Frequently Asked Questions About
Commercial General Liability Insurance
How much does small business insurance cost?
Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number. (read more)
What kind of business insurance do I need?
Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.
What is a Certificate of Insurance?
A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it. (read more)
Is business insurance tax deductible?
Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.
TechInsurance Reviews 2019 (Ratings, Complaints & Coverage). TechInsurance has a variety of business insurance options. They have policies available for a variety of industries such as technology, home-based businesses, construction, finance, real estate, and healthcare.
If you are a business owner looking to buy liability insurance, read TechInsurance reviews to learn about TechInsurance's products.
Check out TechInsurance reviews, ratings, complaints & coverage for IT tech errors & omissions, general liability, workers compensation and other small business insurance commercial policies.
TechInsurance Company first started by offering businesses in the Information Technology (IT) sector comprehensive insurance policies for equipment, data, and liability. The Tech Business Resource page on the website pays homage to the company's humble beginnings by giving tips, tricks, to freelance IT gurus or those who just started their own company. The business resources TechInsurance reviews also has an entire section on how to grow and sustain an IT business.
TechInsurance is headquartered in Allen, TX, and is an affiliate of BIN Insurance Holdings, LLC. - the same parent company of Insureon.TechInsurance reviews are good online.
TechInsurance has several business insurance options that cover large, small, and independent contractor divisions. They have the ability to fit each policy to its specific industry. TechInsurance offers several insurance policies, here's an in-depth look at some of their available insurance policies and TechInsurance reviews:
Errors and Omissions Insurance: E&O - aka professional liability coverage protects small businesses that through negligence, error or omission, causes one of their customers financial loss. Professional liability has become an increasingly popular policy with small businesses, and sometimes independent contractors and freelancers. TechInsurance will adjust all E&O policies to meet the needs of their client's business and industry. TechInsurance ratings say as much.
Commercial General Liability (CALL) Insurance: Having a comprehensive CALL policy is crucial to small and large businesses who operate out of a commercial property. TechInsurance offers commercial general liability insurance that covers bodily injury to a client or customer, or client property damage caused directly by a representative of the business.
In addition, the CALL insurance can also cover advertising, personal injury. Businesses can also purchase CALL insurance with a package that includes umbrella or excess liability, non-owned auto liability, and property coverage. TechInsurance ratings seem promising here.
Cyber/Data Breach Insurance: One of TechInsurance's best features is their extensive cyber and data breach insurance. For businesses who rely heavy on the internet to process payments, online requests this insurance is an essential part to a general liability policy. It protects the business from clients or customers who have suffered financial loss or have had their identity stolen as the result of company data breach.
Worker's Compensation Insurance: For small and large companies, worker's compensation insurance is imperative to protecting their business - and required by law in most states if a business has employees. Worker's comp kicks in when an employee is injured or killed while on the job.
Worker's Compensation does two things. First, it will cover medical bills, physical rehabilitation costs, death benefits to the family if an employee that dies, and, some lost wages. Second, most TechInsurance worker's compensation policy requires Employer's Liability Insurance (ELI). ELI coverage offsets the cost of litigation fees and settlements in the event an employee sues the company for negligence because of their injury.
TechInsurance reviews will also provide businesses and contractors with advice on how to avoid worker's compensation cases. They'll share the importance of eliminating on-site injuries through extensive safety training.
Additional Insurance Coverage: The advantage of TechInsurance is they have an alternative insurance options that can be added to any policy. Some of their additional insurance coverage policies covers employment practices, business interruption, directors and officers, commercial automobiles, and office equipment.
Certificates of Liability Insurance: For small business or larger entities, liability insurance is virtually a requirement. TechInsurance offers a comprehensive certificate of liability insurance that can act as proof of an active policy. The certificate will include start and expiration dates, covered parties, policy limits, and terms of coverage.
Why Choose TechInsurance
Direct from TechInsurance: With over 25,000 policies in force, TechInsurance insures more computer consulting firms in the US than any other provider. To provide rock solid protection, we work only with the nation's most respected, A-rated carriers. And we're recognized by those carriers as a "Best in Class" Insurance Agency. Our status in the industry directly benefits our customers: we have access to the best rates and exclusive coverage options that aren't available anywhere else.
TechInsurance's Contact Information
Address: 1101 Central Expressway South, Suite 250, Allen, TX 75013
Bottom Line On TechInsurance
TechInsurance is easy to navigate and use. It offers current and future policyholders various tools to continue to improve their businesses and protect themselves from unwanted lawsuits. The great thing about TechInsurance is current policyholders can log in and print of insurance documents, make payments, or renew a policy. The TechInsurance ratings online say as much.
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