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Funeral Home's Risks & Exposures. Premises liability exposure is high as people entering the location to arrange and attend funerals are often in a fragile emotional state and may be unaware of their surroundings. The rooms and halls must be...
A patient's death could result in dependent children being left without a parent's support. A birth-related injury could result in parents being responsible to care for a severely disabled infant for the rest of that child's life. This...
Workers comp insurance covers bodily injury by accident or bodily injury by disease, including death that results from either. This is subject to the following: An Accident - When bodily injury is due to an accident, the bodily injury must occur during...
Accidental Death and Dismemberment (AD&D) and medical expense coverages are very important to amateur athletic programs in colleges, universities, and Amateur Athletic Union (AAU) clubs such as track, wrestling, basketball, and other amateur sports...
Also known as commercial general liability insurance, contractor liability insurance is a policy that covers your business from the risk of personal injury claims, wrongful death, property damage, slip and fall on your business premises, and claims of...
Determine the value of the policy (injury, damage, loss, death, etc.) Understand what is covered (equipment, other contractors, vehicles, etc.) It is wise to determine the level of protection both needed and required as a 1099 subcontractor....
Who is an insured under a CGL policy? Learn who actually has coverge in commercial general liability polices to be certain your business is protected from costly third party lawsuits for bodily injury or property damage.
1-9: States with this grade range impose varying degrees of moderate liability on parties that supply, furnish, vend, or sell liquor. Causes of action in these states can be brought against the liquor vendor for bodily injury, property damage, or death tha...
There are many risks involved in hunting and use of firearms, which means you have a greater exposure to liability and injures or even death in the event of an accidental shooting. It is good practice to inform hunters of known dangers on your property,...
CGL Policy Coverage. CGL Policy Coverage.As a business owner, you make every effort to ensure safety and security. However, sometimes, incidents occur that are out of your hands and property can become damaged or people can suffer injuries.
