Texas Insurance Agents And Brokers

Finding TX insurance agents and brokers is simple - just by searching our Texas Directory of Insurance Agents you can find the personal and business insurance policies you are looking for.

TX Insurance Agents And Brokers are licensed by the Texas Insurance Department. You can find more info TX's insurance licensing information here:

TEXAS - DEPARTMENT OF INSURANCE

Texas insurance agents represent insurance companies (think State Farm or Allstate). They act as direct representatives for insurers and are usually paid commissions for policy sales. Insurance agents only work with the insurance companies they represent. This means that agents can offer insurance contracts, or secure coverage on behalf of insurance companies, and the insurers must honor those contracts.

Texas insurance brokers represent buyers (TX insurance consumers). Brokers can offer many different options, get quotes, and share multiple policies for insureds to choose from. Insurance brokers submit applications to insurance companies on behalf of their clients, but do not have the the same authority to start a policy that agents do.

Texas insurance brokers work for their client's, whether they are individuals or businesses. They can research the market for the best fit policies, share those options with their clients, and help them buy coverage from insurance companies.