Alaska Commercial Insurance Information By City

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Commercial Insurance Information In AK

Alaska Commercial Insurance Information

Are you looking for commercial insurance information in Alaska?

Business insurance requirements vary both by state, and cities and that state. For example - workers compensation is virtually required in every state, but there are different rules on what constitutes and employee, and how many employees are needed to mandate coverage.

Also Alaska cities and municipalities might require specific coverages to do business in their jurisdiction. Below you will find every city in AK that you can use to start researching the business insurance policies, endorsements and limits that may be required.

Looking for Alaska commercial insurance information? Find small business insurance info - including costs, coverages and requirements - from every city in AK.

Where Can I Find Commercial Insurance Information For Cities In Alaska?

Finding AK business insurance information by city is simple - just by searching our Alaska Directory of Cities - you can find the commercial insurance policy information you are looking for - including costs, coverages, minimum requirements and more.

Alaska Commercial Insurance Information Results By City:

Alaska - Small Business Insurance Information By City

How Are Alaska State, County And Municipal Governments Organized?


The state of Alaska is covered by borough governments (similar to county governments in other states), consolidated city-borough governments, and one unorganized borough. None of these cross borders. Only the organized boroughs are counted in U.S. Census Bureau statistics as borough governments.

The consolidated city-borough governments are counted as municipal governments, rather than as borough governments. The unorganized borough consists of all areas of the state that are outside of the boundaries of the organized boroughs or consolidated city-boroughs.

The borough governments in Alaska are classified, according to their governmental powers, as first-class or second-class boroughs, and home-rule boroughs. Each borough is administered by a borough assembly.

For purposes of population statistics, the state is divided in terms of “county equivalents.” Each area served by a borough or consolidated city-borough government constitutes a separate county equivalent. In addition, the unorganized borough is divided into 11 census areas, each of which is classified as a county equivalent.

Alaska Native Regional Corporations conduct the business and nonprofit affairs of Alaska natives. They were established under a federal law, the Alaska Native Claims Settlement Act. There are 12 regional corporations that cover the entire state, except for the Annette Islands Reserve, which is an Alaska Native reservation.

A thirteenth regional corporation was established for Alaska natives who are not permanent residents of the state and who have not enrolled in one of the other 12 regional corporations. These corporate entities are not counted as governments in Census Bureau statistics.

Alaska Native Villages are tribes, bands, clans, groups, villages, communities, or associations in Alaska that are recognized under the Alaska Native Claims Settlement Act. Alaska Native Villages do not cross Alaska Native Regional Corporation boundaries. These entities are not counted as governments in Census Bureau statistics.

Municipal Governments

City-borough consolidated governments are classified as municipal governments in Census Bureau statistics. There are four consolidated city-borough governments in Alaska: Anchorage, Juneau, Sitka, and Wrangell. These entities exist outside of other borough governments and the unincorporated borough.

Cities in Alaska are also classified as municipal governments. Cities may exist either inside or outside the boundaries of organized boroughs. First-class cities are those with 400 or more permanent inhabitants and that elect to become cities of the first class.

First-class cities may elect a home-rule charter. All other cities are second-class cities. There is no statutory minimum population requirement for incorporation, but the proposed city must have both the resources to provide government and a demonstrated need.

Alaska statutes refer to boroughs as municipalities, but these are not counted as municipalities in Census Bureau statistics.

Township Governments

Alaska has no township governments.

Find more information on the state of Alaska website.

Note: Some of this info was provided by the U.S. Department of Commerce, Economics and Statistics Administration and the U.S. Census Bureau.

How Do I Contact The Alaska Insurance Commissioner?

550 West 7th Avenue, Suite 1560
Anchorage, AK 99501-3567
Phone: (907) 269-7900


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Also find AK local small businesses by General Liability Class Code and learn about Alaska small business insurance requirements for general liability, business property, commercial auto & workers compensation including AK business insurance costs. Call us (907) 531-9001.

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