Hartford Steam Boiler Inspection and Insurance Company
Reviews 2019

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Hartford Steam Boiler Inspection and Insurance Company Ratings

Hartford Steam Boiler Inspection and Insurance Company Reviews

Hartford Steam Boiler Inspection and Insurance Company Reviews 2019 (Ratings, Complaints & Coverage). The Hartford Steam Boiler Inspection and Insurance Company (HSB) has its headquarters in Hartford, Connecticut in the United States. They are especially insurance company that operates all over the globe and provides insurance and reinsurance. They are the largest provider of equipment breakdown insurance and related inspection services in North America and have 5 million locations across the globe.

The company has a number of subsidiaries underneath them that are related to their main insurance offering including the Boiler Inspection and Insurance Company of Canada and HSB Engineering Insurance. These offer companies with the resources that they need to keep their equipment running and be prepared for any problems.

They are also part of Munich Re, which is a global reinsurer that acquired HSB in 2009. This allows them affiliation with one of the biggest reinsurance companies in the country. They have been rated as A++ by A.M. Best, a rating which translates to Superior, as late as 2017.

Let's take a closer look at Hartford Steam Boiler Inspection and Insurance Company reviews and see if they might be a fit for your business.

Check out Hartford Steam Boiler Inspection and Insurance Company reviews, ratings, complaints & coverage for equipment breakdown insurance and other specialty insurance and reinsurance coverages for small and large businesses.

About Hartford Steam Boiler Inspection and Insurance Company

The history of the company goes back to the founding on June 30, 1866. At the time, boilers were being used everywhere as the number one way to heat water throughout buildings. But the technology was nowhere near perfect and fraught with problems in fact, boiler explosions were extremely common and one happened every few days.

As more and more manufacturers turned to steam boilers at the beginning of the Industrial Revolution, there was more of a need for this type of insurance. Some places were still using rivers and streams in order to power their plants, but as manufacturing technology increased, more power was needed and that's where steam boilers came in.

Unfortunately, the steam boilers and engines used brand-new technology that was not understood or perfected completely. This meant that boiler explosions were not only possible but even likely in many cases. When boiler explosions happened, companies lost their manufacturing facilities and infrastructure. Even more tragic was the loss of life that accompanied these boiler explosions. But Hartford was set up to not only protect companies from boiler explosions but also to ensure that safety regulations and protocols were followed.

Of course, paying for boiler explosions was something that the company grew tired of quickly, so we came up with the idea of fitting boilers with safety devices that would minimize this event. Anyone that wanted insurance on their boiler would have to install the safety devices. This led to them becoming the top provider insurance for boilers with expansion later and other products.

The Hartford Steam Boiler Inspection and Insurance Company reviews for equipment breakdown insurance are generally good.

Products Offered By Hartford Steam Boiler

There are several products that are offered by Hartford Boiler, but the most prevalent is definitely equipment breakdown insurance. This is also known as boiler and machinery insurance. With this type of insurance does is cover damages that result in an equipment breakdown. This may include financial losses that come from destroyed equipment and facilities, to fallout from such an explosion such as court cases that are the result of the loss of life or serious injury due to a boiler explosion.

Unfortunately, this is something that standard property insurance just doesn't cover. There are certain contractual exclusions that are intended to prevent having to pay out in the event of a major equipment breakdown.

HSB's specialty reinsurance offerings include:

  • Equipment Breakdown insurance for businesses, public entities and institutions
  • Employment Practices Liability Insurance
  • Identity Theft Insurance with Identity Recovery Services
  • Miscellaneous Professional Liability

Hartford Steam Boiler Inspection and Insurance Company reviews are below average online.

How To Get Hartford Steam Boiler Insurance

In order to get Harvard insurance, all you have to do is contact one of the brokers or sales agents that are located throughout the United States. There are also agents and brokers located around the world, but the US operation as a separate in addition, you can find other insurance companies the partner with HSB and include equipment breakdown as part of their regular policies.

Often this insurance will be underwritten by Hartford regardless. You can find these types of insurance available for both large-scale and small-scale operations for all kinds of different commercial facilities including manufacturing, entertainment, hospitality and much more.

Hartford Steam Boiler Inspection and Insurance Company Ratings Online

Hartford Steam Boiler Inspection and Insurance Company reviews are so-so. They have a Financial Strength Rating of rated 'A+' (Superior) by A.M. Best Company and the Better Business Bureau gives them an A+.

  • BBB.org - The Better Business Bureau rates them 1.5 out of 5 stars, but they have an A+ rating.
  • Yelp.com - Yelp rates them 1.5 out of 5 stars.
  • GlassDoor.com - GlassDoor rates them 3.5 out of 5 stars.

Hartford Steam Boiler Inspection and Insurance Company Contact Information

Address: PO Box 5024, Hartford, CT 06102-5024

Website: https://www.hsb.com/

Alternate business names: Hartford Steam Boiler Inspection & Insurance Co., Hartford Steam Boiler Inspection & Insurance Co. of Connecticut, HSB Group and Boiler Inspection and Insurance Co. of Canada.

The Bottom Line On Hartford Steam Boiler Inspection and Insurance Company

The bottom line is that HSB provides a wide range of specialty reinsurance coverages and service. Hartford Steam Boiler Inspection and Insurance Company reviews are generally hard to find.

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Hartford Steam Boiler Inspection and Insurance Company Reviews
Rated 3.2/5 based on 6 reviews
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