Massachusetts Business Insurance
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MA Counties Business Insurance Information

Massachusetts Business Insurance Information By County

Are you looking for business insurance information for a county in Massachusetts?

Business insurance requirements vary both by state, counties and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Massachusetts counties, cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every county in MA that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Massachusetts business insurance information in a county? Find commercial insurance info - including costs, coverages and requirements - from all counties in MA.

Where Can I Find Business Insurance Information For Counties In Massachusetts?

Finding MA business insurance information by county is simple - just by searching our Massachusetts Directory of Counties - you can find the business insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Massachusetts Business Insurance Information Results By County:

Massachusetts - Small Business Insurance Information By County

How Are Massachusetts State, County And Municipal Governments Organized?


Massachusetts has five county areas with governments that are counted as county governments for U.S. Census Bureau statistics on governments. These are Barnstable, Bristol, Dukes, Norfolk, and Plymouth counties.

For all county governments, except Barnstable County, the governing body is called the board of county commissioners. Barnstable County operates as the Cape Cod Regional Government under a home rule charter; it is governed by a board of regional commissioners. The other county governments have the option to choose a home rule charter.

County governments perform limited functions including provisions of jails and other correctional institutions, recording of deeds, and provisions of courthouses. The county may also maintain agricultural schools (see "Public School Systems" section) and hospitals. Barnstable County may perform additional functions under its home rule charter.

Suffolk County encompasses an area larger than the city of Boston, but it is substantially consolidated with the city of Boston for governmental purposes. The combined city and county government is counted as a municipal government, rather than a county government in Census Bureau statistics on governments. The cities of Chelsea and Revere and the town of Winthrop are also counted as separate governments within the area of Suffolk County in Census Bureau statistics on governments.

The area and the governing body of Nantucket County are identical with those of the town of Nantucket; the town selectmen serve as county commissioners. Nantucket is counted as a town government, rather than as a county government in Census Bureau statistics.

The remainder of the state consists of county areas with no county governments. County-type functions in these areas are provided by the state. These areas continue to serve as political districts for election purposes. In the county areas with no county government, some of the county governments have been officially abolished.

The cities and towns in the abolished counties may jointly charter a regional council of governments. These councils are counted as special districts rather than county governments in Census Bureau statistics.


The subcounty general purpose governments in Massachusetts consist of municipal (city) governments and town governments. These two types of governments are distinguished primarily by the historical circumstances surrounding their incorporation.

In Massachusetts, city and town governments have similar powers and perform similar functions.

Municipal Governments

The entire area of the state is covered by cities and towns. The term "municipality," as defined for Census Bureau statistics on governments, applies only to cities in Massachusetts.

Towns, which are treated as municipalities in Massachusetts statutes, are counted for Census Bureau statistics as towns rather than municipal governments. See "Town or Township Governments" section.

Cities are established by special acts of the general court. The minimum population requirement for incorporation as a city is 12,000. Cities may adopt home rule charters or one of several standard charters. Cities may be governed by a council or board of aldermen, and may or may not have a mayor, a city manager, or both.

Town or Township Governments

The entire area of the state of Massachusetts is encompassed by town governments except for areas located within the boundaries of cities.

Although not differing in legally authorized powers from cities, units in Massachusetts designated as "towns" are counted in Census Bureau statistics on governments as a separate type of government.

The town executive body is known as a board of selectmen. Most towns have either an open town meeting or a representative town meeting form of government. Massachusetts towns may adopt home rule charters.

Find more information on the state of Massachusetts website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Massachusetts Insurance Commissioner?

1000 Washington St., 8th Floor
Boston, MA 02118
Phone: (617) 521-7794


Request a free County Massachusetts business insurance quote, or in these other MA counties: Barnstable, Berkshire, Bristol, Dukes, Essex, Franklin, Hampden, Hampshire, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk and Worcester.

Or you can also request a free commercial insurance quote for MA cities: Acton, Agawam Town, Amherst, Andover, Arlington, Attleboro, Barnstable Town, Belmont, Beverly, Billerica, Boston, Bourne, Braintree Town, Bridgewater, Brockton, Brookline, Burlington, Cambridge, Canton, Chelmsford, Chelsea, Chicopee, Concord, Danvers, Dartmouth, Dedham, Dracut, Easton, Everett, Fall River, Falmouth, Fitchburg, Framingham, Franklin Town, Gardner, Gloucester, Haverhill, Hingham, Holyoke, Hudson, Lawrence, Leominster, Lexington, Lowell, Ludlow, Lynn, Malden, Mansfield, Marblehead, Marlborough, Marshfield, Medford, Melrose, Methuen Town, Middleborough, Milford, Milton, Natick, Needham, New Bedford, Newton, North Andover, North Attleborough, Northampton, Norton, Norwood, Peabody, Pittsfield, Plymouth, Quincy, Randolph, Reading, Revere, Salem, Sandwich, Saugus, Shrewsbury, Somerville, Springfield, Stoneham, Stoughton, Sudbury, Taunton, Tewksbury, Wakefield, Walpole, Waltham, Wareham, Watertown Town, Wellesley, West Springfield Town, Westborough, Westfield, Westford, Weymouth Town, Wilmington, Winchester, Woburn, Worcester, Yarmouth and all other MA cities & Massachusetts counties near me in The Bay State.

Also find MA local small businesses by General Liability Class Code and learn about Massachusetts small business insurance requirements for general liability, business property, commercial auto & workers compensation including MA business insurance costs. Call us (617) 902-0099.