Frequently Asked Questions About
Commercial General Liability Insurance
How much does small business insurance cost?
Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number. (read more)
What kind of business insurance do I need?
Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.
What is a Certificate of Insurance?
A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it. (read more)
Is business insurance tax deductible?
Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.
The Main Street America Group Reviews
The Main Street America Group Reviews 2019 (Ratings, Complaints & Coverage). If you're a business owner, you might be looking into purchasing commercial insurance. There are a lot of companies that offer both commercial and personal insurance products. The Main Street America Group (MSA Group) is one of the leading providers of these types of policies.
As the name suggests, They market their policies to "main street" companies; or small, local businesses. This group of insurance companies provides coverage across most of the country, and offers personalized services to ensure that they are meeting the needs of the clients they work with.
If you are a small business owner looking to buy commercial insurance, read The Main Street America Group reviews to learn about their polices.
Check out The Main Street America Group reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.
About MSA Group Small Business Insurance
The Main Street America Group was founded in 1923 and offers insurance products to individuals, families, and small businesses throughout 37 states. They also offer surety and fidelity bonds in 47 states, as well as the District of Columbia.
The Main Street America Group is committed to offer their clients the most personalized care possible. To that end, they use independent agents to sell their business insurance products. As such, if you choose this company for your commercial insurance needs, you can be sure that the policies that you will receive will truly meet your businesses specific needs.
The The Main Street America Group reviews are below average on the Internet.
Business Insurance Products By The Main Street America Group
While MSA Group does offer home and auto insurance coverage, this company specializes in business products. The coverage they offer extends to "main street" business owners, such as:
- Condos - Residential and commercial.
- Contractors - Carpentry, masonry, painting, landscaping, electrical work, carpet and floor installation, janitorial services, heating and air conditioning & concrete construction.
- Offices - Lawyers, accountants, real estate agents, physicians or surgeons.
- Restaurants - Delis, cafes, sandwich shops, fast food locations.
- Retail - Gift shops, clothing or apparel stores, home improvement stores.
- Services - Hair salons, barber shops, photographers or interior decorators.
- Wholesale - Electrical supplies or goods distributors.
Their Main Line Business Owners Policy is the primary commercial insurance that The Main Street America group offers, This product offers basic coverage, including commercial general liability insurance and commercial property insurance. The Main Line Business Owners Policy also offers coverage for things like employment practices liability insurance. Additionally, the company provides the following commercial insurance products:
- Commercial Agribusiness - For: grain warehousing, LPG distributors, animal feed manufacturing, fertilizer sales/distribution/application, oil/gas distributors and other cooperative-related business exposures.
- Commercial Auto - Including: Bodily injury liability, Property damage liability, Personal injury protection, Uninsured and underinsured motorist, Comprehensive damage & Collision damage.
- Commercial Flood
- Commercial Umbrella
- Surety Bonds
- Workers Compensation
The Main Street America Group reviews for small business insurance are not common on the Web.
The Main Street America Group Rates
In order to receive a business insurance quote from Main Street America, you'll need to work with an agent, so getting a quote or securing a policy online isn't possible; however, many people prefer this option as it allows them to ask questions and get real answers. But, because their products are only sold through agents, it's difficult to provide information about their rates.
Main Street America Group Ratings Online
Following are some ratings found online which appear mixed:
- BBB.org - The Better Business Bureau rates them 1 out of 5 stars. MetLife is not BBB accredited and has a A+ rating..
- clearsurance.com - Clearsurance rates them 3.01 out of 5 stars.
- expertinsurancereviews.com - Expert Insurance Reviews rates them 3 out of 5 stars.
MSA Group's Contact Information
Address: P.O. Box 2300, Keene, NH 03431
Other companies owned: Austin Mutual Insurance Company, Grains Dealers Mutual Insurance Company, MSA Insurance Company, Main Street America Assurance Company, Main Street American Protection Insurance Company, NGM Insurance Company, Old Dominion Insurance Company and Spring Valley Insurance Company.
The Bottom Line On The Main Street America Group Small Business Insurance
The Main Street America Group is proud to offer a full range of personal and business insurance, and surety bond products through our network of 3,000 independent insurance agents. Insurance products include personal and commercial auto, homeowners, personal and commercial umbrella, business owners, contractors and workers' compensation.
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