Michigan Commercial Insurance Information By City

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Commercial Insurance Information In MI

Michigan Commercial Insurance Information

Are you looking for commercial insurance information in Michigan?

Business insurance requirements vary both by state, and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Michigan cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every city in MI that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Michigan commercial insurance information? Find small business insurance info - including costs, coverages and requirements - from every city in MI.

Where Can I Find Commercial Insurance Information For Cities In Michigan?

Finding MI business insurance information by city is simple - just by searching our Michigan Directory of Cities - you can find the commercial insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Michigan Commercial Insurance Information Results By City:

Michigan - Small Business Insurance Information By City

How Are Michigan State, County And Municipal Governments Organized?


The entire area of the state of Michigan is encompassed by county governments. The county governing body is called the board of county commissioners. Most counties operate in accordance with general statutes, although they may also organize under a locally approved charter.


The subcounty general purpose governments in Michigan consist of municipal (city and village) governments and township governments.

Municipal Governments

Cities in Michigan are organized as special charter, fourth class, or home-rule. Only one special charter city remains, Mackinac Island. Existing fourth-class cities may adopt a home rule charter or continue to operate under general law.

Unincorporated territory with a population between 750 and 2,000 and a density of 500 persons per square mile may be incorporated as a home rule city. Villages meeting population requirements may reincorporate as cities.

Villages operate under either home rule charters or general law. Villages are included within township governments; that is, villagers participate in township affairs and pay township taxes in addition to having their own village government.

Villages are organized primarily to establish local regulatory ordinances and to provide local services such as fire and police protection, public works, and utilities. A minimum population of 150 and a density of 100 persons per square mile are required for incorporation as a home rule village.

Township Governments

Township governments encompass the entire state except for areas within the boundaries of cities. Townships of 2,000 or more inhabitants may organize as "charter" townships. Some Michigan statutes apply the term "municipality" to township governments.

Find more information on the state of Michigan website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Michigan Insurance Commissioner?

611 West Ottawa, Ottawa Building, 3rd Floor
Lansing, MI 48933-1070
Phone: (517) 373-0220

Web: https://www.michigan.gov/difs

Request a free Michigan small business insurance quote, or in these other MI cities: Adrian, Allen Park, Allendale, Ann Arbor, Auburn Hills, Battle Creek, Bay City, Berkley, Beverly Hills, Big Rapids, Birmingham, Burton, Cadillac, Clawson, Coldwater, Cutlerville, Dearborn, Dearborn Heights, Detroit, East Grand Rapids, East Lansing, Eastpointe, Escanaba, Farmington, Farmington Hills, Fenton, Ferndale, Flint, Forest Hills, Fraser, Garden City, Grand Haven, Grand Rapids, Grandville, Grosse Pointe Park, Grosse Pointe Woods, Hamtramck, Harper Woods, Haslett, Hazel Park, Highland Park, Holland, Holt, Inkster, Ionia, Jackson, Jenison, Kalamazoo, Kentwood, Lansing, Lincoln Park, Livonia, Madison Heights, Marquette, Melvindale, Midland, Monroe, Mount Clemens, Mount Pleasant, Muskegon, Muskegon Heights, New Baltimore, Niles, Northview, Norton Shores, Novi, Oak Park, Okemos, Owosso, Pontiac, Port Huron, Portage, Riverview, Rochester, Rochester Hills, Romulus, Roseville, Royal Oak, Saginaw, Sault Ste. Marie, South Lyon, Southfield, Southgate, St. Clair Shores, Sterling Heights, Sturgis, Taylor, Traverse City, Trenton, Troy, Walker, Warren, Waverly, Wayne, Westland, Wixom, Woodhaven, Wyandotte, Wyoming, Ypsilanti and all other MI cities & Michigan counties near me in The Great Lakes State.

Also find MI local small businesses by General Liability Class Code and learn about Michigan small business insurance requirements for general liability, business property, commercial auto & workers compensation including MI business insurance costs. Call us (313) 344-7177.

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