Safeco ATV And Off-Road Vehicle Insurance Ratings
Safeco ATV And Off-Road Vehicle Insurance Reviews 2023 (Ratings, Cost & Coverage). ATVs are some of the most useful vehicles around. Plus, they are super fun to ride.
They're called all-terrain vehicles for good reasons - they give you access to the outdoors and other wild places most other vehicles can't reach.
So how does Safeco's ATV insurance measure up? Read Safeco ATV and off-road vehicle insurance reviews to find out.Check out Safeco ATV and off-road vehicle insurance reviews, ratings, cost & coverage for Safeco all terrain vehicle insurance policies.
Following are some of the answers to commonly asked Safeco ATV and off-road vehicle insurance questions:
- How Do I Get A Safeco ATV And Off-Road Vehicle Insurance Quote?
- How Much Does Safeco ATV And Off-Road Vehicle Insurance Cost?
- What Does Safeco ATV And UTV Insurance Cover?
- What Is The Minimum Age For A Safeco ATV Policy?
- What Claim Settlement Options Does Safeco Offer?
- What Type Of ATV Insurance Discounts Does Safeco Offer?
- Is Safeco A Reliable ATV Insurance Company?
- Are Safeco's ATV Insurance Reviews & Ratings Good?
How Do I Get A Safeco ATV And Off-Road Vehicle Insurance Quote?
Call the Safeco insurance phone number at (877) 857-9519 to start your recreational vehicle quote.
Licensed Safeco insurance agents are available 7 days a week during these hours (Eastern time):
| Times Available | Days |
|---|---|
| 7 a.m. to 10 p.m. | Monday through Friday |
| 7 a.m. to 8 p.m. | Saturday |
| 11 a.m. to 8 p.m. | Sunday |
How Much Does Safeco ATV And Off-Road Vehicle Insurance Cost?
The average cost of Safeco's ATV insurance policies ranges from $12 to over $39 per month, and is mainly based on your zip code, drivers ages, type of ATVs or UTVs driven, coverages chosen, Motor vehicle records and claims history.
What Does Safeco ATV And UTV Insurance Cover?
ATV insurance requirements will depend on where you live and drive. Safeco offers the following ATV and UTV insurance coverage types:
| Safeco ATV And Off-Road Vehicle Insurance Coverages | Coverage Description |
|---|---|
| Bodily Injury Liability | Helps pay hospital bills, medical expenses, and other costs related to an accident - if you are found legally responsible for that injures someone other than a guest passenger. |
| Property Damage Liability | Helps pay for repairs to someone else's vehicle or property you damaged. |
| Guest Passenger Liability | Helps cover medical expenses for a passenger injured while riding with you on your ATV, UTV or off-road vehicle. |
| Comprehensive | Helps pay for repairs or replacement if your ATV or UTV is stolen, vandalized, or damaged in some way other than a collision. It also protects you against loss or damage from flooding, fire, falling objects, wind, or collision with an animal. |
| Collision | Helps pay to repair damage to your ATV caused by an accident - regardless of who is at fault. It also overs if your off-road vehicle is knocked over, hit, or collides with another object. |
| Uninsured/Underinsured Motorist Coverage | Helps pay for vehicle repairs and medical bills you are legally entitled to recover from a driver without liability insurance, or for an amount that exceeds an at-fault driver's insurance limits. |
The Safeco ATV and off-road vehicle insurance reviews are also very good for their optional coverages which include:
| Safeco ATV Optional Coverages | Coverage Description |
|---|---|
| Custom Parts & Equipment | Provides $3,000 per vehicle in custom parts and equipment coverage with every policy. You can increase custom parts coverage up to $20,000 per off-road vehicle. |
| OEM Parts Coverage | Every policy includes use of original equipment manufacturer (OEM) parts during repairs. |
| Gear Replacement | Provides up to $1,000 per person, per incident to replace your helmet, riding jacket, boots, gloves, and other safety apparel lost or damaged in a collision at no extra cost and with no deductible. |
| Roadside Assistance | Coverage includes towing to the nearest qualified repair shop, fuel and fluids delivery, basic emergency services, and more. |
What Type Of ATVs And Off-Road Vehicles Does Safeco Insure?
Safeco can insure most types of ATVs, UTVs and off-road vehicles including:
- ATVs with four or six wheels.
- Many utility task vehicles (UTV)
- Side-by-sides
- Dirt bikes
- Golf carts
- other select off-road vehicles
It's important to note that Safeco does not cover ATVs or dirt bikes used for motocross or other racing contests or those with nitrous oxide kits installed.
What Is The Minimum Age For A Safeco ATV Policy?
Safeco's minimum operator age is 14 years and older. The do not insure vehicles made for and used by young children such as:
- Child-sized ATVs
- Dirt bikes
- Other similar off-road vehicles
These types of vehicles (like 50cc four wheelers) are ineligible for coverage with Safeco.
What Type Of ATV Insurance Discounts Does Safeco Offer?
Safeco offers many ways to save your ATV insurance:
- Get Out And Ride - The longer you ride without a claim, the lower your premiums. Safeco will adjust your policy for age and riding experience each year when you renew - to keep your premiums as low as possible.
- Theft Recovery & Anti-Lock Breaks - Having a theft recovery device or anti-lock brakes on your ATV helps lower your rates.
- Own Your Home - You can save on your off-road vehicle policy if you own your own home, townhouse, condominium, or mobile home.
- Store Your Off-Road Vehicle In A Garage - You get a discount for storing your ATV or UTV in a locked garage or other secure location.
Is Safeco A Reliable ATV Insurance Company?
Yes. Safeco has the money and reserves to pay it's ATV claims. Safeco Insurance is owned by the Liberty Mutual Group, which is very financial stable.
Liberty Mutual Insurance has financial strength ratings of "A" or "Strong" from Standard & Poor's, an "A2" or "Good" from Moody's, and an "A" or "Excellent" rating with A.M. Best. Liberty Mutual is ranked in the top 100 largest U.S. Corporations according to Fortune.
Are Safeco's Insurance Reviews & Ratings Good?
Following are some Safeco ATV and off-road vehicle insurance reviews online:
Better Business Bureau
The Better Business Bureau says Safeco offers: Car Insurance, Motorcycle Insurance, Personal Liability Protection, Homeowners Insurance, Renters Insurance, Condominium Insurance, Flood Insurance, Identity Fraud Expense Coverage & Life Insurance.
Overall the BBB rates Safeco A+. It does reference that Liberty Mutual is the parent company.
Safeco's Contact Information
Address: 175 Berkeley Street, Boston, Massachusetts 02116
Website: https://www.safeco.com/
Sales Phone #: (877) 857-9519
Safeco ATV And Off-Road Vehicle Insurance Reviews - The Bottom Line
Safeco ATV and off-road vehicle insurance reviews are above average. Whether you ride an ATV with four or six wheels, a side-by-side, a utility task vehicle (UTV), or similar off-road vehicle, Safeco can help you stay protected with customized coverage.
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