ACE Group Insurance
Reviews 2023

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Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

ACE Group Insurance Ratings

ACE Insurance Reviews

ACE Group Insurance Reviews 2023 (Ratings, Complaints & Coverage). ACE Group Insurance is a North American insurance provider. The parent company used to be ACE Limited, but after acquiring Chubb Limited in 2016, the company changed their name to their acquisition.

Let's take a closer look at what this insurance company provides and what people are saying about them.

If you are a business owner looking to buy liability insurance, read ACE Group insurance reviews to learn about ACE Group's products.

Check out ACE Group insurance reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.

Following are some of the answers to commonly asked ACE small business insurance questions:

Does ACE Offer Business Insurance?

Yes, ACE offers business insurance with a focus on small business commercial policies.

What Types Of Commercial Insurance Does ACE Offer?

ACE offers small business insurance policies including: General Liability, Commercial Property, Workers Compensation, Commercial Auto and others.

How Much Does ACE's Small Business Insurance Cost?

The average cost of ACE's commercial insurance policies ranges from $56 to over $179 per month, and is mainly based on your business's: Industry, Location, Gross Sales, Employees and/or Payroll, Policy Limits, Endorsements, Deductibles, Experience & Claims History.

About ACE Group Insurance

The company history can be traced back to 1882 since their acquisition of Chubb, but as far as ACE Limited, they were only established in 1985. The company began because several dozen companies in the United States had been trying to get an insurance company to provide excess liability insurance to their directors and officers.

Since then, ACE has evolved from a monoline excess insurer owned by its policyholders to a global publicly traded insurance company and one of the world's leading providers of commercial property and casualty insurance.

The company has grown considerably since that initial insurance offering, and now the parent company is a publicly traded company with more than $19 billion in annual revenue. The ACE Group insurance reviews on the Internet are above average.

ACE Insurance Consumer Products

ACE Insurance focuses mostly on large-scale commercial products. After all, that is what they built their business on when they began, but they have gone through a great deal of expansion since the mid-1980s. Today, ACE provides risk services and offers personal lines and insurance coverage through independent agents and brokers for high-value personal products.

ACE Insurance Commercial Products

In addition, ACE provides a number of commercial insurance products. Most of their focus is on commercial property insurance and casualty as well as risk management, accident and health coverage and more. These coverages are offered to retail organizations, but they also provide a number of agricultural insurance products including crop, farm and agribusiness property and casualty.

Through their Bermuda office, they provide liability, property insurance, political risk insurance and more through their international brokers. They also have some insurance agents that provide various small business services. ACE Group insurance reviews are decent for their business insurance policies.

ACE Insurance Network

The ACE Insurance network is located all over the world and made up of both brokers and agents. It is unknown exactly how many brokers and agents are out there, but the company is quite large showing $98.2 billion in assets in 2015 and 21,000 employees in total. They are listed on the New York Stock Exchange and are a component of the S&P 500.

ACE Group Insurance Awards

ACE USA, the U.S.-based retail operation of the ACE Group, today announced that ACE Risk Management, the company's primary casualty division, earned top honors at the 2012 Business Insurance Buyers Choice Awards. The awards recognize companies that buyers of risk management insurance products and services identify as offering high value.

ACE Risk Management is the recipient of eight awards for service and expertise in the categories of commercial auto, liability and workers compensation for large and mid-sized businesses.

ACE Group Insurance Pros and Cons


  • ACE gets A+ and above ratings from the major insurance company rating agencies.
  • The company offers customized insurance plans for both personal and commercial insurance clients.


  • ACE sells its insurance products through independent, agents rather than directly to customers, so there's little rate information available on the site.
  • Local agents don't seem that well informed on the benefits or features of ACE Group's insurance.

Are ACE's Commercial Insurance Reviews & Ratings Good?

As far as what people are saying about ACE Group business insurance reviews and what kind of ratings they get, they have had consistently good ratings including the ratings for financial strength by S&P and AM best rated at A+ plus. Their subsidiaries were rated at AA for very strong and they were rated A+ for senior debt. Although they received very low reviews on, this should not be taken into account as yelp is a site that is used by consumers and almost none of the products offered by ACE insurance are consumer products. Instead, it is helpful to look at sites that are either independent or are reviewed by businesses. On those sites, they have maintained an extremely high quality rating.

ACE Group's Contact Information

Address: 1133 Avenue of the Americas, New York, NY 10036


Other Names Used: ACE America Insurance Company, ACE American Insurance Company, ACE Commercial Risk Services, ACE Fire Underwriters Insurance Company, ACE Group, ACE Insurance, ACE Insurance Company, ACE Insurance Company of The Midwest, ACE Life Insurance Company and ACE Private Risk Services.

The Bottom Line On ACE Group Insurance

The bottom line is that ACE Group is a really good insurance company that provides a whole lot of different products for commercial operations. ACE Group insurance reviews are good. Although they operate mostly on large-scale, they do have some smaller scale offerings. Whether or not you should go with them will depend upon whether or not their insurance products meet your needs.

However, as far as ratings go in their reputation with consumer reporting agencies, they have earned an excellent reputation throughout the years and have been around for a long time. They are a publicly traded company in that inspires a great deal of trust all by itself as well. ACE insurance is definitely recommended to medium and large businesses.

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