General Liability Class Codes For Commercial Insurance

General Liability Class Codes For Commercial Insurance. General liability class codes for commercial insurance are codes of numbers that insurance companies use to classify businesses into categories of risk level and to help them find the correct rates, coverages, and exclusions for a general liability insurance policy.

Each business type faces its own set of risks. For example - roofers have very different risks than accountants do. General liability class codes for commercial insurance allow insurance companies to group similar type of businesses based on the work being performed.

Rating the correct class for general liability insurance is not always easy and what can appear to be the correct class code for a business might not be correct.

Find general liability class codes for commercial insurance. One of the main factors in the cost of general liability insurance is the classification code for the activities the business is doing. See the full classification list here.

Following are some of the answers to commonly asked general liability class code questions:

What Are General Liability Class Codes?
How Are General Liability Rates Determined?
Where Can I Lookup General Liability Class Codes?

What Are General Liability Class Codes?

General liability class codes are codes of numbers that insurance companies use to classify businesses into categories of risk level and to help them find the correct rates, coverages, and exclusions for a general liability insurance policy.

How Are General Liability Rates Determined?

A lot of general liability classifications rates are determined by the general liability class code, loacation, gross annual sales or annual payroll.

Where Can I Lookup General Liability Class Codes?

General liability class codes for commercial insurance. While insurance companies use general liability class codes codes to rate businesses, they are also used to deny coverage too. An example of operations not covered is called an "exclusion". Exclusions limit the insurance company's liability for activities that fall outside of the insured's classification.

You can lookup general liability class codes using the following list. The GL class code pages also show the related SIC and NAICS codes as well as a cross reference.

Following is the GL Class Code lookup (looking for SIC Codes, NAICS Codes or NCCI Workers Comp Class Codes?).

Both the code and class description are listed in numerical order of the GL class code:

GL Code	GL Class Description
10010	Air Conditioning Equipment - Dealers or Distributors Only
10015	Amusement Centers
10020	Amusement Parks
10026	Antique Stores
10036	Anhydrous Ammonia Dealers and Distributors
10040	Appliance Distributors - Household Type
10042	Appliance Stores - Household Type
10052	Archery Ranges - Indoor
10054	Archery Ranges - Other Than Indoor
10060	Army and Navy Stores
10065	Art Galleries - Other Than Not-For-Profit
10066	Art Galleries - Not-For-Profit Only
10070	Automobile Parts and Supplies Distributors
10071	Automobile Parts and Supplies Stores
10072	Automobile Quick Lubrication Services
10073	Automobile Repair or Service Shops
10075	Automobile Repair Shops - Self - Service
10100	Bakeries
10101	Boat Dealers
10105	Boat Storage and Moorage
10107	Boat Yards or Marinas - Public
10110	Boats - Canoes or Rowboats - For Rent - Not Equipped With Motors
10111	Barber or Beauty Shop Supplies Distributors
10113	Barber Shops
10115	Beauty Parlors and Hair Styling Salons
10117	Boats - Motor or Sail - Rented To Others
10119	Boats - Rented To Others NOC
10120	Bathhouses or Bathing Pavilions
10130	Bazaars - Operated By The Insured - Other Than Not-For-Profit
10132	Bazaars - Operated By The Insured - Not-For-Profit Only
10133	Beach Chairs and Umbrellas - Rented To Others
10135	Beaches - Bathing - Commercially Operated
10140	Beverage Distributors - Alcoholic Other Than Beer
10141	Beverage Distributors - Nonalcoholic and Beer
10145	Beverage Stores - Liquor and Wine
10146	Beverage Stores - Soft Drinks and Beer
10150	Bicycle Stores - Sales and Servicing
10151	Bicycles - Rented To Others
10160	Billiard or Pool Halls
10204	Books and Magazines Stores - Other Than Not-For-Profit
10205	Books and Magazines Stores - Not-For-Profit Only
10220	Bowling Lanes
10255	Building Material Dealers - Other Than Secondhand Material
10256	Building Material Dealers - Secondhand Material
10257	Building Material Distributors
10309	Camera and Photographic Equipment Stores
10315	Camper or Travel Trailer Sales Agencies
10331	Campgrounds - Other Than Not-For-Profit
10332	Campgrounds - Not-For-Profit Only
10352	Candy or Confectionery Stores
10367	Car Washes - Other Than Self - Service
10368	Car Washes - Self - Service
10375	Carnival or Circus Companies
10378	Carnivals - Outside (sponsor's Risk Only) Other Than Not-For-Profit
10379	Carnivals - Outside (sponsor's Risk Only) Not-For-Profit Only
10380	Carnivals or Circuses - In Tents (sponsor's Risk Only) Other Than Not-For-Profit
10381	Carnivals or Circuses - In Tents (sponsor's Risk Only) Not-For-Profit Only
11007	Carpet, Rug or Upholstery Cleaning - Shop Only
11020	Catalog or Premium Coupon Redemption Stores
11039	Caterers
11052	Chairs - Rented To Others
11101	Chemical Distributors
11120	Children's Playcenter - Indoor
11126	Clothing or Wearing Apparel Distributors
11127	Clothing or Wearing Apparel Stores - Other Than Not-For-Profit
11128	Clothing or Wearing Apparel Stores - Not-For-Profit Only
11138	Clubs - Country or Golf
11155	Collectibles and Memorabilia Stores
11160	Computer Stores
11167	Concessionaires - Checkroom, Shoeshine or Toilet Concessions In Hotels, Restaurants, Railroad Stations, Etc
11168	Concessionaires
11201	Contractors Equipment - Cranes, Derricks, Power Shovels and Equipment Incidental Thereto - Rented To Others With Operators
11202	Contractors Equipment - Cranes, Derricks, Power Shovels and Equipment Incidental Thereto - Rented To Others Without Operators
11203	Contractors Equipment Dealers - Ladders, Excluding Hoists, Scaffolds or Towers
11204	Contractors Equipment Dealers - Ladders, Hoists, Scaffolds or Towers
11205	Contractors Equipment - Earth Moving Equipment Other Than Cranes, Derricks and Power Shovels - Rented To Others With Operators
11206	Contractors Equipment - Earth Moving Equipment Other Than Cranes, Derricks and Power Shovels - Rented To Others Without Operators
11207	Contractors Equipment - Excluding Automobiles - Rented To Others With Operators
11208	Contractors Equipment - Excluding Automobiles - Rented To Others Without Operators
11209	Contractors Equipment - Hod or Material Platform Hoists and Equipment Incidental Thereto - Rented To Others With Operators
11210	Contractors Equipment - Hod or Material Platform Hoists and Equipment Incidental Thereto - Rented To Others Without Operators
11211	Contractors Equipment - Ladders, Scaffolds, Scaffolding, Sidewalk Bridges, Towers and Equipment Incidental Thereto - Rented To Others
11212	Contractors Equipment - Scaffolds, Sidewalk Bridges, Hod or Material Hoists, Towers - Rented To Others - Installation, Repair or Removal Operations Only
11213	Contractors Equipment - Steam Boilers, Compressors, Air Pressure Tanks, Pneumatic Tools and Equipment Incidental Thereto - Rented To Others With Operators
11214	Contractors Equipment - Steam Boilers, Compressors, Air Pressure Tanks, Pneumatic Tools and Equipment Incidental Thereto - Rented To Others Without Operators
11222	Copying and Duplicating Services - Retail
11234	Cosmetic, Hair or Skin Preparation Stores
11248	Cotton or Wool Merchants
11258	Dairy Products or Butter and Egg Stores - Other Than Not-For-Profit
11259	Dairy Products or Butter and Egg Stores - Not-For-Profit Only
11273	Dance Halls, Ballrooms or Discotheques - Other Than Not-For-Profit
11274	Dance Halls, Ballrooms or Discotheques - Not-For-Profit Only
11288	Delicatessens
12014	Dental Laboratories
12356	Department or Discount Stores
12361	Distributors - Food or Drink
12362	Distributors - No Food or Drink
12373	Drug Distributors
12374	Drugstores - No Table or Counter Service For Beverage or Food
12375	Drugstores
12391	Electrical Equipment Distributors
12393	Electronics Store
12467	Equipment, Fixtures or Supplies - For Bars, Hotels, Offices, Restaurants or Stores - Distributors
12509	Fabric Distributors
12510	Fabric Stores
12583	Feed, Grain or Hay Dealers
12651	Fence Dealers
12683	Fertilizer Dealers and Distributors
12707	Fire Protection Equipment Dealers and Distributors
12797	Floor Covering Distributors
12805	Floor Covering Stores
12841	Florists
12927	Formal Wear or Costumes - Rented To Others
13049	Frozen Food - Distributors
13111	Fruit or Vegetable Dealers
13112	Fruit or Vegetable Distributors
13201	Fuel Dealers or Distributors - Coal or Wood
13204	Fuel Oil or Kerosene Dealers
13205	Fuel Oil or Kerosene Distributors
13206	Biofuels Distributors - Ethanol
13207	Biofuels Distributors - Other Than Ethanol
13208	Nanomaterial Distributors
13314	Fur - Garments and Pelts - Distributors
13351	Furniture Stores - Other Than Not-For-Profit
13352	Furniture Stores - Not-For-Profit Only
13410	Gas Dealers - Lpg
13411	Gas Dealers or Distributors
13412	Gas Distributors - Lpg
13453	Gasoline Stations - Full Service
13454	Gasoline Stations - Self - Service
13455	Gasoline Stations - Self and Full Service Combined
13461	Solar Energy Equipment Dealers or Distributors Only
13506	Gift Shops - Other Than Not-For-Profit
13507	Gift Shops - Not-For-Profit Only
13590	Glass Dealers and Glaziers
13621	Grain Milling
13670	Grocery Distributors
13673	Grocery Stores
13715	Hardware and Tool Distributors
13716	Hardware Stores
13720	Health or Natural Food Stores
13759	Hearing Aid Stores
13930	Heating or Combined Heating and Air Conditioning Equipment - Dealers or Distributors Only
14068	Hide Dealers and Distributors - Raw
14101	Hobby, Craft or Artists' Supply Stores
14279	Home Improvement Stores
14401	Ice Cream Stores
14405	Ice Dealers and Distributors
14527	Janitorial Supplies - Dealers or Distributors
14655	Jewelry Stores or Distributors
14731	Laundries and Dry Cleaners - Self - Service
14732	Laundry and Dry Cleaning or Dyeing Receiving Stations
14733	Laundry and Dry Cleaning Stores
14734	Laundry Rental Service
14855	Livestock Dealers or Commission Merchants
14913	Locksmiths
15060	Machinery or Equipment Dealers - Construction or Industrial - Mobile Type
15061	Machinery or Equipment Dealers - Farm Type
15062	Machinery or Equipment Dealers
15063	Machinery or Equipment Dealers - Yard or Garden Type
15070	Mail Box or Packaging Stores
15119	Markets - Not Open Air Lessor's Risk Only Other Than Not-For-Profit
15120	Markets - Not Open Air Lessor's Risk Only Not-For-Profit Only
15123	Markets - Open Air Lessor's Risk Only Other Than Not-For-Profit
15124	Markets - Open Air Lessor's Risk Only Not-For-Profit Only
15188	Oil or Gas Well Supplies or Equipment Dealers - Secondhand
15223	Meat, Fish, Poultry or Seafood - Distributors
15224	Meat, Fish, Poultry or Seafood Stores
15300	Medical, Hospital and Surgical Equipment and Supplies - Rented To Others
15314	Medical, Hospital and Surgical Supply Stores
15404	Metal Dealers or Distributors - Nonstructural
15405	Metal Dealers or Distributors - Structural
15406	Metal Scrap Dealers
15488	Mobile Home Sales Agencies
15538	Musical Instrument Stores
15600	Nail Salons
15607	Newspaper or Magazine Distributors
15608	Newsstands
15656	Nightclubs, Cabarets and Comedy Clubs
15699	Nursery - Garden
15733	Oil Refineries
15839	Optical Goods Stores
15991	Paint, Wallpaper or Wallcovering Stores
15993	Painting, Picture or Frame Stores
16005	Paper Products Distributors
16009	Paper, Rag or Rubber Stock Dealers and Distributors - Secondhand
16402	Pet Grooming
16403	Pet Stores
16404	Pet Training
16471	Photographers
16501	Plastic or Rubber Supply Goods Distributors
16527	Plumbing Supplies and Fixtures Dealers and Distributors
16588	Printers or Electrotypers Supplies - Distributors
16604	Produce Handling or Packing
16670	Racquet Sports and Handball Facilities - Commercially Operated
16676	Music Stores - Pre - Recorded
16694	Recreational Vehicle Dealers
16705	Refrigeration Equipment - Dealers and Distributors Only - Commercial
16722	Rental Stores
16723	Rental Stores - Machinery or Equipment - Rented To Others On A Long - Term Basis
16750	Internet Retailers
16751	Internet Auctions
16819	Restaurants - Operated By Concessionaires - Other Than Not-For-Profit
16820	Restaurants - Operated By Concessionaires - Not-For-Profit Only
16881	Secondhand or Salvage Dealers and Distributors
16890	Seed Merchants - Excluding Erroneous Delivery, Error In Mixture and Germination Failure
16891	Seed Merchants - Erroneous Delivery, Error In Mixture and Resulting Germination Failure
16892	Seed Merchants - Erroneous Delivery, and Error In Mixture (excluding Germination Failure)
16900	Restaurants - With No Sale Of Alcoholic Beverages - With Table Service
16901	Restaurants - With No Sale Of Alcoholic Beverages - Without Table Service With Seating
16902	Restaurants - With No Sale Of Alcoholic Beverages - Without Seating
16910	Restaurants - With Sale Of Alcoholic Beverages That Are Less Than 30% Of The Annual Receipts Of The Restaurants - With Table Service
16911	Restaurants - With Sale Of Alcoholic Beverages That Are Less Than 30% Of The Annual Receipts Of The Restaurants - Without Table Service With Seating
16915	Restaurants - With Sale Of Alcoholic Beverages That Are 30% or More Of But Less Than 75% Of The Total Annual Receipts Of The Restaurants - With Dance Floor
16916	Restaurants - With Sale Of Alcoholic Beverages That Are 30% or More Of But Less Than 75% Of The Total Annual Receipts Of The Restaurants - Without Dance Floor
16920	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - With Tables - With Dance Floor: Table Service
16921	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - With Tables - With Dance Floor: No Table Service
16930	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - With Tables - Without Dance Floor: Table Service
16931	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - With Tables - Without Dance Floor: No Table Service
16940	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - Bar Service Only (no Tables): With Dance Floor
16941	Restaurants - With Sale Of Alcoholic Beverages That Are 75% or More Of Total Annual Receipts Of The Restaurants - Bar Service Only (no Tables): Without Dance Floor
18078	Ship Chandler Stores
18109	Shoe Repair Shops
18110	Shoe Stores
18200	Spas or Personal Enhancement Facilities
18205	Sporting Goods or Athletic Equipment Distributors
18206	Sporting Goods or Athletic Equipment Stores
18335	Stationery or Paper Products Stores
18435	Stores - Food or Drink - Other Than Not-For-Profit
18436	Stores - Food or Drink - Not-For-Profit Only
18437	Stores: Retail NOC
18438	Stores - No Food or Drink - Not-For-Profit Only
18501	Supermarkets
18506	Tailor Merchants - Men or Boys
18507	Tailoring or Dressmaking Establishments - Custom
18570	Tattoo Parlors
18575	Telecommunication Equipment Providers
18616	Tire Dealers
18707	Tobacco Products Distributors
18708	Tobacco Products Stores
18833	Toy Distributors
18834	Toy Stores
18911	Variety Stores - Other Than Not-For-Profit
18912	Variety Stores - Not-For-Profit Only
18920	Video Stores
18991	Warehouses - Mini - Warehouses
19007	Washing Machines, Dryers or Ironers - Coin Meter Type
19051	Water Softening Equipment - Rented To Others
19061	Portable Toilet Rentals
19795	Trailer Dealers
19796	Trailer Rental Agencies
40005	Adult Day Care - Not-For-Profit Only
40006	Adult Day Care - Other Than Not-For-Profit
40010	Airports - Commercial
40015	Airports - Private
40020	Airport Control Towers - Not Operated Exclusively By The Federal Aviation Administration
40026	Airport - Lessees Of Portions Of Airports Engaged In The Sale Of Aircraft or Accessories, Servicing or Repairing Of Aircraft or Pilot Instructions
40031	Ambulance Service, First Aid or Rescue Squads - Other Than Not-For-Profit
40032	Ambulance Service, First Aid or Rescue Squads - Not-For-Profit Only
40040	Amusement Devices
40041	Amusement Devices - Operated In Connection With Carnivals or Fairs - Other Than Not-For-Profit
40042	Amusement Devices - Operated In Connection With Carnivals or Fairs - Not-For-Profit Only
40045	Animals - Draft
40046	Animals - Saddle - For Rent
40047	Animals - Saddle - Private
40059	Athletic Games Sponsored By The Insured - Other Than Not-For-Profit
40061	Athletic Games Sponsored By The Insured - Not-For-Profit Only
40063	Athletic or Sports Contests - In Buildings - Lessees - Other Than Not-For-Profit
40064	Athletic or Sports Contests - In Buildings - Lessees - Not-For-Profit Only
40066	Athletic Programs - Amateur - Other Than Not-For-Profit
40067	Athletic Programs - Amateur - Not-For-Profit Only
40069	Athletic Teams - Professional or Semi - Professional
40072	Beaches - Bathing - Not Commercially Operated
40075	Bingo Games - In Public Halls or Theaters - Commercially Operated
40101	Blood Banks - Other Than Not-For-Profit
40102	Blood Banks - Not-For-Profit Only
40111	Boats - Canoes or Rowboats - Not For Rent - Not Equipped With Motors
40115	Boats - Motor or Sail - Not For Rent
40117	Boats - Not For Rent
40140	Boats - Nonowned Over 26 Feet
41001	Boy or Girl Scout Councils
41210	Bus Stations or Terminals
41421	Camps - For - Profit
41422	Camps - Not-For-Profit
41510	Caves - Tourist Attraction
41603	Cemeteries - Other Than Not-For-Profit
41604	Cemeteries - Not-For-Profit Only
41620	Construction or Project Manager
41650	Churches or Other Houses Of Worship
41664	Clubs - Horseback Riding - No Commercial Riding Instructions
41665	Clubs - Racket Sports and Handball
41666	Clubs - Swimming
41667	Clubs - Civic, Service or Social - Having Buildings or Premises Owned or Leased - Other Than Not-For-Profit
41668	Clubs - Civic, Service or Social - Having Buildings or Premises Owned or Leased - Not-For-Profit Only
41669	Clubs - Civic, Service or Social - No Buildings or Premises Owned or Leased Except For Office Purposes - Other Than Not-For-Profit
41670	Clubs - Civic, Service or Social - No Buildings or Premises Owned or Leased Except For Office Purposes - Not-For-Profit Only
41672	Conventions (sponsor's Risk Only) - Other Than Not-For-Profit
41673	Conventions (sponsor's Risk Only) - Not-For-Profit Only
41675	Computer Consulting or Programming
41677	Consultants
41678	Community Recreational Facilities - Not Operated By Governmental Agency
41679	Cotton Gin Operations - Other Than Those Performed For A Fee Per Bale
41680	Convents or Monasteries
41696	Crematories - Other Than Not-For-Profit
41697	Crematories - Not-For-Profit Only
41700	Dam, Levee or Dike - Existence Hazard Only
41715	Day Care Centers - Other Than Not-For-Profit
41716	Camps - Not-For-Profit Only
43007	Drawbridges - Existence Hazard Only
43117	Dude Ranches
43151	Computer Data Processing - Operations
43152	Computer Data Processing - Time Sharing
43200	Employment Agencies
43215	Entertainment Performed On Others' Premises
43421	Exhibitions - Outside - In Stadiums or On Premises Having Grandstands or Bleachers Not Erected By or For Insured - Ushers or Other Attendants In Stands Not Provided By Insured
43422	Exhibitions - Outside - In Stadiums or On Premises Having Grandstands or Bleachers Not Erected By or For The Insured - Ushers or Other Attendants In Stands Provided By The Insured
43424	Exhibitions - Outside - No Stadiums or Grandstands
43470	Pest Control Services
43517	Fair Grounds - Nonoperating Season
43518	Fairs - Outside (operator's Risk Only)
43550	Fire Departments - Other Than Volunteer
43551	Fire Departments - Volunteer
43626	Fireworks Exhibitions - Contractor's Risk Only
43628	Fireworks Exhibitions - Sponsor's Risk Only - Other Than Not-For-Profit
43629	Fireworks Exhibitions - Sponsor's Risk Only - Not-For-Profit Only
43754	Fishing Piers
43760	Fishing Ponds or Lakes - Commercially Operated
43822	Forestry Service
43840	Fruit or Vegetable - Harvesting Contractors
43860	Fumigating
43889	Funeral Homes or Chapels
43945	Garbage or Refuse Dumps
43946	Garbage Works - Separation For Recycling, Reduction or Incineration
43990	Gambling - Casinos
43991	Gambling - Incidental To Other Operations
44009	Gasoline or Oil Supply Stations - Retail - Lessor's Risk Only
44010	Gasoline Recovery - From Casing Head or Natural Gas
44069	Golf Courses - Miniature
44070	Golf Courses - Municipal or Public - Not Golf or Country Clubs
44071	Golf Driving Ranges
44072	Golfmobiles - Loaned or Rented To Others
44100	Governmental: Municipalities - Population Under 2,500
44101	Governmental: Municipalities - Population 2,501 - 10,000
44102	Governmental: Municipalities - Population 10,001 - 25,000
44103	Governmental: Municipalities - Population 25,001 - 50,000
44104	Governmental: Municipalities - Population 50,001 - 100,000
44105	Governmental: Municipalities - Population 100,001 - 250,000
44106	Governmental: Municipalities - Population Over 250,000
44108	Governmental: Counties or Parishes - Population Under 10,000
44109	Governmental: Counties or Parishes - Population 10,001 - 25,000
44110	Governmental: Counties or Parishes - Population 25,001 - 50,000
44111	Governmental: Counties or Parishes - Population 50,001 - 100,000
44112	Governmental: Counties or Parishes - Population 100,001 - 250,000
44113	Governmental: Counties or Parishes - Population Over 250,000
44193	Grandstands or Bleachers - Other Than Not-For-Profit
44194	Grandstands or Bleachers - Not-For-Profit Only
44222	Guides or Outfitters
44276	Halls - Other Than Not-For-Profit
44277	Halls - Not-For-Profit Only
44280	Event, Party or Wedding Planners
44311	Health or Exercise Clubs
44315	Health or Exercise Facilities - Commercially Operated
44427	Health Care Facilities - Alcohol and Drug - Other Than Not-For-Profit
44428	Health Care Facilities - Alcohol and Drug - Not-For-Profit Only
44429	Health Care Facilities - Convalescent or Nursing Homes - Not Mental - Psychopathic Institutions - Other Than Not-For-Profit
44430	Health Care Facilities - Convalescent or Nursing Homes - Not Mental - Psychopathic Institutions - Not-For-Profit Only
44431	Health Care Facilities - Homes For The Aged - Other Than Not-For-Profit
44432	Health Care Facilities - Homes For The Aged - Not-For-Profit Only
44433	Health Care Facilities - Homes For The Physically Handicapped or Orphaned - Other Than Not-For-Profit
44434	Health Care Facilities - Homes For The Physically Handicapped or Orphaned - Not-For-Profit Only
44435	Health Care Facilities - Hospitals Other Than Not-For-Profit
44436	Health Care Facilities - Hospitals Not-For-Profit Only
44437	Health Care Facilities - Mental - Psychopathic Institutions - Other Than Not-For-Profit
44438	Health Care Facilities - Mental - Psychopathic Institutions - Not-For-Profit Only
44439	Health Care Facilities - Clinics, Dispensaries or Infirmaries Treating Outpatients Only - No Regular Bed and Board Facilities - Other Than Not-For-Profit
44440	Health Care Facilities - Clinics, Dispensaries or Infirmaries Treating Outpatients Only - No Regular Bed and Board Facilities - Not-For-Profit Only
44500	Home Health Care Services - Not-For-Profit Only
44501	Home Health Care Services - Other Than Not-For-Profit
45190	Hotels and Motels - With Pools or Beaches - Less Than Four Stories
45191	Hotels and Motels - With Pools or Beaches - Four Stories or More
45192	Hotels and Motels - Without Pools or Beaches - Less Than Four Stories
45193	Hotels and Motels - Without Pools or Beaches - Four Stories or More
45210	Bed and Breakfasts
45224	Hunting Preserves - Other Than Not-For-Profit
45225	Hunting Preserves - Not-For-Profit Only
45334	Insurance Agents
45380	Junk Dealers
45450	Kennels - Breeding, Boarding or Sales
45523	Lakes or Reservoirs - Existence Hazard Only - Other Than Not-For-Profit
45524	Lakes or Reservoirs - Existence Hazard Only - Not-For-Profit Only
45539	Land - Occupied By Persons Other Than The Insured For Business Purposes - Lessor's Risk Only
45678	Laundries and Dry Cleaning Plants
45771	Livestock Sales Companies
45819	Lumberyards
45900	Mail Order or Online Drug Stores
45901	Mail Order Houses
45937	Mailing or Addressing Companies
45993	Manufacturers' Representatives
46004	Mausoleums - Other Than Not-For-Profit
46005	Mausoleums - Not-For-Profit Only
46112	Diagnostic Testing Laboratories
46202	Mobile Home Parks or Courts
46362	Model Homes
46426	Museums - Other Than Not-For-Profit
46427	Museums - Not-For-Profit Only
46510	Oil or Gas Wells - Non - Operating Working Interest
46590	Parades
46603	Parking - Public - Not Open Air
46604	Parking - Public - Open Air
46606	Parking - Public - Shopping Centers - Maintained By Lessee Lessor's Risk Only
46607	Parking - Public - Shopping Centers - Maintained By The Insured Lessor's Risk Only
46622	Parking - Private
46671	Parks or Playgrounds
46700	Penal Institutions
46773	Picnic Grounds - Commercially Operated
46822	Political Campaign Headquarters or Offices
46881	Professional and Trade Associations - No Buildings or Premises Owned or Leased Except As Offices - Other Than Not-For-Profit
46882	Professional and Trade Associations - No Buildings or Premises Owned or Leased Except As Offices - Not-For-Profit Only
46911	Race Tracks - Motorized Vehicles - Operators
46912	Race Tracks - Operators
46913	Race Tracks - Motorized Vehicles - Lessor's Risk Only
46914	Racing - Lessor's Risk Only
46915	Race Tracks - Motorized Vehicles - Sponsor's Risk Only
46916	Racing - Sponsor's Risk Only
47050	Real Estate Agents
47051	Real Estate Development Property
47052	Real Estate Property Managed
47103	Recording Studios
47146	Recycling Collection Centers - Other Than Not-For-Profit
47147	Recycling Collection Centers - Not-For-Profit Only
47221	Riding Academies
47253	Rifle or Pistol Ranges - Indoor
47254	Rifle or Pistol Ranges
47318	Rodeos
47367	Sales or Service Organizations
47420	Saunas and Baths - Public
47468	Schools - Correspondence
47469	Schools - Faculty Liability For Corporal Punishment Of Students
47471	Schools - Public - Elementary, Kindergarten or Junior High
47473	Schools - Public - High
47474	Schools - Trade or Vocational
47475	Schools - Private - Elementary, Kindergarten or Junior High - Other Than Not-For-Profit
47476	Schools - Private - Elementary, Kindergarten or Junior High - Not-For-Profit Only
47477	Schools - Private - High - Other Than Not-For-Profit
47478	Schools - Private - High - Not-For-Profit Only
47610	Internet Service Providers
48039	Sewers
48177	Skating Rinks - Ice
48178	Skating Rinks - Roller
48206	Skeet Shooting or Trap Shooting Ranges
48252	Ski Lifts, Tows or Runs
48441	Soap Box Derbies
48557	Social Gatherings and Meetings - On Premises Not Owned or Operated By The Insured - Other Than Not-For-Profit
48558	Social Gatherings and Meetings - On Premises Not Owned or Operated By The Insured - Not-For-Profit Only
48600	Social Services - Consulting Services Only - Operated By The Private Sector
48610	Sports or Outdoor Activities - Commercially Operated
48636	Stockyards
48637	Stadiums - Operated By Insured - Other Than Not-For-Profit
48638	Stadiums - Operated By Insured - Not-For-Profit Only
48727	Streets, Roads, Highways or Bridges - Existence and Maintenance Hazard Only
48808	Sun Tanning Salons
48924	Swimming Pools - Commercially Operated
48925	Swimming Pools
49005	Taxidermists
49111	Tents or Canopies - Loaned or Rented To Others
49181	Theaters - Drive - In
49183	Theaters - Motion Pictures
49184	Theaters - Other Than Not-For-Profit Only
49185	Theaters - Not-For-Profit Only
49239	Tire - Retreading or Recapping
49292	Toll Bridges
49305	Towers - Telecommunication - Existence Hazard Only (lessors Risk Only)
49333	Travel Agency Tours
49451	Vacant Land - Other Than Not-For-Profit
49452	Vacant Land - Not-For-Profit Only
49617	Vending Machine Operations - Confection, Food, Beverage or Ice
49618	Vending Machine Operations - Tobacco Products
49619	Vending Machine Operations
49763	Warehouse - Cold Individual Storage Lockers
49800	Wharf and Waterfront Property - Ferry Docks or Terminals
49801	Wharf and Waterfront Property - Occupied By The Insured For Both Freight and Passenger Purposes
49802	Wharf and Waterfront Property - Not Occupied By The Insured Lessor's Risk Only
49803	Wharf and Waterfront Property - Occupied By The Insured For Freight Purposes Exclusively
49840	Window Decorating
49870	Ymca, Ywca or Similar Institutions
49890	Youth Recreation Programs - Other Than Not-For-Profit
49891	Youth Recreation Programs - Not-For-Profit Only
49902	Zoos - Other Than Not-For-Profit
49903	Zoos - Not-For-Profit Only
50010	Abrasive Wheel Manufacturing
50015	Abrasives or Abrasive Products Manufacturing - Artificial
50017	Abrasives or Abrasive Products Manufacturing
50045	Adhesive Manufacturing
50047	Adhesive Tape Manufacturing
51001	Aerosol Container Manufacturing
51005	Aerosol Containers - Filling or Charging For Others
51116	Air Conditioning Equipment Manufacturing
51201	Aircraft or Aircraft Parts Manufacturing
51205	Alarm Manufacturing - Burglar
51206	Alarm Manufacturing - Fire or Smoke
51210	Alcohol Manufacturing - Not Beverage
51211	Ammunition Manufacturing
51220	Appliances and Accessories Manufacturing - Commercial - Gas
51221	Appliances and Accessories Manufacturing - Commercial - Not Gas
51222	Appliances and Accessories Manufacturing - Household - Gas
51224	Appliances and Accessories Manufacturing - Household - Not Gas
51230	Asbestos Goods Manufacturing
51240	Asphalt or Tar Distilling or Refining
51241	Asphalt Works
51250	Automobile, Bus and Truck Body Manufacturing
51251	Automobile, Bus or Truck Parts Manufacturing - Brakes or Brake Linings
51252	Automobile, Bus or Truck Parts Manufacturing - Not Operating Parts
51253	Automobile, Bus or Truck Parts Manufacturing - Operating Parts
51254	Automobile, Bus or Truck Parts Manufacturing - Passenger Restraining Devices
51255	Automobile Manufacturing or Assembling
51300	Baby Food Manufacturing - In Glass Containers
51305	Baby Food Manufacturing
51315	Bakery Plants
51330	Battery Manufacturing - Dry Cell
51333	Battery Manufacturing - Wet Cell or Storage
51340	Bearing Manufacturing
51350	Beer, Ale or Malt Liquor Manufacturing - In Bottles
51351	Beer, Ale or Malt Liquor Manufacturing - In Cans
51352	Beer, Ale or Malt Liquor Manufacturing - Not Bottled or Canned
51355	Beverage Bottler - Soft Drinks - Carbonated - In Cans or Plastic Bottles
51356	Beverage Bottler - Soft Drinks - Carbonated - In Glass Bottles
51357	Beverage Bottler - Soft Drinks - In Metal Cylinders
51358	Beverage Bottler - Soft Drinks - In Paper Containers
51359	Beverage Bottler - Soft Drinks - Not Carbonated - In Bottles or Cans
51370	Bicycle Manufacturing - Not Motorized
51380	Billiard or Pool Table Manufacturing
51400	Boat or Ship Building - Inboard and Inboard/outboard
51401	Boat or Ship Building - Without Motors
51500	Bolt, Nut, Rivet, Screw or Washer Manufacturing
51516	Bookbinding - Other Than Not-For-Profit
51517	Bookbinding - Not-For-Profit Only
51550	Bottle and Jar Manufacturing - Glass - Not For Use Under Pressure
51551	Bottle and Jar Manufacturing - Glass - For Use Under Pressure - Nonreturnable
51552	Bottle and Jar Manufacturing - Glass - For Use Under Pressure - Returnable
51553	Bottle and Jar Manufacturing - Plastic - Nonreturnable
51554	Bottle and Jar Manufacturing - Plastic - Returnable
51575	Boxes or Containers Manufacturing - Corrugated or Fiberboard
51576	Boxes or Containers Manufacturing - Wood
51600	Brick Manufacturing
51613	Brush or Broom Manufacturing
51625	Bus Manufacturing or Assembling or Reconstruction
51666	Buttons or Fasteners Manufacturing
51702	Camper Bodies or Camper Trailers Manufacturing
51703	Campers Manufacturing - Self - Powered
51734	Can Manufacturing - Metal
51741	Candle Manufacturing
51752	Candy or Confectionery Products Manufacturing
51767	Carbon Paper or Inked Ribbon Manufacturing
51777	Carpet or Rug Manufacturing
51790	Caulking Compounds, Putty or Similar Products Manufacturing
51796	Cellophane and Cellophane Products Manufacturing
51808	Cement, Concrete Mix or Plaster Manufacturing - Packaged
51809	Cement or Plaster Manufacturing - Bulk
51833	Charcoal or Coal Briquette Manufacturing
51850	Chemical Manufacturing - Commercial or Industrial
51851	Chemical Manufacturing - Commercial or Industrial - Toxic and Either Flammable, Explosive or Reactive
51852	Chemical Manufacturing - Commercial or Industrial - Primarily Flammable, Explosive or Reactive
51853	Chemical Manufacturing - Commercial or Industrial - Primarily Toxic or Presenting A Health Hazard
51854	Chemical Manufacturing - Household - Toxic and Either Flammable, Explosive or Reactive
51855	Chemical Manufacturing - Household
51856	Chemical Manufacturing - Household - Primarily Flammable, Explosive or Reactive
51857	Chemical Manufacturing - Household - Primarily Toxic or Presenting A Health Hazard
51869	China, Porcelain or Earthenware Manufacturing
51877	Clay Products Manufacturing
51889	Clock Manufacturing
51896	Clothing Manufacturing
51900	Coffins or Caskets Manufacturing
51909	Coke Manufacturing
51919	Color or Pigment Preparation
51926	Communication or Recording Systems or Equipment Manufacturing - Industrial or Commercial
51927	Communication or Recording Systems or Equipment Manufacturing - Other Than Industrial or Commercial
51934	Composition Goods Manufacturing - Not Floor Coverings
51941	Computer Manufacturing
51942	Computer Software Manufacturing - Pre - Packaged
51956	Concrete - Mixed In Transit
51957	Concrete or Plaster Products Manufacturing - Not Structural
51958	Concrete Products Manufacturing - Prestressed
51959	Concrete Products Manufacturing - Structural
51960	Contact Lenses Manufacturing
51970	Cosmetics Manufacturing
51982	Cotton Batting, Wadding or Waste Manufacturing
51985	Cotton Compressing
51986	Cotton Gin Operations
51999	Cutlery (not Powered) and Flatware Manufacturing
52002	Dairy Products Manufacturing
52075	Detergent Manufacturing - Household
52076	Detergent Manufacturing - Other Than Household
52109	Dextrine Manufacturing
52134	Door or Window Manufacturing - Other Than Wood
52137	Die Casting Manufacturing
52150	Distillation or Extraction
52315	Door or Window Manufacturing - Wood
52341	Drug Manufacturing - Biological Products
52342	Drug, Medicine or Pharmaceutical Preparations Manufacturing - For Animal Use
52343	Drug, Medicine or Pharmaceutical Preparations Manufacturing - Other Than For Animal Use
52401	Drums or Containers Manufacturing - Metal
52402	Drums or Containers Manufacturing - Plastic
52432	Electrical Equipment Manufacturing - Other Than For Direct and Indirect Application To The Body
52433	Electrical Equipment Manufacturing - For Direct and Indirect Application To The Body
52435	Electrical Generating Machinery Manufacturing
52438	Electrical Parts, Components or Accessories Manufacturing
52440	Electrical Power Distribution or Transmission Equipment Manufacturing
52467	Electrical Wire or Cable Manufacturing
52469	Electronic Components Manufacturing
52505	Electronic Games Manufacturing
52547	Electroplating
52581	Elevator Manufacturing
52619	Engine or Turbine Manufacturing - Not Aircraft
52660	Engraving
52744	Escalator or Moving Sidewalk Manufacturing
52767	Exercise or Playground Equipment Manufacturing
52876	Explosive or Fireworks Manufacturing
52911	Extracts Manufacturing
52967	Eye Glass Lens Manufacturing
53001	Feed Manufacturing
53077	Fertilizer Manufacturing
53095	Fiber Manufacturing - Other Than Synthetic
53096	Fiber Manufacturing - Synthetic
53121	Fiberglass Manufacturing
53147	Fire Extinguishers Manufacturing
53229	Fire Suppression Systems Manufacturing
53271	Firearms Manufacturing
53333	Floor Covering Manufacturing - Not Carpets, Rugs, Ceramic or Stone Tiles
53374	Food Products Manufacturing - Dry
53375	Food Products Manufacturing - Frozen
53376	Food Products Manufacturing - Not Dry - In Glass Containers
53377	Food Products Manufacturing - Not Dry - In Other Than Glass Containers
53403	Forging Work
53425	Foundries
53565	Fruit or Vegetable Juice Manufacturing - No Bottling Of Carbonated Beverages
53631	Fur Garment Manufacturing
53632	Fur or Pelt Processing
53731	Furniture Manufacturing or Assembling - Infants
53732	Furniture Manufacturing or Assembling - Other Than Wood
53733	Furniture Manufacturing or Assembling - Wood
53734	Furniture or Woodwork Stripping, Refinishing or Repairing - Shop Only
53803	Galvanizing or Tinning
53901	Gas Manufacturing - Toxic and Either Flammable, Explosive or Reactive
53902	Gas Manufacturing - Inert
53903	Gas Manufacturing - Other
53904	Gas Manufacturing - Primarily Flammable, Explosive or Reactive
53905	Gas Manufacturing - Primarily Toxic or Presenting A Health Hazard
53907	Gasoline Distributors
53951	Biofuels Manufacturing - Ethanol
53952	Biofuels Manufacturing - Other Than Ethanol
53953	Nanomaterial Manufacturing
54012	Gemstone Cutting or Polishing
54077	Glass or Glassware Manufacturing
54444	Manufacturers
55010	Heating Equipment Manufacturing - Coal or Wood
55011	Heating Equipment Manufacturing - Electric
55012	Heating Equipment Manufacturing - Fuel Oil or Kerosene
55013	Heating Equipment Manufacturing - Gas or Liquefied Petroleum Gas
55014	Solar Energy Equipment Manufacturing
55214	Hone, Oilstone or Whetstone Manufacturing
55371	Honey Extracting
55410	Importers
55426	Ink Manufacturing
55597	Inner Tubes Manufacturing
55647	Instrument Manufacturing - Analytical, Calibrating, Measuring, Testing or Recording
55648	Instrument Manufacturing - Control
55649	Instrument Manufacturing
55715	Insulating Material Manufacturing - Mineral
55716	Insulating Material Manufacturing - Organic
55717	Insulating Material Manufacturing - Plastic - For Application In A Solid State
55718	Insulating Material Manufacturing - Plastic
55802	Jewelry Manufacturing
55918	Ladder Manufacturing - Other Than Wood
55919	Ladder Manufacturing - Wood
56040	Lamp Shade Manufacturing
56041	Lamps or Lanterns Manufacturing - Electric
56042	Lamps or Lanterns Manufacturing - Other Than Electric
56170	Lead Manufacturing - Red or White
56171	Lead Works - Sheet, Pipe or Shot
56202	Leather Goods Manufacturing
56390	Light Bulb or Tubes Manufacturing
56391	Lighting Fixtures Manufacturing
56427	Lime Manufacturing
56488	Liquor Manufacturing
56567	Lubricants Manufacturing - Grease
56650	Machinery or Machinery Parts Manufacturing - Construction, Mining or Materials Handling Type
56651	Machinery or Machinery Parts Manufacturing - Farm Type
56652	Machinery or Machinery Parts Manufacturing - Industrial Type
56653	Machinery or Machinery Parts Manufacturing - Metalworking
56654	Machinery or Machinery Parts Manufacturing
56690	Match Manufacturing
56699	Mattress or Box Spring Manufacturing
56758	Meat, Fish, Poultry or Seafood - Curing
56759	Meat, Fish, Poultry or Seafood Processing - In Airtight Containers
56760	Meat, Fish, Poultry or Seafood Processing - Not In Airtight Containers
56805	Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing - Expendable
56806	Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing - Nonexpendable
56807	Medical, Dental, Hospital or Surgical Instruments Manufacturing
56808	Medical, Dental or Surgical Diagnostic or Treatment Machines or Devices Manufacturing
56900	Metals - Extraction or Refining
56910	Metal Foil Manufacturing
56911	Metal Goods Manufacturing
56912	Metal Goods Manufacturing - Stamping - Not Signs
56913	Metal Heat Processing
56915	Metal Works - Shop - Structural - Load Bearing
56916	Metal Works - Shop - Structural - Not Load Bearing
56917	Metals - Extraction or Refining - Chemical Processes
56918	Metals - Extraction or Refining - Electrometallurgical Processes
56919	Metals - Extraction or Refining Of Ferrous Metals - Blast Furnace or Other Pyrometallurgical Processes
56920	Metals - Extraction or Refining Of Nonferrous Metals - Blast Furnace or Other Pyrometallurgical Processes
56980	Mica Goods Manufacturing
57001	Milk Depots or Dealers
57002	Milk Processing
57090	Mobile Home Manufacturing
57146	Modular Units Manufacturing
57202	Motorcycle, Moped or Motor Scooter Manufacturing
57257	Musical Instrument Manufacturing
57401	Nails or Spikes Manufacturing
57403	Needles, Pins or Tacks Manufacturing
57410	Net Manufacturing - Other Than Safety Nets
57411	Net Manufacturing - Safety Nets
57572	Office Machines Manufacturing
57600	Optical Goods Manufacturing
57611	Ore Milling or Processing
57625	Orthopedic, Ambulation or Prosthetic Devices Manufacturing
57651	Packing Houses
57690	Paint, Varnish, Shellac or Lacquer Manufacturing
57716	Paper Coating or Finishing
57725	Paper Goods Manufacturing
57726	Paper Manufacturing
57798	Parachute Manufacturing
57800	Media Manufacturing - Blank
57808	Pattern Manufacturing - Metal
57809	Pattern Manufacturing - Other
57810	Pattern Manufacturing - Paper
57871	Pencil, Pen, Crayon or Chalk Manufacturing
57913	Pet Food Manufacturing
57997	Photo Finishing Laboratories
57998	Photographic Equipment Manufacturing
57999	Photographic Supplies Manufacturing
58009	Pipes or Tubes Manufacturing - Metal
58010	Pipes or Tubes Manufacturing - Plastic
58020	Pipes Manufacturing - Tobacco
58056	Plastic Manufacturing - Raw Material
58057	Plastic or Rubber Goods Manufacturing - Household
58058	Plastic or Rubber Goods Manufacturing - Other Than Household
58095	Plumbing Fixtures Manufacturing
58096	Plumbing Supplies Manufacturing
58301	Plywood, Veneer or Veneer Products Manufacturing - Other
58302	Plywood, Veneer or Veneer Products Manufacturing - Without Log Processing
58397	Prefabricated Building Manufacturing
58408	Printing - Other Than Not-For-Profit
58409	Printing - Not-For-Profit Only
58456	Publishers - Books or Magazines - Other Than Not-For-Profit
58457	Publishers - Books or Magazines - Not-For-Profit Only
58458	Publishers - Newspapers - Other Than Not-For-Profit
58459	Publishers - Newspapers - Not-For-Profit Only
58503	Pulp Manufacturing
58532	Pumps or Compressors Manufacturing
58559	Railroad Engine Manufacturing
58560	Railroad or Other Public Conveyance Cars Manufacturing
58561	Railroad or Other Public Conveyance Cars Parts Manufacturing
58575	Razor or Razor Blades Manufacturing
58627	Media Manufacturing - Pre - Recorded
58663	Refrigeration Equipment Manufacturing
58682	Rendering Works
58713	Rolling Mills - Cold or Hot Process
58737	Rope Manufacturing
58756	Rubber Manufacturing
58757	Rubber Reclaiming
58759	Rubber Stamp Manufacturing or Assembling
58802	Saddles, Harnesses or Horses Furnishings Manufacturing
58813	Safes or Safe Vaults Manufacturing
58822	Sail Making
58837	Salt, Borax, Potash or Phosphate - Producing or Refining
58840	Salt Manufacturing
58873	Saw Mills or Planing Mills
58903	Sewing Machines Manufacturing - Commercial
58904	Sewing Machines Manufacturing - Household
58922	Sheet Metal Work - Shop Only
59005	Shoe, Boot or Slipper Manufacturing
59057	Sign Manufacturing - Electrical
59058	Sign Manufacturing - Other Than Electrical
59188	Slate Milling
59189	Slate Splitting or Slate Roofing Manufacturing
59223	Soap Manufacturing
59257	Sponge Processing
59306	Sporting Goods or Athletic Equipment Manufacturing
59378	Steel Wool or Wire Wool Manufacturing
59481	Stone Crushing
59482	Stone Cutting or Polishing
59537	Sugar Refining
59601	Swimming Pools or Accessories Manufacturing
59647	Syrups or Molasses - Refining, Blending or Manufacturing
59660	Tank Building or Manufacturing - Metal - Not Pressurized
59661	Tank Building or Manufacturing - Metal - Pressurized
59693	Tanning - Animal Hides
59695	Telecommunication Equipment Manufacturing
59701	Television Picture Tube Manufacturing
59713	Tent or Canopy Manufacturing
59722	Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening - New Goods
59723	Textile Coating or Impregnating
59724	Textile Manufacturing - Impregnated or Coated
59725	Textile Products Manufacturing - Fabricated
59726	Textile Spinning, Weaving or Knitting Mills
59738	Tie, Post or Pole Yard
59750	Tire Manufacturing - Auto, Bus or Truck
59751	Tire Manufacturing - Not Auto, Bus or Truck
59773	Tobacco Products Manufacturing - Cigars or Cigarettes
59774	Tobacco Products Manufacturing - Other
59775	Tobacco Products Manufacturing - Plug or Snuff
59781	Tool Manufacturing - Accessories
59782	Tool Manufacturing - Hand Type - Not Powered
59783	Tool Manufacturing - Hand Type - Powered
59784	Tool Manufacturing - Power Equipment - Household Type - Outdoor or Workshop
59790	Toys or Games Manufacturing
59798	Trailers Manufacturing
59806	Truck Manufacturing or Assembling
59867	Turpentine or Resin Manufacturing
59886	Twine or Cordage Manufacturing
59889	Umbrella or Cane Manufacturing
59892	Valves Manufacturing
59904	Vegetable Oil Manufacturing - By Solvent Extraction
59905	Vegetable Oil Manufacturing
59914	Metal Works - Shop - Decorative or Artistic
59915	Vending Machines Manufacturing
59917	Venetian Blinds Manufacturing or Assembling
59923	Watch or Watch Case Manufacturing
59925	Water Bottling - In Siphons
59926	Water Bottling - Spring or Well - Not Sparkling or Carbonated
59927	Water Bottling - Spring or Well - Sparkling or Carbonated
59931	Wax or Wax Products Manufacturing
59932	Wax, Wax Products or Polish Manufacturing - Floor
59941	Wheel Manufacturing
59947	Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing
59955	Wigs or Hair Pieces Manufacturing
59963	Wine Manufacturing - Sparkling
59964	Wine Manufacturing - Still
59970	Wire Cloth Manufacturing
59973	Wire Drawing
59975	Wire Goods Manufacturing
59977	Wire Rope or Cable Manufacturing - Metal
59984	Wood Preserving
59985	Wood Products Manufacturing
59986	Wood Turned Products Manufacturing
59988	Wool Combing, Scouring or Separating From Cotton
59989	Wool Pulling
60010	Apartment Buildings
60011	Apartment Buildings - Garden
60012	Apartment Buildings or Hotels Time - Sharing - Less Than 4 Stories
60013	Apartment Buildings or Hotels Time - Sharing - 4 Stories or More
60015	Apartment Hotels - Less Than 4 Stories
60016	Apartment Hotels - 4 Stories or More
60035	Automobile Renting or Leasing Companies
61000	Boarding or Rooming Houses
61212	Buildings or Premises - Bank or Office - Mercantile or Manufacturing Lessor's Risk Only - Other Than Not-For-Profit
61216	Buildings or Premises - Bank or Office - Mercantile or Manufacturing Lessor's Risk Only - Not-For-Profit Only
61217	Buildings or Premises - Bank or Office - Mercantile or Manufacturing Lessor's Risk Only - Maintained By The Insured - Other Than Not-For-Profit
61218	Buildings or Premises - Bank or Office - Mercantile or Manufacturing Lessor's Risk Only - Maintained By The Insured - Not-For-Profit Only
61223	Buildings or Premises - Bank and Other Financial Institutions
61224	Buildings or Premises - Office - Premises Occupied By Employees Of The Insured - Other Than Not-For-Profit
61225	Buildings or Premises - Office - Premises Occupied By Employees Of The Insured - Not-For-Profit Only
61226	Buildings or Premises - Office - Other Than Not-For-Profit
61227	Buildings or Premises - Office - Not-For-Profit Only
62000	Condominiums - Commercial - Bank or Mercantile, Manufacturing or Office (association Risk Only)
62001	Condominiums - Commercial Shopping Centers (association Risk Only)
62002	Condominiums - Commercial Warehouses - Manufacturing or Private (association Risk Only)
62003	Condominiums - Residential - (association Risk Only)
63010	Dwellings - One - Family Lessor's Risk Only
63011	Dwellings - Two - Family Lessor's Risk Only
63012	Dwellings - Three - Family Lessor's Risk Only
63013	Dwellings - Four - Family Lessor's Risk Only
63215	Exhibition or Convention Buildings - Other Than Not-For-Profit
63216	Exhibition or Convention Buildings - Not-For-Profit Only
63217	Exhibitions - In Buildings - Other Than Not-For-Profit
63218	Exhibitions - In Buildings - Not-For-Profit Only
63219	Exhibitions - In Buildings - No Admission Charged - Other Than Not-For-Profit
63220	Exhibitions - In Buildings - No Admission Charged - Not-For-Profit Only
64074	Hotels and Motels - Lessor's Risk Only - Less Than Four Stories
64075	Hotels and Motels - Lessor's Risk Only - Four Stories or More
64500	Housing Projects - Federal, State, Local
65007	Labor Union Offices
66122	Lawyers Offices - Other Than Not-For-Profit
66123	Lawyers Offices - Not-For-Profit Only
66309	Libraries
66561	Medical Offices
67017	Shelters, Mission, Settlement or Halfway Houses - Not Church or Office Building
67508	Schools - Colleges, Universities, Junior Colleges or College Preparatory Other Than Not-For-Profit
67509	Schools - Colleges, Universities, Junior Colleges or College Preparatory Not-For-Profit Only
67510	Schools - Dormitory Facilities - Other Than Not-For-Profit
67511	Schools - Dormitory Facilities - Not-For-Profit Only
67512	Schools - Other Than Not-For-Profit
67513	Schools - Not-For-Profit Only
67634	Shopping Centers - Indoor Malls - Buildings or Premises Not Occupied By The Insured Lessor's Risk Only
67635	Shopping Centers - Buildings or Premises Not Occupied By The Insured Lessor's Risk Only
68001	Taxicab Companies
68439	Ticket Agencies
68500	Townhouses or Similar Associations (association Risk Only)
68604	Vacant Buildings - Factories
68606	Vacant Buildings - Not Factories - Other Than Not-For-Profit
68607	Vacant Buildings - Not Factories - Not-For-Profit Only
68702	Warehouses - Occupied By Multiple Interests Lessor's Risk Only
68703	Warehouses - Occupied By Single Interest Lessor's Risk Only
68706	Warehouses - Private - Other Than Not-For-Profit
68707	Warehouses - Private - Not-For-Profit Only
90089	Advertising Sign Companies - Outdoor
91111	Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair
91125	Airport Runway or Warming Apron - Paving or Repaving, Surfacing, Resurfacing or Scraping
91127	Alarms and Alarm Systems - Installation, Servicing or Repair
91130	Alarms - Security Systems - Monitoring
91135	Analytical Chemists
91150	Appliances and Accessories - Installation, Servicing or Repair - Commercial
91155	Appliances and Accessories - Installation, Servicing or Repair - Household
91160	Armored Car Service Companies
91175	Auctioneers - Livestock - Sales Conducted Away From The Insured's Premises
91177	Auctioneers - Sales Conducted Away From The Insured's Premises
91179	Auctions - On Premises Owned or Rented By The Insured
91190	Automobile Dismantling
91200	Blacksmithing
91210	Blasting Operations
91235	Boat Repair and Servicing
91250	Boiler Inspection, Installation, Cleaning or Repair
91265	Bridge or Elevated Highway Construction - Iron or Steel
91266	Bridge or Elevated Highway Construction - Concrete
91280	Building Structure - Raising or Moving
91302	Cable Installation In Conduits or Subways
91315	Cable or Subscription Television Companies
91324	Caisson or Cofferdam Work - Foundations For Buildings
91325	Caisson or Cofferdam Work - Not Foundations For Buildings
91340	Carpentry - Construction Of Residential Property Not Exceeding Three Stories In Height
91341	Carpentry - Interior
91342	Carpentry
91343	Carpentry - Shop Only
91405	Carpet, Rug, Furniture or Upholstery Cleaning - On Customers' Premises
91436	Ceiling or Wall Installation - Metal
91481	Chimney Cleaning
91507	Clay or Shale Digging
91523	Cleaning - Outside Surfaces Of Buildings & Other Exterior Surfaces
91547	Commissary Work
91551	Communication Equipment Installation - Industrial or Commercial
91555	Computer Service or Repair
91560	Concrete Construction
91562	Concrete or Cement Distributing Towers - Rented To Others - Installation, Repair or Removal Operations Only
91577	Conduit Construction For Cables or Wires
91580	Contractors - Executive Supervisors or Executive Superintendents
91581	Contractors - Subcontracted Work - In Connection With Construction, Reconstruction, Erection or Repair - Not Buildings
91582	Contractors - Subcontracted Work - In Connection With Building Construction, Reconstruction, Repair or Erection - Apartment or Office Buildings Over Four Stories
91583	Contractors - Subcontracted Work - In Connection With Building Construction, Reconstruction, Repair or Erection - One - or Two - Family Dwellings
91584	Contractors - Subcontracted Work - In Connection With Construction, Reconstruction, Repair or Erection Of Buildings - For Industrial Use
91585	Contractors - Subcontracted Work - In Connection With Construction, Reconstruction, Repair or Erection Of Buildings
91586	Contractors - Subcontracted Work - In Connection With Oil and Gas Field Construction, Reconstruction or Repair
91587	Contractors - Subcontracted Work - In Connection With Pipeline (other Than Oil or Gas) or Communication or Power Line Construction, Reconstruction or Repair
91588	Contractors - Subcontracted Work - In Connection With Bridge, Tunnel, Elevated Street or Highway Construction, Reconstruction or Repair
91589	Contractors - Subcontracted Work - In Connection With Street or Highway Construction or Repair, Not Elevated
91590	Contractors Permanent Yards - Maintenance or Storage Of Equipment or Material
91591	Contractors - Subcontracted Work - Other Than Construction - Related Work
91600	Construction or Project Manager
91606	Crop Spraying - By Contractors
91618	Dam or Reservoir Construction
91629	Debris Removal - Construction Site
91636	Detective or Investigative Agencies - Private
91641	Dike, Levee or Revetment Construction
91666	Diving - Marine
91722	Dock Operations - Coal, Grain or Ore
91746	Door, Window or Assembled Millwork - Installation - Metal
91805	Draftsmen
92053	Dredging - Gold - Endless Bucket or Ladder Type
92054	Dredging - Gold - Floating Dragline Type
92055	Dredging
92101	Drilling - Other Than Water
92102	Drilling - Water
92215	Driveway, Parking Area or Sidewalk - Paving or Repaving
92338	Dry Wall or Wallboard Installation
92445	Electric Light or Power Companies
92446	Electric Light or Power Line Construction
92447	Electric Light or Power Line Construction - Rural Utilities Service Projects Only
92451	Electrical Apparatus - Installation, Servicing or Repair
92453	Electric Light or Power Cooperatives - Rural Utilities Service Projects Only
92478	Electrical Work - Within Buildings
92593	Elevator or Escalator Inspecting, Installation, Servicing or Repair
92663	Engineers or Architects - Consulting - Not Engaged In Actual Construction
94007	Excavation
94099	Express Companies
94225	Farm Machinery Operations - By Contractors
94276	Fence Erection Contractors
94304	Fire Extinguishers - Servicing, Refilling or Testing
94381	Fire Suppression Systems - Installation, Servicing or Repair
94404	Fireproofing - Structures
94444	Contractors
94569	Floor Covering Installation - Not Ceramic Tile or Stone
94590	Floor Waxing
94617	Freight Forwarders or Handlers - Other Than Packing, Handling or Shipping Explosives or Ammunition Under Contract
94638	Freight Forwarders or Handlers - Packing, Handling or Shipping Explosives or Ammunition Under Contract
95124	Furniture or Fixtures - Installation In Offices or Stores - Portable - Metal or Wood
95233	Garbage, Ash or Refuse Collecting
95305	Gas Companies
95306	Gas Companies - Natural Gas - Local Distribution
95310	Gas Mains or Connections Construction
95357	Geophysical Exploration - Other
95358	Geophysical Exploration - Seismic Method
95410	Grading Of Land
95455	Grain Elevator Operations
95487	Greenhouse Erection
95505	Guniting or Shot - Crete
95620	Gunsmiths
95625	Handyperson
95630	Hazardous Material Contractors
95647	Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair - No Liquefied Petroleum Gas (lpg) Equipment Sales or Work
95648	Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair
96053	House Furnishings Installation
96317	Inspection and Appraisal Companies - Inspecting For Insurance or Valuation Purposes
96408	Insulation Work - Plastic
96409	Insulation Work - Organic or Plastic In Solid State
96410	Insulation Work - Mineral
96611	Interior Decorators
96702	Irrigation or Drainage System Construction
96703	Irrigation Works Operations
96816	Janitorial Services
96872	Jetty or Breakwater Construction
96930	Web Site Designers
97002	Laboratories - Research, Development or Testing - Other Than Not-For-Profit
97003	Laboratories - Research, Development or Testing - Not-For-Profit Only
97047	Landscape Gardening
97050	Lawn Care Services
97111	Logging and Lumbering
97220	Machine Shops
97221	Machinery or Equipment - Farm - Installation, Servicing, Repair or Erection
97222	Machinery or Equipment - Industrial - Installation, Servicing or Repair
97223	Machinery or Equipment - Installation, Servicing or Repair
97308	Marine Appraisers or Surveyors
97447	Masonry
97502	Solar Energy Systems - Existence Hazard Only Lessor's Risk Only
97503	Wind Turbines - Existence Hazard Only Owner - Operated
97504	Wind Turbines - Existence Hazard Only Lessor's Risk Only
97650	Metal Erection - Decorative or Artistic
97651	Metal Erection - Frame Structures Iron Work On Outside Of Buildings
97652	Metal Erection - In The Construction Of Dwellings Not Exceeding 2 Stories In Height
97653	Metal Erection - Nonstructural
97654	Metal Erection - Steel Lock Gates, Gasholders, Standpipes, Water Towers, Smokestacks, Tanks, Silos, Prison Cells, Fire or Burglarproof Vaults
97655	Metal Erection - Structural
98002	Mining
98003	Mining - Surface
98090	Motion Pictures - Development Of Negatives, Printing and All Subsequent Operations
98091	Motion Pictures - Film Distribution or Exchanges - Not Located At Motion Picture Studios
98092	Motion Pictures - Production - Studios or Outside - All Operations Prior To The Development Of Negatives
98111	Office Machines or Appliances - Installation, Inspection, Adjustment or Repair
98150	Oil or Natural Gas Lease Operations
98151	Oil or Gas Lease Operations - Natural Gas - Within The Limits Of Any Town or City On The Right - Of - Way Of Any Railroad or In Any Ocean, Gulf or Bay
98152	Oil or Gas Lease Work By Contractors - Not Lease Operation
98153	Oil or Gas Wells - Acidizing
98154	Oil or Gas Wells - Cementing
98155	Oil or Gas Wells - Cleaning or Swabbing By Contractors
98156	Oil or Gas Wells - Cleaning or Swabbing By Contractors - Within The Limits Of Any Town or City, On The Right - Of - Way Of Any Railroad or In Any Ocean, Gulf or Bay
98157	Oil or Gas Wells - Drilling or Redrilling, Installation or Recovery Of Casing
98158	Oil or Gas Wells - Drilling or Redrilling, Installation or Recovery Of Casing - Within The Limits Of Any Town or City, On The Right - Of - Way Of Any Railroad or In Any Ocean, Gulf or Bay
98159	Oil or Gas Wells - Instrument Logging or Survey Work In Wells
98160	Oil or Gas Wells - Perforating Of Casing
98161	Oil or Gas Wells - Servicing - By Contractors
98162	Oil or Gas Wells - Shooting
98163	Oil Rig or Derrick Erecting or Dismantling - Wood or Metal
98164	Oil Still Erection or Repair
98257	Orchards and Vineyards - Operation By Contractors
98303	Painting - Exterior - Buildings or Structures - Exceeding Three Stories In Height
98304	Painting - Exterior - Buildings or Structures - Three Stories or Less In Height
98305	Painting - Interior - Buildings or Structures
98306	Painting - Oil or Gasoline Tanks
98307	Painting - Ship Hulls
98308	Painting - Shop Only
98309	Painting - Steel Structures or Bridges
98344	Paperhanging
98405	Piano Tuning
98413	Pile Driving - Building Foundation Only
98414	Pile Driving - Other
98415	Pile Driving - Sonic Method
98423	Pipeline Construction - Gas
98424	Pipeline Construction - Other
98425	Pipeline Construction - Oil
98426	Pipeline Construction - Slurry - Nonflammable Mixtures
98427	Pipelines - Operation - Gas
98428	Pipelines - Operation - Other
98429	Pipelines - Operation - Oil
98430	Pipelines - Operation - Slurry - Nonflammable Mixtures
98449	Plastering or Stucco Work
98482	Plumbing - Commercial and Industrial
98483	Plumbing - Residential or Domestic
98502	Prefabricated Building Erection
98555	Quarries
98597	Radio or Tv Broadcasting Stations - Other Than Not-For-Profit
98598	Radio or Tv Broadcasting Stations - Not-For-Profit Only
98601	Railroad Construction
98622	Railroads - Operation and Maintenance - With Bi Passenger Hazard
98623	Railroads - Operation and Maintenance - Without Bi Passenger Hazard
98624	Railroads - Shop Operation and Maintenance
98636	Refrigeration Systems or Equipment - Dealers and Distributors and Installation, Servicing or Repair - Commercial
98640	Renovating - Outside Surfaces Of Buildings
98658	Rigging - Not Ship or Boat
98659	Rigging - Ship or Boat
98677	Roofing - Commercial or Residential Over Three Stories
98678	Roofing - Residential - Three Stories and Under
98698	Salvage Operations
98699	Salvage Operations - Removing, Sorting, Reconditioning and Distributing Of Merchandise In Damaged Buildings and Incidental Operations Away From Such Buildings
98705	Sandblasting
98710	Sand or Gravel Digging
98751	Security and Patrol Agencies
98806	Septic Tank Systems - Installation, Servicing or Repair
98810	Sewage Disposal - Plant Operations
98813	Sewer Cleaning
98820	Sewer Mains or Connections Construction
98871	Shaft Sinking
98884	Sheet Metal Work - Outside
98914	Ship Ceiling or Scaling
98949	Ship Repair or Conversion
98967	Siding Installation
98993	Sign Erection, Installation or Repair
99003	Sign Painting or Lettering - Inside Of Buildings
99004	Sign Painting or Lettering - On Buildings or Structures
99080	Solar Energy Contractors
99081	Solar Electric Farms
99082	Wind Farms - On - Shore
99083	Wind Farms - Off - Shore
99085	Wind Turbine Contractors - Installation, Service, or Repair - Off - Shore
99086	Wind Turbine Contractors - Installation, Service, or Repair - On - Shore
99111	Stables - Boarding, Livery or Racing
99160	Steam Heating or Steam Power Companies
99163	Steam Mains or Connections Construction
99165	Steam Pipe or Boiler Insulation
99220	Stevedoring - By Hand or By Means Of Hand Trucks Exclusively - No Hoisting Of Cargo
99221	Stevedoring - Handling Explosives or Ammunition - Under Contract
99222	Stevedoring
99223	Stevedoring - Tallyers or Checking Clerks Engaged In Connection With Stevedoring Work
99303	Street Cleaning
99310	Snow & Ice Removal - Contractor
99315	Street or Road Construction or Reconstruction
99321	Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping
99471	Surveyors - Land - Not Engaged In Actual Construction
99505	Swimming Pool Servicing
99506	Swimming Pools - Installation, Servicing or Repair - Above Ground
99507	Swimming Pools - Installation, Servicing or Repair - Below Ground
99570	Tank Construction, Installation, Erection or Repair - Metal - Not Pressurized
99571	Tank Construction, Installation, Erection or Repair - Metal - Pressurized
99572	Tank Construction, Installation, Erection or Repair - Metal - Not Pressurized - Within Buildings Exclusively
99573	Tank Construction, Installation, Erection or Repair - Metal - Pressurized - Within Buildings Exclusively
99600	Telecommunications Service Providers
99613	Telephone, Telegraph or Cable Television Line Construction
99614	Telegraph Companies
99620	Teleproduction Studios
99650	Television or Radio Receiving Set Installation or Repair
99709	Tent or Canvas Goods - Erection, Removal or Repair - Away From Shop
99718	Theatrical Companies - Traveling
99746	Tile, Stone, Marble, Mosaic or Terrazzo Work - Interior Construction
99760	Tobacco Rehandling or Warehousing
99777	Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
99793	Truckers
99798	Tunneling
99803	Underpinning Buildings or Structures
99826	Upholstering
99827	Upholstering - Shop Only
99851	Veterinarian or Veterinary Hospitals
99917	Warehouse - Cold Storage - Public
99938	Warehouses
99943	Water Companies
99946	Water Mains or Connections Construction
99948	Water Softening Equipment - Installation, Servicing or Repair
99952	Waterproofing - By Pressure Apparatus
99953	Waterproofing - By Trowel - Exterior
99954	Waterproofing - By Trowel - Interior or Insulation Work
99955	Waterproofing
99963	Weighers, Samplers or Inspectors Of Merchandise - On Vessels or Docks or At Railway Stations or Warehouses
99969	Welding or Cutting
99975	Window Cleaning
99986	Wrecking - Buildings or Structures
99987	Wrecking - Dismantling Of Prefabricated Dwellings Not Exceeding Three Stories For Reerection
99988	Wrecking - Marine

The Bottom Line On General Liability Class Codes For Commercial Insurance

Finding the best fit general liability class codes for commercial insurance is important to making sure your business is has the right coverage at correct rate.

General Liability Class Codes For Commercial Insurance