Prime Insurance Company
Reviews 2023

Or call for your free quote:

Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Prime Insurance Company Ratings

Prime Insurance Company Reviews

Prime Insurance Company Reviews 2023 (Ratings, Complaints & Coverage). One of the options out there for commercial insurance coverage is Prime Insurance. The are one of the top providers of excess and surplus lines insurance coverage within the United States, meaning the offer products for specialty and declined risks from other carriers (higher risks, bad claims history etc...).

There are a lot of commercial insurance companies to choose from out there, but there are only a few of the largest ones that have been around for a while providing services to well-known companies and have been able to create a reputation that makes the consumer feel confident about giving them their money.

Prime Insurance is definitely one of those contenders, but it can still definitely be useful to do a full review of the company see can see how it stacks up the competition. Prime Insurance Company reviews are favorable online.

Check out Prime Insurance Company reviews, ratings, complaints & coverage for excess and surplus general liability, workers compensation and other small business insurance commercial policies.

Following are some of the answers to commonly asked Prime small business insurance questions:

Does Prime Offer Business Insurance?

Yes, Prime offers business insurance with a focus on small business commercial policies.

What Types Of Commercial Insurance Does Prime Offer?

Prime offers small business insurance policies including: General Liability, Commercial Property, Workers Compensation, Commercial Auto and others.

How Much Does Prime's Small Business Insurance Cost?

The average cost of Prime's commercial insurance policies ranges from $22 to over $179 per month, and is mainly based on your business's: Industry, Location, Gross Sales, Employees and/or Payroll, Policy Limits, Endorsements, Deductibles, Experience & Claims History.

About Prime Insurance Company

The history of Prime Insurance Company goes back around 30 years. Today, the company specializes in excess and surplus insurance lines. They are focused on providing specialty insurance and for underwriting high risks that other insurance companies will not take on.

The reason that Prime is so well known among businesses of this type is that they are almost literally the only solution to turn to for these types of insurance plans. If it wasn't for Prime willing to take on the risk and believe in the company's need for the insurance, then it would likely be that these companies go uninsured or self-insure their risk exposures.

Prime started catering to these customers approximately 30 years ago. They have been able to grow through the years, even though they are in a rather unconventional business than many other types of insurance companies. The fact that they underwrite very special types of incidents including those that are risky and that other insurance companies will not touch.

They are currently available in all 50 states in the United States and are rated the letter "A" which is "Stable" by the financial rating company A.M. Best. Prime has expanded a great deal, particularly in the last decade, and they offer many different types of insurance today. The Prime Insurance Company reviews for E&S policies are strong.

Prime Insurance Company Personal Insurance Products

Prime's consumer product line is actually quite extensive. Some of the specialized types of insurance products that they offer include:

  • AcroYoga
  • Animal Liability
  • Asset Protection
  • Avalanche Control
  • Board Member Liability
  • Business Owner
  • Competitive Events
  • Customized Legal
  • Entertainer Liability
  • Exotic Pets
  • Firearm & Concealed Weapon
  • Fitness/Training Instructor
  • Foster Parent Protection
  • Golf Cart Insurance
  • Hobby Farms
  • Homeowners
  • HR Professional
  • Independent Contractor
  • Insulation Contractors
  • Landlords
  • Legal Liability Protection
  • Medical Professional
  • Mobile Home Owners
  • Pet Owners
  • Pilot Liability
  • Property
  • Public Service
  • Rescue and Evacuation
  • Security Services
  • Track Day Insurance
  • Volunteer Liability

Prime Insurance Company reviews are hard to find for it's personal lines offerings.

Prime Insurance Company Business Insurance Products

The commercial section of this company also contains quite a few products including two of it's most popular offerings:

Prime Insurance Commercial Auto

  • Commercial Auto: Airport Bus Service
  • Black Car Service
  • Buses
  • Fleets
  • Limousines/Black Cars
  • Long-haul Trucking
  • Rideshare
  • School Busses
  • Taxi Cabs

Prime Insurance Commercial Liability

  • Agricultural Chemical Applicators
  • Alpine Skiing
  • Amusement Industry
  • Apparel Retailers
  • Aquatic Chemical Applicators
  • ATVs
  • Bars, Lounges, Pubs, Taverns
  • Batting Cages
  • Bicycle Activities
  • Camping Activities
  • Camps, Camping, Hiking
  • Cannabis Industry Liability Coverage
  • Carpet & Furniture Cleaning
  • Ceiling & Wall Contractors
  • Chimney Cleaning
  • Commercial General Liability
  • Contractors / Building Trades
  • Dance Activities
  • Drone Liability
  • Environmental Cleanup Contractors
  • Equipment Dealers
  • Events Liability
  • Fence Installers
  • Fireplace Installers
  • Glass Installers
  • Golf Ranges
  • Grocery Store
  • Guest Ranches
  • Guided Activities
  • Guided Tours, Rentals
  • Gymnastic Schools
  • Health and Sports Clubs
  • Health Clubs
  • Home Improvement Supply Stores
  • Horse Activities
  • Hunting & Fishing Pack Trips
  • Inflatables
  • Janitorial Services
  • Landscapers
  • Lawn & Garden Care
  • Manufactured Home Dealers
  • Martial Arts
  • Masonry Contractors
  • Motorsports
  • Outdoor Recreation
  • Painting Contractors
  • Pest Control
  • Pet Shops
  • Petroleum Environmental Cleanup
  • Propane Dealers
  • Real Estate Firms
  • Recreation & Sports Event Operations
  • Recreation Centers
  • Recreation Equipment Dealers
  • Restaurants and Bars
  • Right Of Way Management
  • River Operations
  • Roofing & Siding Contractors
  • Ropes Courses
  • Septic Tank Cleaning
  • Shooting Ranges
  • Sign Installers
  • Skateboard Parks
  • Skating Rinks
  • Skiing
  • Special Events
  • Trainers
  • Tree Service
  • Underground Storage Tanks
  • Used Car Dealers
  • Water Parks
  • Water Sports
  • Window Cleaning
  • Winter Activities
  • Winter Operations
  • Yoga Instructors
  • Youth at Risk

Prime Insurance Company reviews are decent for it's commercial lines products.

Prime Insurance Company Network

The network of Prime brokers and spread all across the United States with some of their offices being in Chicago, Illinois; Sandy, Utah; Van Wert, Ohio; Roselle, Illinois; Lakewood, New Jersey; Surrey, British Columbia, Canada; Liberty, Missouri and lots of other locations.

Are Prime's Commercial Insurance Reviews & Ratings Good?

Prime Insurance Company business insurance reviews are above average. The Better Business Bureau gives them an A+ rating and other review sites give them at least three stars.

  • - The Better Business Bureau rates them 1.0 out of 5 stars but they have an A+ rating.
  • - RateABiz rates them 5 out of 5 stars.
  • - Facebook rates them 3.7 out of 5 stars.

Prime Insurance Company Contact Information

They have three main offices:

  • Address: 303 W. Madison Street, Suite 2075, Chicago, Illinois 60606
  • Address: 722 S. Harrison Street, Sandy, Utah 84070
  • Address: 700 11th Street South, Suite 201, Naples, FL 34102


Other related companies: Claims Direct Access (CDA), Evolution Insurance Brokers (EIB), Greenlight Premium Finance Company, Prime Property & Casualty Insurance Company Inc. (PPCI), Risk Management Direct (RMD), The Prime Insurance Group and Underwriters Direct Access (UDA).

The Bottom Line On Prime Insurance Company

The bottom line is the Prime Insurance is extremely good company with a great reputation. They are obviously not going to be the insurance company for everyone, and they do have a somewhat limited presence.

They are available through their brokers and agents in most parts of the United States, and Prime Insurance Company reviews are generally good.

More Commercial Insurance Company Ratings

Small Business Insurer Ratings & Reviews:
Commercial Insurance Broker Ratings & Reviews:
Insuretech Ratings & Reviews:
Small Business Independent Insurance Association Ratings & Reviews:

Best Business Insurance Ratings & Reviews

The reviews and opinions expressed on this web site are solely those of the original authors and other contributors. These views and opinions do not necessarily represent those of the staff, and/or any/all contributors to this site.

Images on this site are copyright to its respectful owners. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.

Free Business Insurance Quote Click Here