Maine Business Insurance
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ME Counties Business Insurance Information

Maine Business Insurance Information By County

Are you looking for business insurance information for a county in Maine?

Business insurance requirements vary both by state, counties and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Maine counties, cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every county in ME that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Maine business insurance information in a county? Find commercial insurance info - including costs, coverages and requirements - from all counties in ME.

Where Can I Find Business Insurance Information For Counties In Maine?

Finding ME business insurance information by county is simple - just by searching our Maine Directory of Counties - you can find the business insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Maine Business Insurance Information Results By County:

Maine - Small Business Insurance Information By County

How Are Maine State, County And Municipal Governments Organized?


The entire area of the state of Maine is encompassed by county governments. The county governing body is the board of county commissioners.

The counties are responsible for only limited functions in Maine: principally the maintenance of the courthouse probate court and county jail, the registry of deeds and registry of probate, the provision of county sheriff functions, and certain services for unorganized territory within the county such as solid waste management functions and maintenance of roads. Some counties own and maintain county airports.


The subcounty general purpose governments in Maine consist of municipal (city) governments and town or plantation governments. These two types of governments are distinguished primarily by the historical circumstances surrounding their incorporation. In Maine, the city, town, and plantation governments perform most local government services.

About 40 percent of the area of the state, however, has no city or town government. Gores, American Indian reservations, and unorganized or unincorporated territories exist outside the areas of cities, towns, and plantations.

Most governmental services in these areas, which are not provided by county governments, are provided by the state. Village corporations are counted as special district governments for U.S. Census Bureau statistics on governments.

Municipal Governments

The term "municipality" as defined for Census Bureau statistics on governments applies only to cities in Maine.

Cities are created by special legislation. Under home rule, however, cities may draft their own charters on petition of voters and after an election. Towns and plantations, to which the term "municipalities" is generally applied by Maine statutes, are counted for Census Bureau statistics on governments as town governments, rather than municipal governments.

Town or Township Governments

Although not differing in legally authorized powers from the cities, the towns and plantations in Maine are counted as town governments in Census Bureau statistics on governments. The town executive body is known as a board of selectmen, while the plantation executive body is the board of assessors.

Town governments exist in each county in Maine. Under home rule provisions, towns may draft their own charters. Towns and plantations perform many of the duties elsewhere commonly associated with county governments.

Find more information on the state of Maine website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Maine Insurance Commissioner?

34 State House Station
Augusta, ME 04333-0034
Phone: (207) 624-8475


Request a free County Maine business insurance quote, or in these other ME counties: Androscoggin, Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Sagadahoc, Somerset, Waldo, Washington and York.

Or you can also request a free commercial insurance quote for ME cities: Arundel, Auburn, Augusta, Bangor, Bar Harbor, Bath, Belfast, Berwick, Biddeford, Brewer, Bridgton, Brunswick, Bucksport, Buxton, Camden, Cape Elizabeth, Caribou, Casco, China, Cumberland, Dexter, Dover-Foxcroft, Durham, Eliot, Ellsworth, Fairfield, Falmouth, Fort Kent, Freeport, Fryeburg, Gardiner, Glenburn, Gorham, Gray, Greene, Hampden, Harpswell, Hermon, Hollis, Houlton, Jay, Kennebunk, Kennebunkport, Kittery, Lebanon, Lewiston, Limington, Lincoln town, Lisbon, Litchfield, Lyman, Madawaska and Wiscasset, Madison, Millinocket, Monmouth, Naples, New Gloucester, North Berwick, North Yarmouth, Norway, Oakland, Old Orchard Beach, Old Town, Orono, Orrington, Oxford, Paris, Pittsfield, Poland, Portland, Presque Isle, Raymond, Richmond, Rockland, Rumford, Sabattus, Saco, Sanford, Scarborough, Sidney, Skowhegan, South Berwick, South Portland, Standish, Topsham, Turner, Vassalboro, Waldoboro, Warren, Waterboro, Waterville, Wells, Westbrook, Wilton, Windham, Winslow and Farmington, Winterport, Winthrop, Yarmouth, York and all other ME cities & Maine counties near me in The Pine Tree State.

Also find ME local small businesses by General Liability Class Code and learn about Maine small business insurance requirements for general liability, business property, commercial auto & workers compensation including ME business insurance costs. Call us (207) 401-4779.