The Specialty Insurance Services Insurance Guide

Insurance Services Insurance. This guide provides information on excess, surplus and specialty lines small business insurance policies and risks.
Here you can find basic descriptions of the specific industry risks or specialty coverage types available for Insurance Services Insurance.
For certain types of small businesses, particularly new ones - it is often very hard to know what types of commercial insurance is needed, what the risks are that should be covered - and where to find coverage.
We wanted to provide reference for specialty commercial insurance to help our readers get a better understanding of Insurance Services Insurance policies they might need to do business.
Learn about Specialty Insurance Services Insurance to better understand common risks, exposures and the types of commercial insurance coverage available to protect your small business and it's operations.
Insurance Services Insurance Types
Click on the links below to learn more about Specialty Insurance Services Insurance types and coverages:
- Adjusters Errors And Omissions Insurance
- Appraisers Errors And Omissions Insurance
- Insurance Agents And Brokers Errors And Omissions Insurance
- Insurance Company Professional Liability Insurance
- Insurance Investigators Errors And Omissions Insurance
- Privacy Insurance
What Is Adjusters Errors And Omissions Insurance?
This insurance protects individual claims adjusters or adjusting companies against allegations of breach of duty due to actions of the named insured or its employees while acting as an insurance adjuster. Public adjusters usually work for individuals while private adjusters work with insurance carriers. The market for public adjusters is more limited.
What Is Appraisers Errors And Omissions Insurance?
Appraisers provide objective and unbiased estimates of the value of certain property. Many specialize in specific types of property, such as real property, jewelry, antiques, or fine arts. This coverage protects individual appraisers or appraisal firms against claims that allege negligence or bias in preparing appraisals.
What Is Insurance Agents And Brokers Errors And Omissions Insurance?
Every responsible insurance agent or broker needs this coverage. It protects against claims for negligent acts, errors, or omissions in the conduct of their business as insurance agents or brokers. The agent's responsibilities and duties to both the insured and the insurance company are considerable. The broker's responsibilities to its client in the eyes of the law are significant because the broker is the insured's agent and counselor and may be directly liable to a client for failing to perform services as agreed, resulting in loss to the insured.
What Is Insurance Company Professional Liability Insurance?
This is professional liability insurance coverage for insurance companies. It usually insures losses that arise from legal actions initiated against them for their alleged mishandling of claims, engineering or safety inspections, and financial counseling. This coverage is available to both life and property and casualty companies for varying limits.
What Is Insurance Investigators Errors And Omissions Insurance?
This insurance covers alleged negligent acts, errors, or omissions by contracted insurance investigators while performing investigative activities on an insurance company's behalf.
What Is Privacy Insurance?
This coverage protects the insured when confidential information belonging to clients, employees or vendors is breached because of an alleged error on the insured's part. Coverage is provided for both defense and indemnification. Coverage also includes the cost to notify affected individuals.
Insurance Services Insurance - The Bottom Line
We hope that the Insurance Services Insurance helps you to better understand the some of the specialty small business commercial insurance policies available for your business. To find out what types of coverage your unique business needs, speak to a professional commercial broker with experience in insuring businesses like yours.
Specialty Small Business Insurance Guide By Industry, Risk Or Policy Type
- Accident And Sickness / AD&D
- Aircraft And Airports
- Amusement Parks And Rides
- Animals And Birds
- Arts And Antiques
- Auctions And Farmers Markets
- Automobiles, Trucks And Recreational Vehicles
- Bonds
- Business Risks
- Clubs And Leisure Time Activities
- Communication
- Community Service Organizations
- Computer
- Consultants
- Contractors
- Dealers And Distributors
- Design
- Directors And Officers Liability
- Drugs And Alcohol
- Employee Protection
- Energy
- Entertainment
- Environmental Risks
- Errors And Omissions
- Excess
- Farm Risks
- Financial Institutions And Services
- Firearm And Shooting
- Food And Restaurants
- Government
- Habitational
- Hazardous Materials
- Health Risks
- Hotels And Motels
- Inland Marine
- Insurance Services
- Machinery And Tools
- Manufacturing
- Marine
- Medical Centers And Clinics
- Medical Malpractice
- Merchandise
- Mobile And Modular Homes
- Motorcycle Risks
- Natural Disasters
- Nonprofit Agencies
- Oil And Chemical
- Physical Damage
- Prize Indemnification
- Product Liability
- Programs
- Property
- Railroad
- Real Estate
- Retail Stores
- Schools And Education
- Security Risks And Equipment
- Service Businesses
- Sports And Hobbies
- Substandard Risks
- Travel
- Weather Related
- Workers Comp