on small business commercial insurance including costs and coverages.


Small Business Insurance Articles

Get useful tips and information about how much commercial insurance costs, small business risks and exposures, how insurance regulations effect your businesses' and detailed descriptions of coverages and exclusions and more. Most small businesses need to buy the following four types of insurance at a minimum to cover their operations from every day risks:

Property Insurance: This policy covers a business if the property used in the business is damaged or stolen as the result of common perils like fire or theft. Commercial property insurance covers the buildings, structures and also business personal property - which includes furniture, inventory, raw materials, machinery, computers and other items.

Liability Insurance: Any company can be sued. Slip-and fall lawsuits are very common and be costly. Customers can claim you injured them or damaged their property - and lawsuits are very expensive. Commercial liability insurance pays damages and can include attorney's fees and other legal expenses. It also ca pay for the medical bills of injured third parties

Commercial Auto Insurance: For vehicles owned by the business. Commercial auto insurance pays bodily injury or property damage costs for which the business is found liable - up the the policy limits for liability and property damage.

Workers Compensation Insurance: In almost every state employers must provide workers comp when there are W2 employees. Workers compensation pays for the medical care of employees and can replace a portion of lost wages - regardless of who was at fault for the injuries.


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