Hiscox Insurance
Reviews 2019

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Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Types Of Small Business Insurance

  • Includes medical payments, legal representation, and defense against libel and slander accusations.
  • Bundles general liability insurance and commercial property into one affordable policy.
  • Provides financial protection if an employee has a job-related accident or illness.
  • Pays to repair or replace your business property if it's stolen, damaged, or destroyed in a fire or natural disaster.
  • Covers mistakes or alleged mistakes on your part (errors) & failures or alleged failures to perform a service (omissions).
  • Is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business.
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Frequently Asked Questions About Small Business Insurance


How much does general liability insurance cost?

In 2019, commercial general liability costs can vary widely based on industry. Businesses in higher risk industries pay more. Premiums are also determined by zip code and often payroll and/or gross sales. You can request a free quote to get an exact premium for your business. Read more...

What types of business insurance do I need?

Almost every business needs general liability and commercial property insurance at the very least. If you have any non-owner employees, you'll most likely need workers compensation insurance too as most state require it. It all depends on the risks your business faces. Read more...

How does general liability insurance work?

Having general liability is the basis of any business insurance program. If you can afford only one commercial insurance policy for your small business - then you should get a commercial general liability policy, because it offers protection against a wide range of common but unexpected risks. Read more...

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is proof of coverage. It verifies that you have insurance coverage for your small business, & contains information on types and limits of coverage, insurance company, policy number, named insured, and the effective date of the policy. Read more...
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Hiscox Insurance Ratings

HISCOX Reviews

Hiscox Insurance Reviews 2019 (Ratings, Complaints & Coverage). Hiscox Insurance Company Inc. (Hiscox) is a company that's headquartered in Bermuda but delivers a diverse range of insurance services across all of the United States and other European countries. The company traces its roots back to 1901 and delivers insurance to its clients through a network of brokers. Although professional liability is one of the principal areas of its insurance products, Hiscox also offers business insurance policies including general liability and business owners polices (BOPs). Its growth is at least partly due to the massive injection of cash into the company's internet marketing budget.

If you are a business owner looking to buy liability insurance, read Hiscox Insurance reviews to learn about HISCOX's products.

Check out Hiscox small business insurance reviews, ratings, complaints & coverage for general liability, professional liability, errors & omissions and other commercial policies.

Hiscox Insurance Products

Hiscox sells personal and commercial coverage in a wide range of areas for business and home:

Individuals can get contents and home insurance for "higher-value" houses, classic cars, fine art, kidnap and ransom as well as personal accidents.

Businesses can purchase several coverage types including liability, property, marine, professional indemnity, aerospace, political risk and hacker insurance. Hiscox also offers reinsurance for companies. Below are brief Hiscox Insurance reviews of their most common coverage options:

  • General Liability Insurance - Hiscox provides protection for unexpected or unintentional bodily injury, property damage and personal/advertising injury.
  • Small Business Insurance - Hiscox is a globally respected insurer, taking care of over thousands of small businesses and have won several awards for their solutions.
  • Professional Liability Insurance - The company offers professional liability insurance to cover specific risks within each industry, ranging from accounting and business analysts to contractors, consultants, researchers, and translators.
  • Tech Insurance - Hiscox has provides tailored insurance coverage for the technology industry. Its products, underwriting approach and claims management expertise keep pace with the changing face of technology and the law that applies.
  • Property Insurance - Hiscox offers building insurance that covers your home or business premises if it is damaged due to fire, water leaks or explosions.
  • Contents Coverage - Content insurance is designed to replace items of value inside your home or business premises after damage or theft occurs.
  • Home insurance - Hiscox is an international specialty insurer, underwriting a diverse range of private insurance risks and with a long history in providing insurance for homes.

Hiscox Insurance Values

There are certain fundamental principles that govern the company, and they are qualities for which it's known. At the heart of these principles is a desire to challenge the conventional insurance industry and deliver better products and service to its customers. Hiscox Insurance reviews:

  • Courage - dare to be different.
  • Quality - good enough is not enough.
  • Integrity - true to our word.
  • Excellence in Execution - see it through, thoroughly.
  • Human - fair, firm and inclusive.

Working at Hiscox

Hiscox insurance offers a collaborative work environment that upholds the company values throughout the organization. It is a high performing company that continuously grows. Regardless of job role, all employees are encouraged to speak up to improve and increase the day-to-day work environment. Encourage Courage is just not a brand, it is the culture in which this company rewards and excels. Hiscox get good ratings from its employees.

Those who work for Hiscox Insurance take advantage of a reward package that includes benefits, salary, and a bonus which is based on personal and company performance. Depending on the country you are in, benefits may include life insurance, generous retirement benefits, sports club membership, and support towards professional qualifications. The company has developed a program that helps their employees at every stage that consists of five elements: Induction, technical learning, personal development and professional qualifications.

For those wanting to be involved career-wise with a specialty insurance company, as well as an international and modern business, Hiscox offers a couple of great opportunities. They offer a two year graduate program that offers a lot of hands on exposure internally as well as at facilities around the globe. The ten week internship lets you experience what the insurance business is all about and is different from other internships where you are merely pouring coffee for managers.

Why Choose Hiscox Business Insurance?

  • Tailored Plans. There is not a "one-size-fits-all" plan. Rather, Hiscox tailors insurance coverage to each client's needs.
  • Online Certificates. Business insurance policy holders can request there own certificates of insurance online.
  • Direct Buy. Hiscox simplifies the procedure by allowing clients to get quotes and buy insurance directly from the insurer, as well as from licenses advisers. There is no charge to buy through an experienced broker and you can get their objective opinion for no additional cost.
  • Customer service. Because the company does not have local offices, they take extra steps to provide quality service online and through their call center that makes it easy to reach human help - here Hiscox Insurance reviews are excellent.

Hiscox Ratings Online

Following are some ratings found online which appear mixed:

Hiscox's Contact Information

Address: 520 Madison Avenue, 32nd Floor, New York, NY 10022

Website: https://www.hiscox.com

Bottom Line On Hiscox Insurance

Hiscox Insurance has a very strong history, good ratings and is backed by an international reputation and an affiliation with one of the world's best-known insurance companies, Lloyd's of London. They are a good choice for small businesses that seek very focused insurance and a company with a specific understanding of commercial insurance needs. Hiscox is known for assisting clients with complex or unusual insurance needs, making it a good choice for people who need insurance that goes beyond the basics. Hiscox Insurance reviews are good.

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Hiscox Insurance Reviews
Rated 4.2/5 based on 10 reviews
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