Virginia Business Insurance
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VA Counties Business Insurance Information

Virginia Business Insurance Information By County

Are you looking for business insurance information for a county in Virginia?

Business insurance requirements vary both by state, counties and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Virginia counties, cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every county in VA that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Virginia business insurance information in a county? Find commercial insurance info - including costs, coverages and requirements - from all counties in VA.

Where Can I Find Business Insurance Information For Counties In Virginia?

Finding VA business insurance information by county is simple - just by searching our Virginia Directory of Counties - you can find the business insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Virginia Business Insurance Information Results By County:

Virginia - Small Business Insurance Information By County

How Are Virginia State, County And Municipal Governments Organized?


The entire area of the state of Virginia is encompassed by county governments except for areas located within the boundaries of the cities. Cities in Virginia exist outside the area of any county and are counted as municipal rather than county governments.

The county governing body may be called the county board of supervisors, county board, or urban county board of supervisors.

Municipal Governments

Municipal governments in Virginia are the city governments and town governments, which are classified generally by population size as follows:

  • Cities: 5,000 inhabitants or more.
  • Towns: 1,000 inhabitants or more.

The cities, referred to in the Virginia constitution as "independent incorporated communities," differ from towns because they lie outside the boundaries of any county. These cities perform traditional county functions, as well as traditional municipal functions.

Townships may be created under a specific circumstance. When a county consolidates with a city or another county or combination thereof into a consolidated city, towns in the county that do not sign the consolidation agreement may continue in existence as separate townships within the consolidated city.

These governments would continue to have the same officers as towns and would be counted as a municipal government, rather than as a township government in U.S. Census Bureau statistics. As of June 30, 2017, there were no township governments in Virginia.

Under Virginia law, any city located entirely within the boundary of any county may consolidate with that county to become a tier-city with approval of the General Assembly. As of June 30, 2017, there were no tier-city governments in Virginia.

Township Governments

Virginia has no township governments as defined in Census Bureau statistics on governments. The "townships" in Virginia are described above under "Municipal Governments."

Find more information on the state of Virginia website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Virginia Insurance Commissioner?

P.O. Box 1157
Richmond, VA 23218
Phone: (804) 371-9694


Request a free County Virginia business insurance quote, or in these other VA counties: Accomack, Albemarle, Alexandria, Alleghany, Amelia, Amherst, Appomattox, Arlington, Augusta, Bath, Bedford, Bland, Botetourt, Bristol, Brunswick, Buchanan, Buckingham, Buena Vista, Campbell, Caroline, Carroll, Charles City, Charlotte, Charlottesville, Chesapeake, Chesterfield, Clarke, Colonial Heights, Covington, Craig, Culpeper, Cumberland, Danville, Dickenson, Dinwiddie, Emporia, Essex, Fairfax, Fairfax, Falls Church, Fauquier, Floyd, Fluvanna, Franklin, Franklin, Frederick, Fredericksburg, Galax, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hampton, Hanover, Harrisonburg, Henrico, Henry, Highland, Hopewell, Isle of Wight, James City, King and Queen, King George, King William, Lancaster, Lee, Lexington, Loudoun, Louisa, Lunenburg, Lynchburg, Madison, Manassas, Manassas Park, Martinsville, Mathews, Mecklenburg, Middlesex, Montgomery, Nelson, New Kent, Newport News, Norfolk, Northampton, Northumberland, Norton, Nottoway, Orange, Page, Patrick, Petersburg, Pittsylvania, Poquoson, Portsmouth, Powhatan, Prince Edward, Prince George, Prince William, Pulaski, Radford, Rappahannock, Richmond, Richmond, Roanoke, Roanoke, Rockbridge, Rockingham, Russell, Salem, Scott, Shenandoah, Smyth, Southampton, Spotsylvania, Stafford, Staunton, Suffolk, Surry, Sussex, Tazewell, Virginia Beach, Warren, Washington, Waynesboro, Westmoreland, Williamsburg, Winchester, Wise, Wythe and York.

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Also find VA local small businesses by General Liability Class Code and learn about Virginia small business insurance requirements for general liability, business property, commercial auto & workers compensation including VA business insurance costs. Call us (703) 747-9779.