USLI Reviews

Call to start your quote:
(212) 235-2003

Get A Quote

Quick Quote Form

Your quote request has been sent.

Something went wrong!

Frequently Asked Questions About
Commercial General Liability Insurance

How much does commercial insurance cost?

Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number.

What kind of business insurance do I need?

Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.

What is a Certificate of Insurance?

A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it.

Is business insurance tax deductible?

Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.

Protect your business - Fast & Affordable.

Quick quotes from top rated insurance carriers.

Request a Quote Now

USLI Reviews

United States Liability Insurance Reviews

USLI Reviews. United States Liability Insurance (USLI) is an insurance provider and underwriter for small businesses. It was formerly known as United States Liability Insurance Company of Philadelphia and changed its name to United States Liability Insurance Company in May 1951. The company was founded in 1867 and is based in Wayne, Pennsylvania. Although it is wholly owned by the Berkshire Hathaway family of companies, USLI continues to sell insurance under this name.

If you are a business owner looking to buy liability insurance, read USLI reviews to learn about USLI's products.

Read USLI reviews and ratings. Find out what other small business owners think about United States Liability Insurance's general liability, business owners and professional liability insurance policies.

About USLI

USLI specializes in underwriting low premium, low hazard specialty insurance products. It supports its wide range of insurance products with financial strength and stability. USLI is committed to making a difference to customers through its well-designed insurance products. In addition to its innovative products, USLI provides marketing assistance to customers to help ensure their long-term success. The USLI reviews on the Internet are mainly positive.

Philosophy and Work Culture

USLI is committed to delivering value to clients through a member-centered, customer-driven philosophy. It accomplishes this through a dynamic system of member inputs and feedback that help set the strategic direction of the organization.

USLI works to create a work environment where employees know they are the #1 asset and work diligently towards achieving company goals. This clarity of purpose enables employees to focus on how their contribution works toward the ultimate goal for USLI to be the best insurance company at writing small premium accounts and the "go to" company for small businesses. USLI reviews well with employees.

USLI Business Insurance Products

USLI is known for writing small business insurance accounts, whose average premium is under $1,500. Its products are distributed through wholesale agents. They include:

Commercial Lines - USLI offers a diverse range of commercial lines business insurance products for more than 500 classes of businesses that include general and artisan contractors, child care services, janitorial services, pet care providers, bars and restaurants, 1-4 unit dwellings, and fitness centers. Some examples are:

  • General Liability - USLI covers business organizations against claims for bodily injury, property damage and advertising liability arising out of their operations or use of their products.
  • Professional Liability - Coverage for businesses in the event a client is harmed from a service or advice that they provide and for which they are legally liable. USLI reviews a strong here.
  • Property Insurance - USLI also provides financial reimbursement in case your business structure and its contents are damaged or stolen.
  • Hospitality & Liquor Lines - After writing liquor liability for the past 25 years, USLI continues to provide reliable coverage designed for small businesses in the hospitality industry, and for those seeking insurance for special events.
  • Cyber Liability - At the core of USLI's cyber policy is coverage for Data Breach and/or Privacy Liability. Beyond that, it's an a la carte menu of optional coverage modules. This means coverage can be tailored to fit the needs of just about any entity.

USLI Personal Insurance Products

Personal Line USLI provides niche insurance products covering needs not typically met by common home or auto insurance policies. A few examples of these niches are home auto and umbrella insurance.

USLI and the Non-Profit Sector

USLI has an impressive track record as a company dedicated to providing insurance products tailored to the needs of nonprofit organizations. USLI has been writing insurance for nonprofit entities for over 20 years and currently insures many nonprofit organizations. Directors and officers liability (D&O) is a area of solid USLI reviews. In addition to offering comprehensive coverages with unique features, USLI also makes available value-added resources to all of its policyholders through its Business Resource Center.


USLI has an A++ (Superior) from A.M. Best for its strong capitalization, underwriting discipline, outstanding long term profitability and its financial backing with Berkshire Hathaway. USLI also earned Insurance Business America's prestigious 5-Star Carrier rating for its excellence in eight categories, including reputation and financial stability, pricing, claims handling, product range, quoting turnaround times, underwriting expertise, technology and automation capabilities, marketing support, education and training opportunities and commitment to the agent distribution channel. Again good USLI reviews.

Why Choose USLI?

USLI maintains a strong presence within the insurance market. They offer an efficient turnaround time on quotes both online and over the phone, and have a commitment to customers through well-designed products delivered with unparalleled speed, service and support. They are your one-stop shop for all your insurance needs.

Request a USLI Business Insurance quote in California, Delaware, Kentucky, New Jersey, New York and Pennsylvania. Also see CNA Insurance Reviews, Hiscox Insurance Reviews, Insureon Reviews, The Hartford Reviews

Request a Quote Now

USLI Reviews
Rated 4.6/5 based on 89 reviews