Erie Insurance Reviews 2019 (Ratings, Coverage & Complaints)
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Frequently Asked Questions About
Commercial General Liability Insurance
How much does commercial insurance cost?
Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number.
What kind of business insurance do I need?
Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.
What is a Certificate of Insurance?
A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it.
Is business insurance tax deductible?
Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.
Erie Insurance Reviews
Erie Insurance Reviews 2019 (Ratings, Coverage & Complaints). Erie Insurance is one of the major regional insurers serving Pennsylvania, New York and a total of 12 states. They offer all the basics of commercial and personal lines coupled with a wide range of specialty policies.
Having been in the business for close to 100 years, Erie has managed to create a very strong reputation, and just as they advertise, the company takes insurance seriously.
If you are a business owner looking to buy liability insurance, read Erie Insurance reviews to learn about Erie's products.
Check out Erie Insurance's small business insurance reviews & ratings for general liability, workers comp and other commercial policies.
About Erie Insurance
Erie Insurance Company was founded in 1925, in Erie, Pennsylvania. Erie was initially selling auto insurance. After a few years, they expanded their business to Pittsburgh. In 1953, they moved out of Pennsylvania into Maryland. The company expanded into inland marine and fire insurance. In 1961, they added the homeowner's insurance and life insurance policy in 1967. Since then, Erie Insurance has added more insurance products including the commercial lines.
Currently, Erie Insurance is available in Maryland, Illinois, Pennsylvania, Indiana, Kentucky, Ohio, Tennessee, Virginia, New York, West Virginia, Wisconsin and North Carolina. Even though they don't insure in all states, Erie has still managed to rank among the top 10 auto insurance firms in the country. Erie has also managed to secure a position in Fortune 500, where the company currently sits at number 382.
Erie's products are usually sold through a network of independent agents all over the states that they currently serve. Quotes for auto insurance are available online. However, you will have to choose your own agent as part of this process so as to complete your purchase. Other lines can be quoted through agents only. Even though they have a very strong online presence, the company's approach to selling insurance policies still remains agent-driven.
The Erie Insurance reviews on the Internet are above average.
Commercial Insurance Products
Erie offers commercial insurance policies and individual policies for different business types. The coverage is usually available for medical, restaurant, auto repair, retail, wholesale and several other types of coverage. Erie Insurance reviews for business insurance are about average online. The available coverages include:
- The UltraPack Plus Business Owner's Package - This package includes business property protection and general liability.
- FiveStar Package - Liability and property package for contractors who have less than 10 employees.
- UltraSure for The Property Owners - This is a policy for the owners of apartment and condo buildings.
- Business Auto
- Worker's Compensation
- Business Practices Liability
- UltraFlex - property and liability package for contractors
- Business Catastrophe Liability
- Garage Auto
Commercial Prices and Premiums
Erie Insurance doesn't rank among most affordable commercial insurance options. As a matter of fact, the company comes above average for the premium pricing. Their business auto insurance rates are the most affordable rates for the good drivers that are claims-free or they've got more than 1 vehicle.
Erie Commercial Claims
Erie Insurance offers many methods to fill a claim just like most major insurance firms. Claims at Erie can be filed in several ways as listed below:
- By phone
- By contacting the local claims office
- Contacting an Erie agent
- Filing your claims online
Online claim filing is usually used for most policies. Their website directs the customers to enter their policy number and then follow the given instructions. However, some policies will need the claim to be filed through a different method. Claims process vary depending on the type. For instance, simple claims could be handled quickly, whereas more complex claims might take long and they require more investigation. Erie Insurance reviews for claims are all over the board.
Erie Insurance Ratings Online
Following are some ratings found online which appear mixed:
- BBB.org - The Better Business Bureau rates them 3.87 out of 5 stars.
- Yelp.com - Yelp rates them 1.5 out of 5 stars.
- mythreecents.com - my3cents rates them 1.0 out of 5 stars.
The company's J.D. Power ratings for claims satisfaction are good. Erie Insurance also came top in the survey for purchase experience. In turn, the company earned one of the highest J.D Power ratings and the J.D. Power's award for client satisfaction in 2016.
Erie Insurance Contact Information
Address: 100 Erie Insurance Place, Erie, PA 16530
The Bottom Line On Erie Insurance
Erie Insurance is one of the regional insurers with a great reputation and long history for insurance services. They offer all basic types of business insurance. Even though their rates are on the higher end, they still offer some good insurance programs that will help you to lower rates and eventually keep them down. They are certainly the most competitive firm for low-risk clients.
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Small Business Independent Insurance Association Ratings: Trusted Choice
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