Georgia Interpreter Insurance. If you are an interpreter, then chances are you're the person professionals call on when they need to translate verbal or written communications from one language to another. As a translator you're hired by individuals, corporations, lawyers, government entities and even medical professional to translate speeches, interviews and other forms of communication into another language.
Although this job may seem simple, there are many risks involved. For instance, if there's an error in something you translated or you cause damage to a business with your errors you make you can be held liable. For this reason, you must have protection. In this post, we'll take a look at some of the risks and the types of Georgia interpreter insurancepolicies you can get to protect your business.
Georgia interpreter insurance protects your translation business from lawsuits with rates as low as $27/mo. Get a fast quote and your certificate of insurance now.
Although it might be hard for you to cause bodily harm to a third party, you still should have Georgia interpreter insurance to keep your business and personal assets covered. It's possible for a person on your property to sue you if they get hurt while being there. Following are some basic types of translator insurance:
Commercial General Liability Coverage - A client can always sue you if they are injured while on the premises of your business. With this coverage, you get a broad range of protection against lawsuits made against you by a third party for bodily harm or property damage. Commercial general liability insurance covers any cost associated with any harm done by your business. If you have to pay medical bills or replace damaged property this insurance will help you. In the event, you're sued then having this Georgia interpreter insurance helps with the costs associated.
Having GA commercial property insurance protects the building and the contents in those buildings that you use for your business. Your computers, office furniture, and other office supplies will be covered when you have this insurance. Any property damaged by fire, severe weather, theft or vandalism is repaired and quickly replaced with this type of insurance coverage. Interruption coverage is also a part of this protection. If there is ever a time in your business where you are unable to operate for a period because of relocation or some other issue you are covered when you have this insurance.
Professional Liability Insurance For Translators - The biggest risk you face as an interpreter is an error caused by an oversight on your part that results in damages to your clients' business. Let's say you're required to translate an important document like medical lab results, and an error in translation leads to the patient getting the wrong treatment or even death you can be sued. A situation like this could result in you losing lots of money in your business if aren't adequately protected.
When you are translating it your job to get the accurate translation to the person or company that needs it. If you make a mistake, then you can be held liable for the damages caused. With interpreter professional liability insurance (also now as errors and omissions), you'll have protection if a client sues you for negligence. This coverage helps with legal defense fees, settlements, and judgments. Speaking with an experienced insurance agent will provide you with the information you need to find the right Georgia interpreter insurance policies for your business.
GA Commercial Auto Insurance - Vehicles you use for your business needs to be covered. While driving on the road, there is always the risk of getting in an accident. When you are an employee of your business causes damage to a third party while using a business vehicle you can be held liable. Luckily with this type of insurance in your business, you will be protected.
GA Workers Compensation Insurance - Workers comp is required in most states for any non-owner employees. While on the job there's always the chance of an employee being injured. If they need medical attention because of the injury, they will be covered when you have this insurance.
As an interpreter, you may think there aren't that many risks to your business, but you're wrong. To ensure the success of your business you need to have protection. The last thing you want happening is a lawsuit against your business that results in a huge financial loss for your business. Find the right insurance and keep your translation business protected today.
Have a great idea for a small business and want to setup shop in Georgia? If so, before you start pursuing a commercial property and hiring employees, you want to make sure that the Peach State will support your industry to ensure your success. It's also a wise idea to familiarize yourself with the rules and regulations that the state has in place for business owners, such as the regulations and limits that pertain to commercial insurance. Below, we offer invaluable information about business development in the state of Georgia so that you venture can be as successful as possible.
In the past few years, there has been a definite uptick in job growth in the state of Georgia; however, in recent months, it seems that growth has become stagnant. In fact, according to the Bureau of Labor Statistics, as of May 2019, the unemployment rate in Georgia was 3.8%; 0.2% higher than the national average during the same time, which was 3.6%.
Despite stagnation in job growth and the slightly higher unemployment rate compared to the national average, more people are employed in Georgia in 2019 than were just a few years ago; in fact, in recent years, job growth has been at an all-time high.
If you're thinking about starting a business in Georgia, you're in luck; according to recent research, the state is one of the most attractive among entrepreneurs in the nation. Atlanta was voted the seventh best city in the US to launch a venture. Low living costs, business-friendly laws, and a wealth of easy to access resources have all made the Peach State a prime location for those business-minded individuals.
There are several industries that offer the potential for great success in the state, including:
The Georgia Department of Insurance regulates insurance in Georgia. Like most states, Workers' compensation is also mandated in the state of Georgia; for business that employ three or more employees, you will need to carry this type of coverage.
If you use motor vehicles for business-related purposes, you'll also need to invest in commercial auto insurance coverage to protect your drivers, as well as other drivers on the road.
Get informed about small business professional services insurance, including Professional liability, aka errors and omissions (E&O insurance), that protects your business against claims that a professional service you provided caused your client financial loss.
Let's face reality. People today are claims conscious, resulting in a significant share of malpractice lawsuits against professionals.
Liability resulting from the rendering of or the failure to render professional services is excluded in most liability coverage forms. This means that a policy covering a account's or lawyers' office will cover liability arising out of the maintenance or use of the premises, but specifically exclude liability arising out of the rendering of a professional service or the omission of such a service.
In addition to the professions in which actual physical or mental injury may be caused to clients, certain other professions are exposed to claims for malpractice.
Claims may be brought against lawyers, accountants, architects, and similar professional persons for errors or omissions in their professional capacity. Errors & Omissions insurance pays damages that might be awarded to a plaintiff alleging professional negligence.
Professional liability policies are made available to such risks, and these policies provide essentially the same protection as is afforded under the physicians, surgeons or dentists professional liability policy.
Minimum recommended small business insurance coverage: Business Personal Property, Employee Dishonesty, Accounts Receivable, Computers, Valuable Papers and Records, General Liability, Employee Benefits Liability, Professional Liability, Umbrella Liability, Hired and Non-owned Auto Liability & Workers Compensation.
Other commercial insurance policies to consider: Building, Business Income with Extra Expense, Earthquake, Equipment Breakdown, Flood, Computer Fraud, Forgery, Money and Securities, Special Floater, Cyber Liability, Employment-related Practices Liability, Business Auto Liability and Physical Damage and Stop Gap Liability.
Request a free Georgia Interpreter Insurance insurance quote in Acworth, Albany, Alpharetta, Americus, Athens, Atlanta, Augusta, Bainbridge, Belvedere Park, Brookhaven, Brunswick, Buford, Calhoun, Candler-McAfee, Canton, Carrollton, Cartersville, Chamblee, Clarkston, College Park, Columbus, Conyers, Cordele, Covington, Cusseta, Dallas, Dalton and Hinesville, Decatur, Douglas, Douglasville, Druid Hills, Dublin, Duluth, Dunwoody, East Point, Evans, Fairburn, Fayetteville, Forest Park, Gainesville, Georgetown, Griffin, Grovetown, Holly Springs, Johns Creek, Kennesaw, Kingsland, LaGrange, Lawrenceville, Lilburn, Lithia Springs, Loganville, Mableton, Macon-Bibb County, Marietta, Martinez, McDonough, Milledgeville, Milton, Monroe, Moultrie, Mountain Park CDP, Newnan, Norcross, North Decatur, North Druid Hills, Panthersville, Peachtree City, Peachtree Corners, Perry, Pooler, Powder Springs, Redan, Richmond Hill, Riverdale, Rome, Roswell, Sandy Springs, Savannah, Smyrna, Snellville, St. Marys, St. Simons, Statesboro, Stockbridge, Stonecrest, Sugar Hill, Suwanee, Thomasville, Tifton, Tucker, Union City, Valdosta, Villa Rica, Vinings, Warner Robins, Waycross, Wilmington Island, Winder, Woodstock and all other cities in GA - The Peach State.
Also learn about Georgia small business insurance requirements for general liability, business property, commercial auto & workers compensation including GA business insurance costs. Call us (470) 440-6263.