Colony Specialty Insurance
Reviews 2023

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Read small business insurance company reviews including ratings, policy types, customer service, and pricing.

Colony Specialty Insurance Ratings

Colony Specialty Insurance Reviews

Colony Specialty Insurance Reviews 2023 (Ratings, Complaints & Coverage). Colony Specialty Insurance is one leading carriers when it comes to excess and surplus lines in the United States. They are licensed in all 50 states as well as in the Virgin Islands and the District of Columbia and have a great deal of flexibility when it comes to their policy terms.

They were rated as an "A" by A.M. Best which is a rating that means excellent. The company has been around for decades and is well-known among small and large businesses throughout the United States and around the world. They underwrite property and casualty risks, both admitted and not admitted, for small, medium and large businesses.

If you are a business owner looking to buy liability insurance, read Colony Specialty Insurance reviews to learn about Colony Specialty's policies and coverages.

Check out Colony Specialty Insurance reviews, ratings, complaints & coverage for general liability, workers compensation and other small business insurance commercial policies.

Following are some of the answers to commonly asked Colony Specialty small business insurance questions:

Does Colony Specialty Offer Business Insurance?

Yes, Colony Specialty offers business insurance with a focus on small business commercial policies.

What Types Of Commercial Insurance Does Colony Specialty Offer?

Colony Specialty offers small business insurance policies including: General Liability, Commercial Property, Workers Compensation and others.

How Much Does Colony Specialty's Small Business Insurance Cost?

The average cost of Colony Specialty's commercial insurance policies ranges from $74 to over $179 per month, and is mainly based on your business's: Industry, Location, Gross Sales, Employees and/or Payroll, Policy Limits, Endorsements, Deductibles, Experience & Claims History.

About Colony Specialty Insurance

Colony Specialty began as "Colony" in 1994, after serving the excess and surplus market since 1988 under a different banner. The Argonaut Group, now Argo Group, acquired the Colony insurers in 2001 as part of a strategic plan to become a national specialty underwriter.

In 2010, Argo Group combined two of their three excess and surplus lines companies, Colony and Argonaut Specialty, to form one company with a new name and a renewed purpose - Colony Specialty.

Our sister company, Argo Pro, continues on as a specialty underwriter of professional liability business. Colony Specialty Insurance reviews on the Internet hard to find.

Colony Specialty Insurance Consumer Products

When it comes to consumer products, they have very little to offer. Basically, all of their products are commercial products. The only consumer products they have are some specialty products for tenants near high-risk environmental areas.

Colony Specialty Insurance Commercial Products

As far as those commercial products go, they include property insurance, including inland marine; environmental insurance including dry cleaner pollution coverage and specialty insurance like tank pollution as well as a variety of access, liability and errors and omissions insurance for all manner of marine-based businesses as well as real estate developers, property managers and more. Colony Specialty Insurance reviews are good for their commercial offerings.

To get an idea of some of the industries Colony Specialty covers see list below:

  • Apartments and Dwellings
  • Beauty Shop and Barber Shop
  • Caterers and Halls
  • Clubs
  • Computers and Technology
  • Contractors Supplemental
  • Convenience Stores
  • Day Care
  • Demolition Contractors
  • Employee Benefits Liability – Claims Made
  • Exercise and Health Clubs
  • Flea Market, Swap Meet and Bazaar
  • Forestry, Logging and Lumbering
  • Garbage and Recycling
  • Guides and Outfitters
  • Harvesters (Agricultural)
  • Homeowners Associations
  • Hotel-Motel-Timeshare
  • Hunt Clubs and Hunting Preserves
  • Landowners and Real Estate Development
  • Liquor Liability
  • Manufacturing
  • Martial Arts
  • Mobile Home Parks
  • Owners and Contractors Protective
  • Pest Control
  • Real Estate Property Managers
  • Rentals
  • Restaurant
  • Schools
  • Special Event
  • Sports Camps Clinics and Leagues
  • Swim Clubs and Racquet Clubs
  • Swimming Pool Contractors
  • Tanning Beds
  • Temporary Employment Agencies
  • Vacant Building
  • Welders

Colony Specialty Insurance Network

The network of insurers spread throughout the United States and all around the world. At the time of this writing, they have office locations in Asia, Bermuda, Mena, South America and throughout the United States.

You can contact one of their insurance brokers to get a quote. The corporate offices are in Virginia in the United States, but they have brokers located throughout the country as they are able to underwrite policies in all 50 states plus the District of Columbia.

Colony Specialty Insurance Pros and Cons


  • They are flexible and competitive in certain industries.
  • The company is willing to write higher risk business types.


  • There are not many reviews or ratings available on the web.
  • You have to find the right broker who knows how to quote Colony Specialty's insurance.

Are Colony Specialty's Commercial Insurance Reviews & Ratings Good?

There are not that many Colony Specialty Insurance business insurance reviews out there. You can find many reviews for their parent company, but if you base your rating on those then you have a whole different picture because the two entities two completely different things. Below are ratings from the Better Business Bureau and another web rating site.

Colony Specialty's Contact Information

Address: 8720 Stony Point Pkwy Suite 400, Richmond, VA 23235


Other Names Used: Argonaut Insurance Company, Argonaut Midwest Insurance Company and Colony Insurance Company.

The Bottom Line On Colony Specialty Insurance

So, should you go with Colony or are there better companies out there that will provide you with type of insurance that you need? One thing that they have going for them is that they have covered literally everything that has to do with environmental disasters and all of the insurance that goes with that including tons of different specialty insurance that you won't be able to find anywhere else. They are also strong in daycare and certain other industries.

However, it also means that their scope is extremely narrow, so if you need other types of commercial insurance, you may not be able to find it here and you may be able to get a better deal by going somewhere else and bundling it with the specialty insurance that you need. The bottom line is, they may have the only specialty insurance out there applicable to certain needs, but Colony Specialty Insurance reviews are good for their core business.

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