Dog Walking Insurance Delaware

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Get DE small business insurance quotes and info on costs, coverages, minimum requirements, certificates & more.

Types Of Small Business Insurance

  • Includes medical payments, legal representation, and defense against libel and slander accusations.
  • Provides financial protection if an employee has a job-related accident or illness.
  • Bundles general liability insurance and commercial property into one affordable policy.
  • Pays to repair or replace your business property if it's stolen, damaged, or destroyed in a fire or natural disaster.
  • Covers mistakes or alleged mistakes on your part (errors) & failures or alleged failures to perform a service (omissions).
  • Is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business.
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Frequently Asked Questions About Small Business Insurance


How much does general liability insurance cost?

In 2019, commercial general liability costs can vary widely based on industry. Businesses in higher risk industries pay more. Premiums are also determined by zip code and often payroll and/or gross sales. You can request a free quote to get an exact premium for your business. Read more...

What types of business insurance do I need?

Almost every business needs general liability and commercial property insurance at the very least. If you have any non-owner employees, you'll most likely need workers compensation insurance too as most state require it. It all depends on the risks your business faces. Read more...

How does general liability insurance work?

Having general liability is the basis of any business insurance program. If you can afford only one commercial insurance policy for your small business - then you should get a commercial general liability policy, because it offers protection against a wide range of common but unexpected risks. Read more...

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is proof of coverage. It verifies that you have insurance coverage for your small business, & contains information on types and limits of coverage, insurance company, policy number, named insured, and the effective date of the policy. Read more...
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Dog Walking Insurance Delaware Policy Information

DE Dog Walking Insurance

Dog Walking Insurance Delaware. If you love dogs, a dog walking business can be a fulfilling endeavor that you can use to augment your existing income or to have a business of your own that generates full-time income for you. While starting such a business is relatively simple, it is nonetheless a serious endeavor.

Dog walkers must be able to take on multiple dogs, and many offer additional pet services, including boarding and grooming. Because pets are so important to your customers, it is important that you also protect your business by purchasing dog walking insurance Delaware.

Dog walking insurance Delaware protects your business from lawsuits with rates as low as $57/mo. Get a fast quote and your certificate of insurance now.

Tips for Dog Walkers from the ASPCA

Dog walkers can have more success when they follow these tips from the American Society for the Prevention of Cruelty to Animals:

  • In parks, use flexible leashes, but avoid these types of leashes in high-traffic locations. The use of these leashes prevent the dog from getting away from the walker, so it stays safe.
  • For dogs that tend to get away from their walkers, a metal lead is a good option, although they are hard to handle and a bit heavy.
  • Avoid wildlife by walking dogs in the early morning or in the evening. This lessens a dog's natural urge to chase small animals.
  • Steer clear of flower beds and grass during warmer months of the year, since dogs may ingest certain flowers or be exposed to insecticides that may be harmful to them.
  • Bring along extra waste bags, treats, and water for the dog.

Starting A Dog Walking Business In Delaware

Before taking on your first furry clients, protect yourself and your business with dog walking insurance.

Prior to starting a DE dog walking business, it is imperative to research the market to make a determination as to whether the business would thrive in your particular area. This lessens any frustration or failures down the road. Ask around to see if people are willing to pay for dog walking services. Take to social media or email to conduct a survey of interest in the community. If there is interest for dog walkers and people need the service, your chances for success are heightened.

Be sure to follow local regulations in regards to registering your dog walking business. Open a business banking account, and determine a proper recordkeeping method for the business.

Buying Dog Walking Insurance Delaware

Dog walking insurance Delaware protects the dogs that you care for and walk and also protects the business from liability. Working with multiple dogs at once increases your chances of liability if a dog is injured by another dog while you're caring for the dogs. Having dog walking insurance Delaware in place also helps to enhance your reputation as a professional dog walker and gives clients peace of mind in hiring you and trusting you with their dogs.

Dog walking insurance is not a common insurance product, so it can be difficult to find a policy that works for you. Work with a licensed agent to find a company willing to write the policy you need.

Bonding And Dog Walking Insurance Delaware

After obtaining insurance for your dog walking business, check into bonding options and requirements in your locale. You may need to receive a fidelity bond that protects your business from lawsuits and claims arising from your actions or those of your employees.

Even in states where bonding is optional for dog walking businesses, consider applying for bonding anyway. This shows your clients that they can trust you, and that if any sort of fraudulent activity occurs, they can have peace of mind in knowing that they can seek compensation. Some states may require bonding prior to registration of the business, and liability insurance is required in some areas. The added expense is worth the security such policies provide.

Finding DE Dog Walking Insurance

To find a reliable company selling insurance policies and offering business bonds, check with:

  • Commercial insurance agents. These agents can shop with multiple companies, so you can get the most unbiased feedback and advice and gain the ability to compare rates among top companies.
  • Attorneys. Discuss liability concerns with an attorney to find out how much insurance you may need and the risks involved in operating a small business.
  • Financial advisors. Most financial advisors can connect you with an insurance agent who can help you find the right level of coverage for your particular situation.

After researching your needs, be sure to compare different dog walking insurance Delaware policies to find the right policy for your budget, based on the coverage you need and your level of risk acceptance.

Delaware Economic Data & Commercial Insurance Regulations

For entrepreneurs who are thinking about starting up a business in Delaware, it is important to have an understanding of the state's economic outlook, as well as the regulations and limits regarding commercial insurance. With this information, you can determine if DE is, in fact, a wise location to start your business.

Made In Delaware

Below, we offer a brief overview of Delaware's economic status and the rules relating to commercial insurance.

Economic Trends For Businesses In The State Of Delaware

Delaware is home to more than 1 million businesses. This includes over half of all of the publicly traded companies in the United States, and 64 percent of the country's Fortune 500 companies. Delaware is such an appealing place for entrepreneurs because the state offers flexible corporate laws and a government that is very friendly to business owners.

The economic outlook of DE has become softer. As such, Delaware has moved down eight spots on the Forbes' Best States for Business list. The costs of operating a business are about 21 percent lower in Delaware than the national average. It is also one of the lowest ranking states in regard to labor costs. With that said, job growth is expected to reach .8 percent by the end of the 2019 calendar year. The unemployment rate is expected to remain lower than the national average, at an estimate 4.7 percent.

The industries that contribute the most to Delaware's economy include:

  • Agriculture
  • Government
  • Healthcare
  • Hotel & Hospitality
  • Manufacturing
  • Retail

It is expected that these industries will continue to see growth, but there is a need for more skilled labor in these areas.

DE Commercial Insurance Regulations

The Delaware Department of Insurance regulates the insurance industry in DE. Commercial liability insurance, commonly referred to as general liability insurance, is the most common type of coverage that business owners carry. In the state of Delaware, business owners are not required to carry this type of coverage in order to operate. This state is considered a modified comparative fault state that has a negligence standard of 51 percent. The government does not put any caps on awards that are offered to those who file personal injury lawsuits against businesses in Delaware. As such, it is wise for business owners in this state to invest in commercial liability insurance, even though it isn't required.

Business owners are required to carry workers compensation in Delaware. This includes businesses that employee one or more hourly or salaried W2 employees.

Additional Resources For Children & Pet / Dog Care Insurance

Discover what small business commercial insurance policies cover for children and pet related businesses.


Children And Pets Insurance

Whenever children are involved, an extra level of care needs to be taken when selecting an business insurance policy.

Younger children require more supervision than older children. Each state establishes minimum standards and ratios for children-to-adults based on the children's ages.

Day care facilities must comply with these minimum standards and some exceed them by having additional staff to provide more personal attention and activities.

Pet related businesses have a large liability risk when working with multiple dogs. If one of the dogs bites someone, they can do a of of damage and claims are often in the thousands. Certain breeds of dogs can do major damage if they bite.

Another consideration in the pets themselves - what if they are injured while being groomed or walked? What if one dog attacks another while you are walking them?

If you do not have the right coverage you could have to pay a claim and expensive legal fees out-of-pocket.


Request a free Dog Walking Insurance Delaware quote in Arden, Ardencroft, Ardentown, Bellefonte, Bethany Beach, Bethel, Blades, Bowers, Bridgeville, Camden, Cheswold, Clayton, Dagsboro, Delaware City, Delmar, Dewey Beach, Dover, Ellendale, Elsmere, Farmington, Felton, Fenwick Island, Frankford, Frederica, Georgetown, Greenwood, Harrington, Hartly, Henlopen Acres, Houston, Kenton, Laurel, Leipsic, Lewes, Little Creek, Magnolia, Middletown, Milford, Millsboro, Millville, Milton, New Castle, Newark, Newport, Ocean View, Odessa, Rehoboth Beach, Seaford, Selbyville, Slaughter Beach, Smyrna, South Bethany, Townsend, Viola, Wilmington, Woodside, Wyoming and all other cities in DE - The First State. Call us (302) 273-0433.

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