Foremost Small Business Insurance
Reviews 2019

Get a Quote
Or call (800) 821-2436 to start your quote.

Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Types Of Small Business Insurance

  • Includes medical payments, legal representation, and defense against libel and slander accusations.
  • Provides financial protection if an employee has a job-related accident or illness.
  • Bundles general liability insurance and commercial property into one affordable policy.
  • Pays to repair or replace your business property if it's stolen, damaged, or destroyed in a fire or natural disaster.
  • Covers mistakes or alleged mistakes on your part (errors) & failures or alleged failures to perform a service (omissions).
  • Is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business.
Free Business Insurance Quote Click Here

Frequently Asked Questions About Small Business Insurance


How much does general liability insurance cost?

In 2019, commercial general liability costs can vary widely based on industry. Businesses in higher risk industries pay more. Premiums are also determined by zip code and often payroll and/or gross sales. You can request a free quote to get an exact premium for your business. Read more...

What types of business insurance do I need?

Almost every business needs general liability and commercial property insurance at the very least. If you have any non-owner employees, you'll most likely need workers compensation insurance too as most state require it. It all depends on the risks your business faces. Read more...

How does general liability insurance work?

Having general liability is the basis of any business insurance program. If you can afford only one commercial insurance policy for your small business - then you should get a commercial general liability policy, because it offers protection against a wide range of common but unexpected risks. Read more...

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is proof of coverage. It verifies that you have insurance coverage for your small business, & contains information on types and limits of coverage, insurance company, policy number, named insured, and the effective date of the policy. Read more...
Free Business Insurance Quote Click Here

Foremost Small Business Insurance Ratings

Foremost Commercial Reviews

Foremost Small Business Insurance Reviews 2019 (Ratings, Complaints & Coverage). Compared to other insurers, Foremost Insurance doesn't elicit that much name-recall amongst the general public. But its low popularity doesn't mean that it provides bad service. The company boasts high ratings (A+ and A) from Standard and Poor's and A.M. Best respectively, which makes it rank equal to - or even higher than many other insurers. These ratings also suggest an excellent long-term financial outlook for the company.

Foremost Insurance has been a member of the Farmers Insurance group of companies since it was acquired by latter in 2000. Before that, Foremost has been in the insurance business for at least 50 years.

If you are a small business owner looking to buy liability insurance, read Foremost small business insurance reviews to learn about Foremost's products.

Check out Foremost reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.

About Foremost Small Business Insurance

Foremost provides coverage to a whole variety of business types. They offer insurance packages for retail, service, office, wholesale, institution (schools) and other similar establishments. The Foremost small business insurance reviews on the Internet are fair.

Their policies offer comprehensive protection from all of the risks and dangers that are common to a particular nature of business. Aside from the standard business owner's policy that comes with all of the business insurance packages, there are special targeted coverages for things like sewers and drains, valuable papers, electronic data processing equipment, employee dishonesty, glass breakage, extra expenses and others that are dependent on the type of business and the policy that is being applied for. Foremost small business ratings are decent for the BOP.

The Institution policy, for example, provides liability protection for employees like nurses and teachers, as well as counseling professional liability coverage for damages that may be incurred through therapy and/or counseling incidents.

The Retail policy, on the other hand, provides coverage for seasonal increases (policy holder's property limit can increase to 50% during peak season) and business income loss (the company will shoulder the full cost of extra expenses that is needed to keep you in business) for one year.

The policy for Wholesale Distributorship also provides coverage for inventory, personal property in transit, and accounts receivables.

Where To Buy Foremost Commercial Policies

Despite being not as well-known as its competitors, Foremost business policies can be bought locally. The company has over 38,000 independent agents selling its policies in fifty states. These brokers can help potential policy owners in choosing the right packages for their needs and the coverages that best fit their business types. The Foremost commercial insurance ratin is good for agent availability.

Foremost Commercial Insurance Disadvantage

For those who are used to managing their policies online, the fact that Foremost doesn't have an online portal access or dashboard might come as a huge disappointment. You won't be able to initiate a policy claim online (Foremost Insurance is one of the few companies in the country who doesn't have this kind of service). The only transaction you can do online is payment submission. Foremost small business insurance reviews are below average here.

Should you want to get a claims process started, you would need to personally call the company's 24-hour contact center and process the whole thing yourself.

Foremost Ratings Online

Following are some ratings found online which appear mixed:

  • BBB.org - The Better Business Bureau has no rating.
  • wallethub.com - WalletHub rates them 4.5 out of 5 stars.
  • my3cents.com - Free Advice rates them 1.5 out of 5 stars.

Foremost's Contact Information

Address: P.O. Box 2450, Grand Rapids, MI 49501

Website: https://www.foremost.com

The Bottom Line On Foremost Small Business Insurance

If you can get past the fact that Foremost is pretty limited when it comes to online access, then it might just be the right insurer for you. The company is pretty solid when it comes to the business policies it offers.

A variety of business types can be accommodated, and some of the packages have coverages for things that policies from other companies don't have. There's also the fact that the company is willing to give huge discounts to those who avail of multiple policies makes Foremost commercial a good choice for business owners.

More Commercial Insurance Company Ratings

Small Business Insurer Ratings:
Commercial Insurance Broker Ratings:
Small Business Independent Insurance Association Ratings:


The reviews and opinions expressed on this web site are solely those of the original authors and other contributors. These views and opinions do not necessarily represent those of the GeneralLiabilityInsure.com staff, and/or any/all contributors to this site.

Images on this site are copyright to its respectful owners. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.

Foremost Small Business Insurance Reviews
Rated 4.4/5 based on 38 reviews
Free Business Insurance Quote Click Here