Kentucky Commercial Insurance Information By City

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Commercial Insurance Information In KY

Kentucky Commercial Insurance Information

Are you looking for commercial insurance information in Kentucky?

Business insurance requirements vary both by state, and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Kentucky cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every city in KY that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Kentucky commercial insurance information? Find small business insurance info - including costs, coverages and requirements - from every city in KY.

Where Can I Find Commercial Insurance Information For Cities In Kentucky?

Finding KY business insurance information by city is simple - just by searching our Kentucky Directory of Cities - you can find the commercial insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Kentucky Commercial Insurance Information Results By City:

Kentucky - Small Business Insurance Information By City

How Are Kentucky State, County And Municipal Governments Organized?


The entire area of the state of Kentucky is encompassed by county governments except the area of the former counties of Fayette and Jefferson. These two governments are counted as municipal governments, rather than as county governments in U.S. Census Bureau statistics.

Counties are governed by a fiscal court composed of the county judge/executive and the justices of the peace; or the county judge/executive and three elected county commissioners. The county judge/executive is an elected official who is a member of the fiscal court and is the presiding officer of the fiscal court. Counties operate under home rule.

Municipal Governments

Municipal governments in Kentucky are the cities classified by the court. The classification of cities includes first-class cities and home-rule-class cities. First-class cities include cities operating under the mayor-alderman plan of government.

Home-rule-class cities include cities operating under either the city manager plan, the mayor-council plan, or the commission plan of government. Any city can organize under the mayor-council plan, the commission plan or the city manager plan only with the majority of popular votes. The city shall be considered reclassified on the effective date of a change in the form of government. Communities must have 300 or more inhabitants to incorporate.

The "unincorporated urban places" in Kentucky are geographical areas without associated governmental structure. They are not counted as governments in Census Bureau statistics.

Township Governments

Kentucky has no township governments.

Find more information on the state of Kentucky website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Kentucky Insurance Commissioner?

P.O. Box 517
Frankfort, KY 40602-0517
Phone: (502) 564-3630


Request a free Kentucky small business insurance quote, or in these other KY cities: Alexandria, Ashland, Barbourville, Bardstown, Beaver Dam, Bellevue, Benton, Berea, Bowling Green, Brandenburg, Cadiz, Calvert, Campbellsville, Carrollton, Central, Cold Spring, Columbia, Corbin, Covington, Crescent Springs, Crestview Hills, Crestwood, Crittenden, Cynthiana, Danville, Dawson Springs, Dayton, Douglass Hills, Eddyville, Edgewood, Elizabethtown, Elsmere, Eminence, Erlanger, Flatwoods, Flemingsburg, Florence, Fort Mitchell, Fort Thomas, Fort Wright, Frankfort, Franklin, Georgetown, Glasgow, Graymoor-Devondale, Grayson, Greenville, Harrodsburg, Hartford, Hazard, Henderson, Highland Heights, Hillview, Hodgenville, Hopkinsville, Hurstbourne, Independence, Indian Hills, Irvine, Jeffersontown, La Grange, Lakeside Park, Lancaster, Lawrenceburg, Lebanon, Leitchfield, Lexington-Fayette, London, Louisville, Ludlow, Lyndon, Madisonville, Marion, Mayfield, Maysville, Middlesborough, Middletown, Monticello, Morehead, Morganfield, Mount Sterling, Mount Washington, Murray, Newport, Nicholasville, Oak Grove, Owensboro, Paducah, Paintsville, Paris, Park Hills, Pikeville, Prestonsburg, Princeton, Prospect, Providence, Radcliff, Richmond, Russell, Russellville, Scottsville, Shelbyville, Shepherdsville, Shively, Simpsonville, Somerset, Southgate, Springfield, St. Matthews, Stanford, Stanton, Taylor Mill, Union, Versailles, Villa Hills, Vine Grove, Walton, West Liberty, Wilder, Williamsburg, Williamstown, Wilmore, Winchester and all other KY cities & Kentucky counties near me in The Bluegrass State.

Also find KY local small businesses by General Liability Class Code and learn about Kentucky small business insurance requirements for general liability, business property, commercial auto & workers compensation including KY business insurance costs. Call us (859) 412-4141.

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