Day Care Insurance Services, Inc. Reviews

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Day Care Insurance Services, Inc. Reviews

DC Insurance Services Reviews

Day Care Insurance Services, Inc. Reviews. The importance of investing in insurance can never be stressed enough. With construction and property management in particular, the increased liability makes it an absolute necessity. This is because in addition to all the valuable property, there are several risks faced by both human resources and physical resources throughout the project.

Day Care Insurance Services, Inc. is one of the brokers in this particular industry. Below is a comprehensive review of the business in terms of its history and specialty, what they have to offer and what you as the potential client have to look expect.

If you are a business owner looking to buy liability insurance, read Day Care Insurance Services, Inc. reviews to learn about Contractors Edge's products.

Check out Contractors Edge small business insurance reviews & ratings for general liability, workers comp and other commercial policies.

About Day Care Insurance Services, Inc.

DC Insurance Services Inc was founded in 1968 with the sole purpose of providing liability coverage and children accident policies for In-home Child Care Centers and Commercial Child Care operations.

Aside from providing insurance, the company has been playing an important role in providing education within the childcare industry. They have been involved in organizing informational workshops, sharing information on resources and referral agencies as well as participation on policy changes. The company sends representatives to national and local industry conferences to monitor and understand the changes in the childcare industry so that they can better package their insurance packages.

Day Care Insurance Services, Inc. has also been able to develop good relationships and partnerships with leading childcare organizations over the years. The founders add that these partnerships have given them a chance to further give back to the community by way of educational workshops and sponsorships. The company currently has a presence in Alabama, California, Florida, Georgia, Colorado, Illinois, Oregon, Tennessee, Maryland, Texas, and Virginia.

Childcare Coverages Offered

DC Insurance Services Inc offers two major packages; the package for In-home Childcare Facilities and the package for Commercial Daycare Facilities. Let's take a quick look at each:

Insurance for In-home Childcare Facilities - This Day Care Insurance Services, Inc. policy for the In-Home child care business. The company recognizes the fact that most Homeowner's policies do not provide coverage for your business. There are a few Home insurance policies that add coverage for home Childcare operations, but this is often very limited. DC Insurance Service program for In-home childcare operations cover the owner, childcare provider and residents of your home including employees and volunteers. This package includes:

  • Professional Liability including Errors and Omissions
  • Defense charges for administrative hearings
  • Up to $100,000 Child Abuse
  • Dispensing Medication
  • Infants under six weeks
  • Food preparation
  • Field trips
  • Personal injury
  • All household residents, employees, and volunteers

Optional additions:

  • Auto transportation cover for enrolled children
  • Non-owned auto-liability
  • Accident medical expense related to transportation and field trips
  • $20,000 per child for accident medical expense
  • Primary (pay first)
  • $5,000 for accidental death
  • Owner and employees can also be added to the accidental medical coverage

Insurance for Commercial Daycare Facilities - This is a special Day Care Insurance Services, Inc. package for commercial child care businesses and includes the following:

  • Professional Liability including Errors and Omissions
  • Defense charges for administrative hearings
  • Up to $100,000 Child Abuse
  • Dispensing Medication
  • Infants under six weeks
  • Food preparation
  • All employees and volunteers
  • Field trips
  • Personal injury
  • Swimming pools

Optional additions:

  • Auto transportation cover for enrolled children
  • Non-owned auto-liability
  • Directors & Officers Coverage
  • Employer Practices Liability Insurance
  • Accident medical expense related to transportation and field trips
  • $20,000 per child for accident medical expense
  • Primary (pay first)
  • $5,000 for accidental death

Day Care Insurance Services, Inc. Reviews & Ratings

Following are some ratings sites - had to find any info on DC Insurance Services:

The Good & Bad On DC Insurance Services

The Good:

  • Their prices are higher but they offer comprehensive coverage.

The Bad:

  • There are not many reviews or ratings from 3rd party sites about them.

Day Care Insurance Services, Inc. Contact Information

Address: 16601 Ventura Boulevard, Suite 500, Encino, CA 91436

Website: https://www.dcins.com

The Bottom Line On Day Care Insurance Services, Inc.

As a caregiver, your primary goal is to provide the best protection and care for kids in your program. A lot of people rely on you including your employees, the children enrolled in your program and the parents have trusted you with their children. This means you need a childcare insurance package that comprehensively covers you and your entire business operations. DC Insurance Services offers these coverages.

Request a free Business Insurance quote in California, Delaware, Kentucky, New Jersey, New York, Pennsylvania and Texas. Also see Small Business Insurer Ratings: Acuity, AIG, Allstate, Amica, AmTrust, Chubb, Cincinnati, CNA, Dongeal, Erie, Esurance, Farmers, Foremost, GEICO, Guard, Hanover, Hiscox, Liberty Mutual, Merchants Insurance Group, Nationwide, Philadelphia Insurance Companies, Progressive, Selective, State Farm, The Hartford, Travelers, USAA, USLI, Westfield, Zurich

Commercial Insurance Broker ratings: Bolt, Burns & Wilcox, Contractors Edge, CoverWallet, Day Care Insurance Services, Inc., Insureon, Next, TechInsurance, USG Insurance Services

Small Business Independent Insurance Association Ratings: Trusted Choice

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Day Care Insurance Services, Inc. Reviews
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