Zurich Insurance Group
Reviews 2019

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Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Frequently Asked Questions About Small Business Insurance

How much does general liability insurance cost?

In 2019, commercial general liability costs can vary widely based on industry. Businesses in higher risk industries pay more. Premiums are also determined by zip code and often payroll and/or gross sales. You can request a free quote to get an exact premium for your business. Read more...

What types of business insurance do I need?

Almost every business needs general liability and commercial property insurance at the very least. If you have any non-owner employees, you'll most likely need workers compensation insurance too as most state require it. It all depends on the risks your business faces. Read more...

How does general liability insurance work?

Having general liability is the basis of any business insurance program. If you can afford only one commercial insurance policy for your small business - then you should get a commercial general liability policy, because it offers protection against a wide range of common but unexpected risks. Read more...

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is proof of coverage. It verifies that you have insurance coverage for your small business, & contains information on types and limits of coverage, insurance company, policy number, named insured, and the effective date of the policy. Read more...
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Zurich Insurance Group Ratings

Zurich Reviews

Zurich Insurance Group Reviews 2019 (Ratings, Complaints & Coverage). Getting the right company to provide your business security through insurance policies isn't always easy. With Zurich North America Insurance Company, providing branded solutions and quality service is the company's specialty. Zurich North America is the U.S. arm of Zurich Insurance Group (which is headquartered in Switzerland).

Zurich North America is based in Schaumburg, IL and has proudly being doing business for 145 years. It has about 9,200 employees and contributes about 40% of the parent company's worldwide property and casualty premiums.

If you are a small business owner looking to buy liability insurance, read Zurich Insurance Group reviews to learn about Zurich Insurance's products.

Check out Zurich Insurance Group reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.

Small Business Insurance Coverages Offered By Zurich

Zurich North America offers tailored small business commercial insurance policies, and unlike most insurance companies, they do not offer insurance for individuals. Instead, Zurich primarily serves businesses of all sizes. They offer a comprehensive range of insurance and risk management product solutions at competitive prices while ensuring quality standards of customer service and world class operation efficiency. The Zurich Insurance Group reviews on the Internet are mixed.

Professional Liability: With professional liability (aka errors and omisisons) you have the peace of mind that in the event of a claim, your costs could be covered, allowing your business to continue to thrive while you fight any legal claims. E&O insurance protects you against financial losses you incur for any action taken against you for a variety of reasons, including personal injury claims as a result of negligence or providing wrong or misleading advice.

General Liability: This covers your business against third-party claims for property damage or injuries. The Zurich Insurance Group ratings for GL are mixed.

Workers Compensation: Workers comp protects you against claims should those employees hurt themselves or become ill due to work they carried out while employed by you.

Office Contents Insurance: As a business owner, you may make use of an office, in which case it's wise to protect any computers, printers and expensive equipment you use. The office contents policy is designed to protect home or office-based businesses against the cost or replacing or repairing office equipment if it is accidentally damaged, lost or stolen. Office contents insurance tends to only cover common incidents, such as theft, fire, and wind damage. If you live in an area prone to, say, flooding or earthquakes, you may need to add this special coverage to your policy.

Business Interruption: Your business may suffer unforeseen damage from incidents such as bad weather, floods or fire, which may lead to an adverse impact on your business. Business interruption insurance can provide cover for your expenses and compensate for the revenue you lose during the time it takes to get you up and running again. Zurich Insurance Group reviews are fair for business income.

Equipment Insurance: Equipment insurance provides cover against loss, damage or theft of any equipment which is used directly by you or your clients in the normal operation of your business. Not only will it cover you for the repair and/or subsequent replacement of your equipment, but will also cover you for the loss of gross profits caused while it's out of commission. Zurich Insurance ratings are very good as they insure equipment that other carriers do not.

Zurich Insurance Claims Management

Zurich North America provides several simple and convenient ways to report claims 24 hours a day, 365 days a year. You are required to provide detailed loss information to help expedite the claim handling process. Once the claim has been registered and assigned, a confirmation email will be sent to the email address provided. Zurich Insurance Group reviews for claims are ok.

Zurich Insurance Agent Network

Zurich North America uses web-enabled processing and underwriting systems to help agents better serve its small business liability insurance customers. That's why more than 12,000 independent agents across the country have chosen its small business insurance products and services to present to their customers.

Additionally, Zurich has over 900 risk professionals worldwide in 40 countries - with nearly 500 of them located in the United States. They can be ready at a moment's notice to go into an area that may be in a geographic location that a competitor may not go into for whatever reason, geopolitical or otherwise.

Zurich's Financial Ratings

Zurich financial strength ratings are among the strongest:

  • A.M. Best: A+.
  • Standard & Poor's: AA-.

Zurich Ratings Online

Following are some ratings found online which appear mixed:

  • BBB.org - The Better Business Bureau rates them 3.68 out of 5 stars.
  • ConsumerAffairs.com - Consumer Affairs rates them 1.2 out of 5 stars.
  • Yelp.com - Yelp rates them 1.0 out of 5 stars.

Zurich's Contact Information

Address: 1299 Zurich Way, Schaumburg, IL 60196

Website: https://www.zurich.com

Other companies owned: RCIS (Rural Community Insurance Services), Zurich Agency Services, Inc., Zurich American Insurance Company, and Zurich Insurance.

The Bottom Line On Zurich Commercial

Zurich North America is one of the oldest insurance companies in the US, and with that comes a number of different business solutions and insurance coverage options. Large organizations will find Zurich North America's offerings to cover a wide array of potential losses, and a financial strength to cover even the most severe claims. Overall, Zurich North America is worth exploring for businesses looking for large-scale coverage options.

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Zurich Insurance Group Reviews
Rated 4.1/5 based on 48 reviews
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