Thimble Insurance Ratings
Thimble Insurance Reviews 2021 (Ratings, Complaints & Coverage). Thimble is an insurance wholesaler that specializes in on-demand, episodic commercial insurance. They provide several coverage options for small businesses owners throughout various industries, including events and entertainment, beauty, fitness, contactors, freelancers and consultations, janitors and professional cleaners, landscapers, and even pet sitters.
If you are a small business owner who is looking for commercial general liability insurance, with coverage options by the hour, the day, or the month, please read Thimble insurance reviews to learn about Thimble Insurance Services products.
Check out Thimble reviews, ratings, complaints & coverage for short-term general liability, workers compensation and other small business insurance commercial policies.
Thimble Insurance Quote
Following are some of the answers to commonly asked Thimble small business insurance questions:
- Does Thimble Offer Business Insurance?
- What Types Of Commercial Insurance Does Thimble Offer?
- How Much Does Thimble's Small Business Insurance Cost?
- Are Thimble's Commercial Insurance Reviews & Ratings Good?
Does Thimble Offer Business Insurance?
Yes, Thimble Insurance provides insurance policies that focus on commercial coverage for small business owners.
What Types Of Commercial Insurance Does Thimble Offer?
Thimble provides commercial insurance policies for small businesses including: General Liability, Commercial General Liability and Drone Liability insurance. Businesses can purchase coverage upfront by the hour, day, week or monthly. They also issue Certificates of Insurance.
How Much Does Thimble's Small Business Insurance Cost?
Policies start at $5 a day with a $0 deductible and $1 million in coverage. Their cost of Commercial General Liability coverage varies and is based on a several factors. The industry the business operates in and the location of the business are the two primary factors that will determine the cost of coverage, as there is a greater chance of accidents that will result property damages and bodily injuries in certain industries. Additionally, the location of a business will impact the cost of insurance, as premiums do vary from location to location.
Thimble provides free quotes for their commercial insurance policies.
About Thimble Insurance
Thimble Insurance was founded by a group of independent brokers. The aim of the formation was to meet the needs of the rising number of car owners that were transforming America during the time.
The company has developed to becoming one of the leading insurers and has a reputation of innovating policies and services that address the unique needs of their clients. The Thimble insurance reviews on the Internet are ok.
Thimble's Small Business Insurance Products
Thimble Insurance was established in 2016. When they first launched, they focused on providing insurance coverage for drone operators; however, as their business grew, they expanded and started offering insurance options for small business owners and independent contractors.
Thimble offers episodic insurance coverage, a revolutionary form of on-demand insurance protection. With episodic insurance, insurance coverage is offered when consumers need it; it isn't "around-the-clock coverage". The founders of Thimble realized that traditional insurance coverage doesn't really meet the needs of today's business owners, which is why they decided to offer on-demand, episodic coverage.
It's more flexible and more affordable than traditional policies, which offer annual coverage, as the coverage can be adjusted to meet the unique needs of each specific policy holder; for example, coverage can be offered monthly, daily, or even hourly. Thimble does also offer coverage that can be extended for an entire year.
Thimble Insurance a licensed insurance producer in all 50 United States, as well as the District of Columbia. They are partnered with Markel Insurance Company and Global Aerospace, Inc. Markel underwrites the Commercial General Liability policies that Thimble Insurance offers, while Global Aerospace underwrites the drone policies they provide.
The Thimble insurance ratings for short-terms small business insurance are above average online.
Thimble Insurance Coverages
Thimble offers commercial general liability insurance policies, drone insurance, and certificate of insurance. As mentioned, they offer episodic, on-demand coverage, meaning that policies can be adjusted to suit the individual needs of each client. Below, we'll take a look at the different insurance products verify offers. Thimble insurance reviews are good.
Commercial General Liability Insurance
Thimble provides coverage for small business owners and contractors in more 119 industries. Their policies can offer hourly, daily, monthly, or annual coverage, depending on the needs of the client. Industries currently covered are:
- Hair Stylists
- Nail Artists
- Salon Owners
- Spa Owners
Cleaners & Janitors Insurance
- Car / Boat / Vehicle Washing or Detailing
- Carpet Cleaners
- Janitorial Services
- Office Cleaners
- Pressure Washers
- Window Cleaners
Consultant & Freelancer Insurance
- AV Installation
- Business Consultants
- Car AV Installation
- Classroom Instruction
- Computer Programming
- Computer Repair
- Creative Directors
- Financial Consultants
- Graphic Designers
- House Sitting
- IT Consultants
- Interior Decorating
- Marketing Consultants
- Personal Shoppers
- Photography & Videography (No Drones)
- Sound Recordists
- Web Developers
Contractors & Handyman Insurance
- AV Installation
- Alarm Systems Installation & Repair
- Carpentry - Interior
- Carpet Cleaners
- Closet Installation
- Debris Removal
- Deck Building
- Fence Building
- Finish Carpentry
- Finishing Contractors
- Furniture Assembly (No Cribs or Bunk Beds)
- Furniture Installation - Office
- Furniture Refinishing
- Gutter Cleaning
- Interior Painting
- Invisible Fence Installation
- Office Furniture Installation
- Office Machine Installation and Repair
- Painting & Siding
- Piano Tuning
- Small Contractors (including Finishing Contractors)
- Smart Home Installation
- Surveillance System Installation & Maintenance
- Swimming Pool Servicing
- Window Decorating
Events & Entertainment Insurance
- Balloon Artists
- Belly Dancers
- Canoe & Kayak Guides
- Caricature Artists
- Celebrity Look-a-Likes
- Event Staff (Planners & Promoters as Individuals)
- Face Painters
- Fishing Guides
- Float Trip Guides
- Food / Catering (No Bartending)
- Hiking Guides
- Individual Event Participants (Not the Event Itself)
- Musical Conductors
- Nature and Wildlife Guides
- Stand Up Paddleboard (SUP) Guides
- Street Performers
- Tour Guides
- Aerobics Instructors
- Dance Instructors
- Fitness Instructors
- Golf Instructors
- Personal Trainers
- Spin Instructors
- Swim Instructors
- Tai Chi Instructors
- Yoga Instructors
- Lawn & Yard Maintenance
- Pesticide Application (Landscapers Only)
- Trimming or Pruning Trees Exclusively at Ground Level (No Removals)
- Pet Grooming
- Pet Sitting
- Pet Training
- Pet Walking
Their drone insurance (sold through sister company Verifly) covers the cost of damages that drones may endure. Their policies are customized according to the specific details of the drone, where it will be flown, and how it will be used. Their drone coverage offers liability limits of up to $10 million and policies can provide coverage for 1, 4, or 8 hours.
Certificate of Insurance
Thimble also offers certificate of insurance (COI) in either the form of a physical or electronic document. Both documents offer proof that the insured has an active policy in place. Their COIs are free with the purchase of any Commercial General Liability insurance policy.
Thimble Insurance Quote
Here is an image that show the Thimble Insurance quoteing process:
Are Thimble's Commercial Insurance Reviews & Ratings Good?
Thimble's Contact Information
Address: 174 West 4th Street, Suite 204, New York, NY 10014
The Bottom Line On Thimble Insurance
Thimble Insurance may be a relatively new insurance company, but it is highly reputable. Their policies are underwritten by two well-known insurance companies and they provide episodic, on-demand coverage that's ideal for small business owners and consultants who do not want to carry a long-term policy. Their coverage options are affordable and they have received excellent reviews from their clients.
More Commercial Insurance Company RatingsSmall Business Insurer Ratings:
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- The Hartford
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- Verifly Insurance Services
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