Florida Commercial Insurance Information By City

Or call for your free quote:

Get the best FL small business insurance quotes online & info on cost, coverage, minimum requirements, certificates & more.

Commercial Insurance Information In FL

Florida Commercial Insurance Information

Are you looking for commercial insurance information in Florida?

Business insurance requirements vary both by state, and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Florida cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every city in FL that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Florida commercial insurance information? Find small business insurance info - including costs, coverages and requirements - from every city in FL.

Where Can I Find Commercial Insurance Information For Cities In Florida?

Finding FL business insurance information by city is simple - just by searching our Florida Directory of Cities - you can find the commercial insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Florida Commercial Insurance Information Results By City:

Florida - Small Business Insurance Information By City

How Are Florida State, County And Municipal Governments Organized?


The entire area of the state of Florida is encompassed by county governments except for the consolidated area of Duval County and the city of Jacksonville, which is designated as the city of Jacksonville. Jacksonville is counted as a municipal government, rather than as a county government, in U.S. Census Bureau statistics.

Although the metropolitan government of Miami-Dade County performs many municipal-type services and is treated as a “municipality” in some Florida statutes, it is designated as a county and is counted as a county government in Census Bureau statistics.

Each county government in the state is governed by a board of county commissioners. Under general law, county governments may adopt home rule charters. These charters can include a broad range of powers.

Municipal Governments

Municipal governments in Florida are the cities, towns, and villages. A municipality is established through passage of a local bill by the legislature to enact its charter, with the exception of municipalities within Miami-Dade County. Municipal governments were given home-rule powers by general law in 1972.

The board of commissioners of Miami-Dade County may provide a method for establishing new municipalities within the county and prescribe their jurisdiction and powers. All cities, towns, and villages in Miami-Dade County are counted as separate municipal governments.

Under general law, the minimum population for incorporation is 1,500 persons in counties with a population of 75,000 or fewer, and 5,000 persons in counties with a population of more than 75,000.

The average population density per acre required for incorporation, unless extraordinary conditions can be shown, is 1.5 persons or more per acre. The new municipality must also be a minimum distance of two miles from existing municipalities in the county.

Township Governments

Florida has no township governments.

Find more information on the state of Florida website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Florida Insurance Commissioner?

200 East Gaines Street
Tallahassee, FL 32399
Phone: (877) 693-5236

Web: https://www.myfloridacfo.com

Request a free Florida small business insurance quote, or in these other FL cities: Altamonte Springs, Apopka, Aventura, Boca Raton, Bonita Springs, Boynton Beach, Bradenton, Cape Coral, Casselberry, Clearwater, Clermont, Coconut Creek, Cooper City, Coral Gables, Coral Springs, Crestview, Cutler Bay, Dania Beach, Davie, Daytona Beach, DeLand, Deerfield Beach, Delray Beach, Deltona, Doral, Dunedin, Edgewater, Fort Lauderdale, Fort Myers, Fort Pierce, Gainesville, Greenacres, Haines City, Hallandale Beach, Hialeah Gardens, Hialeah, Hollywood, Homestead, Jacksonville Beach, Jacksonville, Jupiter, Key West, Kissimmee, Lake Worth, Lakeland, Largo, Lauderdale Lakes, Lauderhill, Leesburg, Margate, Melbourne, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miramar, New Smyrna Beach, North Lauderdale, North Miami Beach, North Miami, North Port, Oakland Park, Ocala, Ocoee, Orlando, Ormond Beach, Oviedo, Palm Bay, Palm Beach Gardens, Palm Coast, Palmetto Bay, Panama City, Parkland, Pembroke Pines, Pensacola, Pinellas Park, Plant City, Plantation, Pompano Beach, Port Orange, Port St. Lucie, Riviera Beach, Rockledge, Royal Palm Beach, Sanford, Sarasota, Sebastian, St. Cloud, St. Petersburg, Sunny Isles Beach, Sunrise, Tallahassee, Tamarac, Tampa, Tarpon Springs, Temple Terrace, Titusville, Venice, Wellington, West Palm Beach, Weston, Winter Garden, Winter Haven, Winter Park, Winter Springs and all other FL cities & Florida counties near me in The Sunshine State.

Also find FL local small businesses by General Liability Class Code and learn about Florida small business insurance requirements for general liability, business property, commercial auto & workers compensation including FL business insurance costs. Call us (954) 399-3996.

Free Business Insurance Quote Click Here