Bolt Insurance Agency
Reviews 2019

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Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Frequently Asked Questions About Small Business Insurance

How much does general liability insurance cost?

In 2019, commercial general liability costs can vary widely based on industry. Businesses in higher risk industries pay more. Premiums are also determined by zip code and often payroll and/or gross sales. You can request a free quote to get an exact premium for your business. Read more...

What types of business insurance do I need?

Almost every business needs general liability and commercial property insurance at the very least. If you have any non-owner employees, you'll most likely need workers compensation insurance too as most state require it. It all depends on the risks your business faces. Read more...

How does general liability insurance work?

Having general liability is the basis of any business insurance program. If you can afford only one commercial insurance policy for your small business - then you should get a commercial general liability policy, because it offers protection against a wide range of common but unexpected risks. Read more...

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is proof of coverage. It verifies that you have insurance coverage for your small business, & contains information on types and limits of coverage, insurance company, policy number, named insured, and the effective date of the policy. Read more...
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Bolt Insurance Agency Ratings

Bolt Insurance Reviews

BOLT Insurance Agency Reviews 2019 (Ratings, Complaints & Coverage). BOLT Insurance is a privately held independent agency based out of Farmington, Connecticut. BOLT Insurance is not a single insurance company, but an insurance agency that offers customers quotes from several different partner companies such as The Hartford, CNA, Liberty Mutual and Progressive.

BOLT offers an interactive online experience through these leading carriers, allowing business owners to thoroughly compare coverage and pricing, and ultimately purchase cost-effective insurance within minutes. Small business owners have access to top markets and carriers online, with quotes and support. The Bolt Insurance Agency reviewsare fair.

If you are a business owner looking to buy liability insurance, read Bolt Insurance Agency reviews to learn about Bolt's products.

Check out Bolt Insurance Agency reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.

Small Business Coverages Offered By BOLT Insurance

The company initially provided small business owners with risk mitigation services however it has since expanded to offering its products/services to personal customers as well (property/casualty policies). The Bolt Marketplace now offers motorcycle, boat, renter, condominium, flood, and pet insurance. These expanded offerings reflect the experience and diversity of Bolt Insurance and its insurance specialists.

Following are some of the small business offerings from BOLT.

General Liability - This insurance covers businesses in case claim or lawsuits arise from negligence, injuries, or accidents. Covered claims include bodily injury, property damage, personal injury, slander, and false advertisement. Bolt Insurance ratings for GL policies are good.

Professional Liability - This insurance provides defense and damages for failure to or improperly rendering professional services - mainly negligence. Also know as errors and omissions, professional liability insurance is applicable for any professional firm including lawyers, accountants, consultants, notaries, real estate agents, insurance agents, hair salons and technology providers.

Product Liability - Companies that manufacture, wholesale, distribute, and retail products are liable for their safety. This insurance provides protection against financial loss resulting from defective products that cause bodily harm or injury. The level of insurance purchased depends on the products you sell or manufacture. A clothing store would have far less risk than a small appliance store, for example.

Business Auto - This provides coverage for commercial autos. It pays for costs relating to third party bodily injuries or property damages that you are legally liable. The insurance may also pay to replace or repair your business vehicle because of damages resulting from theft, accidents, and other events. Bolt Insurance ratings are fair for commercial auto.

Business Interruption - If a disaster or catastrophic event does occur, a business's operations will likely be interrupted. During this time, your business will suffer from lost income due to your staff's inability to work in the office, manufacture products or make sales calls. This insurance compensates businesses for lost income during these events.

Umbrella - This policy doesn't cover everything as most people think. Rather, it is an extension of the insurance policies that you already purchased. Umbrella insurance adds additional money to your policies thereby extending their coverage. It's mostly used for third party claims to ensure lawsuits put your business out of track.

Bolt InsuranceEdge

BOLT has an easy-to-use online and national direct to consumer portal for small commercial insurance quotes and insurance purchase. InsuranceEdge is designed to help small business owners research, review, compare and purchase commercial lines insurance from major carriers including; ACE, Chubb, CNA, The Hartford, and Liberty Mutual. Bolt Insurance Agency reviews are decent for their online portal.

Visitors to the BOLT website get can get real-time, online, comparative business insurance quotes from multiple leading insurance carriers for their business. If you request a small business quote via the internet website or toll free telephone number, your business operates in the USA, and you provide BOLT with valid information - you will get a quote quickly if you fall into a class of business that can be quoted.

Bolt Insurance Customer Support

BOLT claims to offer quality customer service to support customers fully when they need assistance or information. Beyond that, their agents can help you to get special discounts and great coverage plans. Bolt Insurance Agency reviews are average for claims.

Bolt Insurance Agency Pros & Cons


  • You can receive quotes from several companies for your insurance.
  • The Bolt Insurance website contains several educational resources on small business insurance.
  • BOLT features a mobile-friendly marketplace, which offers consumers a better user experience across many devices and screen sizes.


  • Limited expertise in the area of commercial lines.
  • BOLT is a startup company, so policies and procedures are always changing.

Bolt Ratings Online

Following are some ratings found online which appear mixed:

  • - The Better Business Bureau rates them 3.68 out of 5 stars.
  • - indeed rates them 1.5 out of 5 stars.
  • - Yelp rates them 3.5 out of 5 stars.

Bolt Insurance's Contact Information

Address: 10 Waterside Drive, Suite 202, Farmington, CT 06032


Bolt Insurance Commercial Insurance Bottom Line

If you need to select insurance solutions tailored to your needs, BOLT is a good choice since it combines good insurance markets in the USA and a great agent community into one online marketplace. You get to search for insurance quotes by specific industry and business type. You can also live chat with a specialist to find policies that match your specific business needs.

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Bolt Insurance Agency Reviews
Rated 4.0/5 based on 7 reviews
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