Safeco Umbrella Insurance Reviews 2023

Call the Safeco insurance phone number at (877) 857-9519 to start your umbrella quote.

Licensed Safeco insurance agents are available 7 days a week during these hours (Eastern time):

Umbrella insurance is meant to protect you, your savings, and your assets in case you encounter liability that your primary insurance options will not be able to fully cover. Here are some situations where you might need umbrella insurance:

• Property damage and bodily injury sustained in an auto accident where the cost of settlement is beyond your insurance limits.
• Claims arising from any other insured vehicle such as a boat, ATV, motorcycle and another specialty vehicle. The coverage also applies when these vehicles are hired out to other parties.
• Bodily injury sustained on your property; whose compensation would go beyond the limits of your homeowner's insurance.
• Meeting the costs of lawsuits, even if frivolous, as well as the associated legal costs.
• Lawsuits of a wide variety including libel, slander, invasion of privacy, defamation of character among others.

These are just but a few of the scenarios where umbrella insurance would help protect you.

To qualify for a Safeco personal umbrella insurance policy, you must also carry Safeco auto insurance.

In most cases, other policies, like your homeowners insurance, motorcycle, watercraft, ATV, and rental policies may be insured with another carrier.

All underlying policies have minimum required insurance limits:

The average cost of Safeco's umbrella insurance policies ranges from $10 to over $59 per month, and is mainly based on the amount of coverage, your zip code, drivers ages, Motor vehicle records and auto and/or homeowners claims history.

A personal umbrella policy can help protect you from large and potentially financially devastating liability claims or judgments.

Safeco umbrella coverage kicks in when your underlying liability limits from a homeowners or auto insurance policy have been reached - but the claim or judgement exceeds the underlying policy limits.

Without a Safeco umbrella policy, your assets, savings, and even income could be in jeopardy because you could be required to pay all costs over your policy's liability limit out-of-pocket.

A Safeco Umbrella Insurance policy protects you and your family anywhere on the planet.

Umbrella insurance is available in $1 million increments up to $5 million. Safeco offers up to $10 million dollars in select states.

Safeco offers a lower homeowners insurance rate in most states when you buy an Safeco umbrella policy.

Yes. Safeco has the money and reserves to pay it's umbrella claims. Safeco Insurance is owned by the Liberty Mutual Group, which is very financial stable.

Liberty Mutual Insurance has financial strength ratings of "A" or "Strong" from Standard & Poor's, an "A2" or "Good" from Moody's, and an "A" or "Excellent" rating with A.M. Best. Liberty Mutual is ranked in the top 100 largest U.S. Corporations according to Fortune.

Following are some Safeco umbrella insurance reviews online:

Better Business Bureau

The Better Business Bureau says Safeco offers: Car Insurance, Motorcycle Insurance, Personal Liability Protection, Homeowners Insurance, Renters Insurance, Condominium Insurance, Flood Insurance, Identity Fraud Expense Coverage & Life Insurance.

Overall the BBB rates Safeco A+. It does reference that Liberty Mutual is the parent company.