Safeco Motorcycle Insurance Reviews 2023

Call the Safeco insurance phone number at (877) 857-9519 to start your motorcycle quote.

Licensed Safeco insurance agents are available 7 days a week during these hours (Eastern time):

Safeco offers the following motorcycle insurance coverage types:

Motorcycle & Vehicle

• Cruisers - Like the Harley-Davidson Fat Bob or the Indian Chief.
• Tour & Tour-Sport bikes - Like the Honda Goldwing and the Kawasaki Voyager.
• Sport & Super-Sport Bikes Like the Honda CBR and the Suzuki GSXR.
• Also dual, off-road and dirt bikes, scooters, mopeds, and select customer, homemade and kit bikes.

The average cost of Safeco's motorcycle insurance policies ranges from $12 to over $49 per month, and is mainly based on your zip code, drivers ages, type of bikes driven, coverages chosen, Motor vehicle records and claims history.

Safeco offers motorcycle insurance policies that will cover all your personal needs and your state's minimum financial responsibility requirements:

Safeco's motorcycle insurance policies also offer optional enhanced coverages:

• Comprehensive - Helps pay for repairs or replacement if your motorcycle is stolen, vandalized, or damaged in some way other than a collision.
• Collision - Helps pay for repairs to your motorcycle for damage caused by an accident regardless of who is at fault.
• Medical Payments - Helps pay hospital bills and other medical care expenses for you and a guest passenger injured in an accident - regardless of fault.
• Uninsured/Underinsured Motorist (UM/UIM) Coverage - Helps pays for the care you need that isn't covered by your health insurance - includes pain and suffering, scarring, permanent impairment, and other conditions.
• Roadside Assistance - Includes towing to the nearest qualified repair shop, fuel and fluids delivery, basic emergency services, trip interruption benefits, and more.
• Trip Interruption Coverage - Helps pay for food and lodging if you're stranded far from home due to a breakdown.

Safeco realizes that there are different types of riders. In fact, a lot of new people have been picking up riding, and this has led to people having different needs from their motorcycle insurance. Safeco offers different options on their motorcycle coverage. These include:

• Custom Parts & Equipment: For the rider that wants to make modifications to their motorcycle. Safeco will put up $3,000 in custom parts and equipment.
• OEM Parts Coverage: This is included in all packages. In case of breakdowns, your cover will ensure the repairs are conducted using manufacturer specified parts.
• Gear Replacement: In case of lost or damaged protection equipment during a collision, the cover will replace them at no extra cost to you.
• New Harley-Davidson Replacement Cost: In certain cases, you Harley may not last too long. Safeco has two-year replacement coverage for the Harley owner. In case of a loss, and the acceptance of your claim, your Harley will be replaced with a similar make and model.

Safeco offers many ways to save your motorcycle insurance:

Safeco also a few other way to lower your motorcycle insurance rates:

• Increase Your Deductible: You can lower your premium by shifting part of the loss payment to yourself. For example, if you had a $500 deductible, you would need to pay the first $500 of a covered loss. A higher deductibles generally lower your premium, but increase the amount you must pay yourself if a loss occurs.
• Pay Your Bill In Full: Pay your bill in full when you start or renew a policy instead of paying in monthly installments and you get a discount.
• Insuring more than one motorcycle with Safeco.
• Maintaining continuous coverage.
• Making a claim-free renewal

Yes. Safeco has the money and reserves to pay it's motorcycle claims. Safeco Insurance is owned by the Liberty Mutual Group, which is very financial stable.

Liberty Mutual Insurance has financial strength ratings of "A" or "Strong" from Standard & Poor's, an "A2" or "Good" from Moody's, and an "A" or "Excellent" rating with A.M. Best. Liberty Mutual is ranked in the top 100 largest U.S. Corporations according to Fortune.

Following are some Safeco motorcycle insurance reviews online:

Better Business Bureau

The Better Business Bureau says Safeco offers: Car Insurance, Motorcycle Insurance, Personal Liability Protection, Homeowners Insurance, Renters Insurance, Condominium Insurance, Flood Insurance, Identity Fraud Expense Coverage & Life Insurance.

Overall the BBB rates Safeco A+. It does reference that Liberty Mutual is the parent company.