Wisconsin Commercial Insurance Information By City

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Commercial Insurance Information In WI

Wisconsin Commercial Insurance Information

Are you looking for commercial insurance information in Wisconsin?

Business insurance requirements vary both by state, and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Wisconsin cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every city in WI that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Wisconsin commercial insurance information? Find small business insurance info - including costs, coverages and requirements - from every city in WI.

Where Can I Find Commercial Insurance Information For Cities In Wisconsin?

Finding WI business insurance information by city is simple - just by searching our Wisconsin Directory of Cities - you can find the commercial insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Wisconsin Commercial Insurance Information Results By City:

Wisconsin - Small Business Insurance Information By City

How Are Wisconsin State, County And Municipal Governments Organized?


The entire area of the state of Wisconsin is encompassed by county governments. The county governing body is called the county board of supervisors.


The subcounty general purpose governments consist of municipal (city and village) governments and town governments.

Municipal Governments

The term "municipality," as defined for U.S. Census Bureau statistics on governments, applies only to cities and villages. Municipalities in Wisconsin have home rule. Towns, to which the term "municipality" is applied by some Wisconsin statutes, are counted in Census Bureau statistics as townships, rather than municipal governments.

Cities and villages exist outside the area of any town. Cities are divided into the following four classes:

  • First class-150,000 inhabitants or more.
  • Second class-39,000 to 149,999 inhabitants.
  • Third class-10,000 to 38,999 inhabitants.
  • Fourth class-fewer than 10,000 inhabitants.

The minimum population requirement for the incorporation of a village is 150. For the incorporation of villages within a metropolitan community (an area containing a city or 2 cities with borders no more than 5 miles apart and with an aggregate population of 25,000 or more) the minimum population is 2,500 for an area covering 2 square miles and a population density of at least 500 persons per square mile.

Villages may convert to cities upon meeting certain requirements. Villages outside a metropolitan area must have a population of 1,000 and a density of 500 people per square mile before obtaining city status.

Villages within a metropolitan community must have a population of 5,000, an area of 3 square miles, and a density of at least 750 persons per square mile before converting to city status.

Town or Township Governments

Governmental units in Wisconsin designated as "towns" are counted in Census Bureau statistics as township governments. Towns encompass the entire area of the state, except for areas within the boundaries of cities or villages.

Milwaukee County consists entirely of cities and villages and has no towns. The Town of Menominee and Menominee County are coterminous; however, each government is a separate entity and each is counted separately in Census Bureau statistics.

Each town is governed by a town board of supervisors. Towns may exercise the powers of a village by resolution of the town meeting.

Find more information on the state of Wisconsin website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Wisconsin Insurance Commissioner?

125 South Webster Street
Madison, WI 53703-3474
Phone: (608) 266-3585

Web: https://oci.wi.gov/Pages/Homepage.aspx

Request a free Wisconsin small business insurance quote, or in these other WI cities: Allouez, Appleton, Ashwaubenon, Baraboo, Beaver Dam, Bellevue, Beloit, Brookfield, Brown Deer, Burlington, Caledonia, Cedarburg, Chippewa Falls, Cudahy, De Pere, DeForest, Eau Claire, Elkhorn, Fitchburg, Fond du Lac, Fort Atkinson, Fox Crossing, Franklin, Germantown, Glendale, Grafton, Green Bay, Greendale, Greenfield, Harrison, Hartford, Hartland, Holmen, Howard, Hudson, Janesville, Kaukauna, Kenosha, La Crosse, Little Chute, Madison, Manitowoc, Marinette, Marshfield, Menasha, Menomonee Falls, Menomonie, Mequon, Merrill, Middleton, Milwaukee, Monroe, Mount Pleasant, Muskego, Neenah, New Berlin, Oak Creek, Oconomowoc, Onalaska, Oregon, Oshkosh, Pewaukee, Platteville, Pleasant Prairie, Plover, Port Washington, Portage, Racine, Reedsburg, Richfield, River Falls, Shawano, Sheboygan, Shorewood, South Milwaukee, Sparta, St. Francis, Stevens Point, Stoughton, Sturgeon Bay, Suamico, Sun Prairie, Superior, Sussex, Tomah, Two Rivers, Verona, Watertown, Waukesha, Waunakee, Waupun, Wausau, Wauwatosa, West Allis, West Bend, Weston, Whitefish Bay, Whitewater, Wisconsin Rapids and all other WI cities & Wisconsin counties near me in The Badger State.

Also find WI local small businesses by General Liability Class Code and learn about Wisconsin small business insurance requirements for general liability, business property, commercial auto & workers compensation including WI business insurance costs. Call us (608) 676-0031.

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