Minnesota Business Insurance
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MN Counties Business Insurance Information

Minnesota Business Insurance Information By County

Are you looking for business insurance information for a county in Minnesota?

Business insurance requirements vary both by state, counties and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Minnesota counties, cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every county in MN that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Minnesota business insurance information in a county? Find commercial insurance info - including costs, coverages and requirements - from all counties in MN.

Where Can I Find Business Insurance Information For Counties In Minnesota?

Finding MN business insurance information by county is simple - just by searching our Minnesota Directory of Counties - you can find the business insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Minnesota Business Insurance Information Results By County:

Minnesota - Small Business Insurance Information By County

How Are Minnesota State, County And Municipal Governments Organized?


The entire area of the state of Minnesota is encompassed by county governments. The county governing body is called the County Board of Commissioners. Ramsey County, under special legislation, became a home-rule county in 1992.


The subcounty general purpose governments in Minnesota comprise municipal (city) governments and township or town governments.

Municipal Governments

The term "municipality," as defined for U.S. Census Bureau statistics on governments, applies only to the cities in Minnesota. Towns or townships in Minnesota are counted as township governments and not as municipal governments in Census Bureau statistics on governments. Minnesota cities are divided into four classes according to population size, as follows:

  • First class-more than 100,000 inhabitants.
  • Second class-more than 20,000 and not more than 100,000 inhabitants.
  • Third class-more than 10,000 and not more than 20,000 inhabitants.
  • Fourth class-not more than 10,000 inhabitants.

Charter cities are municipal governments that have adopted home-rule charters. All other municipal governments (including those that were originally villages, towns, or boroughs) are statutory cities. There are no differences between cities that would affect their classification for Census Bureau purposes. Some cities, but not all, exist within township areas.

Township Governments

Township governments exist in 84 of the 87 Minnesota counties. In those counties that have township governments, township governments do not cover the entire area of the counties. All unorganized territory and some, but not all, cities exist outside the area served by any township government.

In recent years, some township governments in Minnesota have been dissolved. The terms "town" and "township" are used interchangeably in Minnesota with regard to township governments. The township governing body is the board of supervisors.

A number of metropolitan area towns, or urban towns, have powers similar to those of municipal governments under special powers granted by the Minnesota statutes.

Find more information on the state of Minnesota website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Minnesota Insurance Commissioner?

85 7th Place East, Suite 500
St. Paul, MN 55101
Phone: (651) 296-4026

Web: https://mn.gov/commerce/industries/insurance/

Request a free County Minnesota business insurance quote, or in these other MN counties: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Goodhue, Grant, Hennepin, Houston, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Le Sueur, Lincoln, Lyon, Mahnomen, Marshall, Martin, McLeod, Meeker, Mille Lacs, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rice, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Steele, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona, Wright and Yellow Medicine.

Or you can also request a free commercial insurance quote for MN cities: Albert Lea, Alexandria, Andover, Anoka, Apple Valley, Arden Hills, Austin, Bemidji, Big Lake city, Blaine, Bloomington, Brainerd, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Champlin, Chanhassen, Chaska, Cloquet, Columbia Heights, Coon Rapids, Cottage Grove, Crystal, Duluth, Eagan, East Bethel, Eden Prairie, Edina, Elk River, Fairmont, Faribault, Farmington, Fergus Falls, Forest Lake, Fridley, Golden Valley, Grand Rapids, Ham Lake, Hastings, Hermantown, Hibbing, Hopkins, Hugo, Hutchinson, Inver Grove Heights, Lakeville, Lino Lakes, Little Canada, Mankato, Maple Grove, Maplewood, Marshall, Mendota Heights, Minneapolis, Minnetonka, Monticello, Moorhead, Mound, Mounds View, New Brighton, New Hope, New Ulm, North Branch, North Mankato, North St. Paul, Northfield, Oakdale, Otsego, Owatonna, Plymouth, Prior Lake, Ramsey, Red Wing, Richfield, Robbinsdale, Rochester, Rogers, Rosemount, Roseville, Sartell, Sauk Rapids, Savage, Shakopee, Shoreview, South St. Paul, St. Cloud, St. Louis Park, St. Michael, St. Paul, St. Peter, Stillwater, Vadnais Heights, Waconia, West St. Paul, White Bear Lake, Willmar, Winona, Woodbury, Worthington and all other MN cities & Minnesota counties near me in The North Star State.

Also find MN local small businesses by General Liability Class Code and learn about Minnesota small business insurance requirements for general liability, business property, commercial auto & workers compensation including MN business insurance costs. Call us (612) 808-9866.