Frequently Asked Questions About
Commercial General Liability Insurance
How much does small business insurance cost?
Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number. (read more)
What kind of business insurance do I need?
Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.
What is a Certificate of Insurance?
A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it. (read more)
Is business insurance tax deductible?
Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.
Contractors Edge Insurance Services Reviews
Contractors Edge Insurance Services Reviews 2019 (Ratings, Complaints & Coverage). The importance of investing in insurance can never be stressed enough. With construction and property management in particular, the increased liability makes it an absolute necessity. This is because in addition to all the valuable property, there are several risks faced by both human resources and physical resources throughout the project.
Contractors Edge Insurance Services is one of the brokers in this particular industry. Below is a comprehensive review of the business in terms of its history and specialty, what they have to offer and what you as the potential client have to look expect.
If you are a business owner looking to buy liability insurance, read Contractors Edge Insurance Services reviews to learn about Contractors Edge's products.
Check out Contractors Edge reviews, ratings, complaints & coverage for contractors general liability, workers compensation and other small business insurance commercial policies.
About Contractors Edge Insurance Services
Contractors Edge Insurance Services is an insurance agency firm that specializes in construction industry related risk coverage. The business was started in San Clemente, California which is also currently the main base of operations.
In addition to the headquarters location, the agency has several satellite operation bases in more than 20 states all over the country. These offices were set up as a way to spread their services to a nationwide audience. This is responsible for their growing popularity and prolific nature especially in the construction industry.
According to documents with California Secretary of State, on Tuesday, October 14, 2014 Contractors Edge Insurance Services filed its Articles of Incorporation in the State of California. However, as of July 2017, is has ye to receive any awards in the industry from recognized bodies and institutions.
The Contractors Edge Insurance Services reviews on the Internet below average. It has an average rating of 2.7 out of 5 on BirdEye, and scoring 1.5 out of the same on Google Reviews. It is not yet BBB Accredited.
Contractors Edge's Small Business Insurance Products
Contractors Edge offers these and other contractors insurance types:
General Liability. In the construction industry, general liability covers many potential risks. In a nutshell, CGL covers your business against third party claims of bodily injury or property damage. This coverage ensures that the construction company owner is not financially liable in the event of injury or damage on the site of a project. Contractors Edge ratings are less than fair here.
Commercial Umbrella. Also know as excess liability, it is designed to help protect you from major claims and becomes effective when your underlying limits have been reached.
Workers Compensation. Workers comp protects both the business and its employees. In the event that one of your employees suffers a permanently disabling injury while on the job, workers comp ensures the employees' medical and other care is taken care of and the business can't be sued.
Commercial Auto. Business auto covers your vehicles covered for the work on the jobsite, or driving to or from, to protect for physical and liability damage that can arise with any contracting job. Claims tend to be larger for construction vehicles due to their size and weight.
Inland Marine / Tool Coverage. Contractors Edge can cover your company's tools in transit. This covers damages or loss of equipment and tools. This ensures that in case of theft or damage during transit, you don't have to worry about forking out extra cash for replacements. Contractors Edge Insurance ratings for tool coverage are hard to find.
The Good & Bad On Contractors Edge Insurance
- They offer formal quotes - This allows you to work the costs into your budget effectively.
- Efficient service delivery - Everything from the signup to quote delivery and document processing is done in an efficient manner. This means that you don't have to wait for too long to have your requests reviewed and addressed.
- The services and covers are specialized - As a construction business owner, this ensures that everything from your employees to the tools used on the field are sufficiently covered.
- They are experienced - This ensures that you will get treated professionally and you will receive some of the best insurance services in the industry.
- Some of the packages are very expensive - This is the case with contractors insurance - especially with the general and excess liability coverages.
- The online ratings are not that favorable which is a concern.
Contractors Edge Insurance Services Contact Information
Address: 2107 Avenida De La Estrella #201A, San Clemente, CA 92672
The Bottom Line On Contractors Edge Insurance Services
With all this information, it is safe to say that the Contractors Edge Insurance Services insurance agency is worth looking into as a construction business owner. So if you are looking to get insured in the construction industry, then consider the Contractors Edge ratings when you are making your decision.
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